Maybank Visa Platinum Debit payWave

Unleash Platinum spending power! The Maybank Visa Debit card gives you a RM20,000 limit, global privileges, and smart contactless payment worldwide.

Maybank Visa Platinum Debit payWave
Annual Fee
Free
ATM Withdrawal Fee
Free*
Overseas Transaction Fee
No Fee
Card Replacement Fee
RM12

Features

The Maybank Visa Platinum Debit payWave is a premium debit card that combines contactless payment technology with enhanced spending limits and Visa Platinum privileges. Designed for modern banking convenience, this card offers seamless transactions both locally and internationally, with no annual fee. Whether you're shopping at your favorite stores or traveling abroad, this platinum-tier debit card delivers a superior payment experience with the security and flexibility you need for everyday transactions.

Key Features and Functionality

Experience advanced banking technology designed to make your daily transactions smoother, safer, and more convenient than ever before.

Benefits and Rewards

Unlock premium privileges and earn valuable rewards with every transaction while enjoying cost-effective banking at its finest.

Fees & Charges

Issuance Fee
  • No Fee
Annual Fee
  • RM0

    Free for life

ATM Withdrawal Fee
  • RM1 per withdrawal on Local MEPS ATM
  • RM12 per withdrawal on Overseas ATM
  • Free for Maybank ATM

Card Replacement Fee
  • RM12

Requirements

Minimum Age
  • 18 to 99 years old
Who can apply
  • Anybody

Review

What is the Maybank Visa Platinum Debit payWave?

This card is your essential financial tool, blending the security of a debit card with the prestige of Platinum privileges! It links directly to your Maybank Current or Savings Account, giving you full control over your budget while allowing you to tap and pay globally with its rapid payWave function. It is the secure, flexible, and stylish way to manage your money every day.

Get worldwide acceptance and exclusive Platinum privileges

As a Platinum cardholder, you unlock excellent perks and convenience that enhance your lifestyle both at home and abroad. You can maximize your value by accessing exclusive deals and discounts reserved for this card tier.

  • Worldwide Acceptance: Shop confidently at millions of outlets globally wherever the VISA logo is displayed.
  • Exclusive Platinum Perks: Enjoy selected Maybank and VISA Platinum Privileges, plus access to hot deals through the Kardshoppe Newsletter.
  • 24/7 Security & Support: Easily track all your transactions online via Maybank2u.com and get peace of mind with 24-hour customer service.
  • Quick Contactless Payments: Use the payWave function to pay for purchases below RM250 in a flash. Just wave your card, no signature required!

Set a high purchase limit up to RM20,000

This card provides incredible flexibility, allowing you to tailor your spending ceiling to meet your specific financial needs. This high limit is perfect for managing larger transactions with the security of a debit card.

  • Maximum Purchase Limit: You can customize and set your retail purchase limit up to an impressive RM20,000 for high-value transactions.
  • Daily Default Limit: The card comes with a daily default purchase limit of RM3,000, which can easily be adjusted via ATM or the Maybank2u website.
  • Cash Access: The card functions as your essential ATM card for cash withdrawals both locally and when traveling overseas.

The Annual Fee is FREE!

The Maybank Visa Platinum Debit payWave offers excellent value, making it highly affordable for daily use. You can enjoy a vast range of services and global acceptance with minimal charges.

  • Annual Service Fee: The card replacement and renewal are FREE!
  • Optional Unlimited ATM Withdrawal Fee: RM8 per annum (charged if you opt for unlimited cash withdrawals at any Maybank ATM).
  • Card Replacement: RM12.00 will be charge if the card is lost, stolen, damaged, or for a forgotten PIN replacement.
  • Local Interbank ATM Withdrawal: RM1.00 per withdrawal (at other domestic banks’ ATMs).
  • International ATM Withdrawal: RM12.00 per withdrawal.
  • Retail Purchases: Making purchases at merchants and retailers are free.

Eligibility to apply for Maybank Visa Platinum Debit payWave

Getting your hands on this card is simple! The primary requirement ensures a seamless integration with your existing or new banking relationship with Maybank.

  • Visit any Maybank branch to confirm your eligibility.
  • Open or currently hold a Maybank Current Account or Savings Account.
  • The card will typically be issued on the spot once eligibility is confirmed!

Required documents to apply for this debit card

When you visit a branch to apply, preparation is key to a smooth process. Make sure you bring both primary identification and one supporting document that are required as per below:

  • Primary Documents:
    • Your MyKad (IC)/Police or Armed Forces ID Card
    • Birth certiicate and MyKid (for in-trust and minor accounts)
    • Passport (for non-residents/foreigners)
  • Supporting Documents (One of the following):
    • Valid Passport (for Residents).
    • Valid Driving License (for Residents).
    • Utility Bills (in your name and address).
    • Letter of Confirmation from your Employer or Educational Institution.
    • Credit Card (if any)
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