What Is the Public Bank (PB) Scholar Debit Card?
The PB Scholar Debit Card is a revolutionary 2-in-1 Mastercard Debit Card designed to transform campus and financial life! It seamlessly integrates your identity by functioning as both your Student ID and your Debit Card. This innovative solution allows you to manage everything from door access and attendance tracking to global financial transactions, all with just one card.
What Are the Benefits?
- Free Forever: The Annual Fee is waived, ensuring you enjoy the card's benefits throughout your studies without yearly charges.
- Grow Your Savings: You earn monthly interest calculated on the daily balance in your linked account, helping you build your savings effortlessly.
- Digital Wallet Ready: Compatible with digital payment methods like Samsung Pay, Google Wallet, and Garmin Pay, offering fast and flexible purchasing options.
- Worldwide Payments: Accepted globally wherever Mastercard is displayed for retail and online transactions.
- Free Local ATM Withdrawal: The fee for cash withdrawals at Public Bank ATMs is waived.
Who Can Apply For This Debit Card?
- Students of Participating Educational Institutions only (currently Universiti Tunku Abdul Rahman - UTAR).
- Applicants must be at least 12 years of age.
- For applicants aged between 12 and 18 years old, the form must be completed and signed by the applicant's parent/guardian.
What Are the Required Documents To Apply for This Debit Card?
- A valid Personal Deposit Account (e.g., Savings Account or Current Account) with Public Bank.
- Your Original IC or Passport.
- Your UTAR Admission Offer Letter (if you have not yet received the Student ID Card).
- Completed application form (required for minors).
What Are the Fees That I Need To Pay?
- Annual Fee: Waived.
- Card Replacement Penalty (Lost/Stolen/Damaged): RM12.00.
- Cash Withdrawal at PB ATM: Waived.
- Cash Withdrawal at Non-PB/Overseas ATM: RM10.00 per successful transaction.
- Overseas Conversion Fee: Mastercard exchange rate + 1.25% foreign exchange spread charged by the Bank.
- MyDebit Cash Out Fee (via POS): RM0.50 per successful transaction.
