Maybank MasterCard Platinum Debit Card

Features

The Maybank Mastercard Platinum Debit Card is a premium banking solution designed to upgrade your daily transactions. It seamlessly combines rapid contactless payment ability with the heightened security and exclusive benefits associated with the Mastercard Platinum tier. This card connects directly to your existing Maybank Current or Savings Account, ensuring smooth transactions whether you are in Malaysia or abroad. This Platinum card offers a high spending limit and comes with no annual fee, providing exceptional flexibility and a high-end payment experience for all your financial needs.

Key Features and Functionality 

Benefit from modern banking advancements that ensure your transactions are consistently safer, quicker, and more convenient.

• Universal Acceptance: The card can be used at millions of merchant locations worldwide that accept Mastercard, guaranteeing its usability wherever you travel.
• Tap-and-Go Payments: For transactions under RM250, you can simply tap your Mastercard Platinum Debit Card on a compatible terminal. This feature speeds up checkout times and does not require a signature.
• Flexible Spending Limit: You have the ability to set your own retail purchase cap, which can go up to an impressive maximum of RM20,000. This elevated limit offers much more freedom compared to a typical debit card.
• Dual-Use Access: The card functions as both your debit card for purchases and your ATM card for withdrawing cash in Malaysia and overseas.
• Security Measures: Transactions are protected by sophisticated smart chip technology and mandatory PIN use. For security when traveling, you must enable the Overseas flag using Maybank2u or an ATM before making international purchases or withdrawals.
• Transaction Visibility: You can monitor all your transactions instantly via the Maybank2u online banking platform, allowing you to keep a close watch on your spending.

Benefits and Rewards 

Gain access to valuable rewards and unique privileges while enjoying the affordability of a cost-effective banking solution.

• Platinum Card Privileges: You can take advantage of exclusive promotions, discounts, and offers provided by Mastercard International to Platinum cardholders.
• Reward Points: Accumulate TreatsPoints every time you use your Maybank debit card for purchases. These points can later be exchanged for rewards or utilized during the annual Maybank Treats Fair.
• Zero Recurring Fees: You can enjoy all the benefits of this premium product without paying any annual service fee.
• Essential Banking Access: Use your card to easily manage bill payments, transfer funds, and access all banking services through Maybank's network of ATMs, mobile apps, and online banking.
• Always-On Support: The round-the-clock customer support ensures you receive help or information whenever it is needed.

Fees & Charges

Issuance Fee

• No Fee

Annual Fee

• RM0

  Free for life

ATM Withdrawal Fee

• RM1 per withdrawal on Local MEPS ATM
• RM12 per withdrawal on Overseas ATM

• Free for first 4 withdrawals at Maybank ATM. The Maybank ATM withdrawal fee is waived if your account balance is above RM5,000 at the time of withdrawal or if you withdraw RM1,500 or more in a single transaction

Overseas Transaction Fee

1.00% of the total amount transacted

Card Replacement Fee

• RM12

Requirements

Minimum Age

• 12 years old

Who can apply

• Anybody

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