What Is the RHB Mastercard Debit Card-i?
The RHB Mastercard Debit Card-i is a widely accepted, Shariah-compliant payment instrument offered by RHB Islamic Bank, designed for everyday local and global use. It links directly to your RHB Islamic deposit account, allowing you to make secure purchases at retail outlets worldwide and providing high cash withdrawal limits nationwide. The card is a great option for those seeking a simple, low-barrier-to-entry debit card that offers attractive rewards.
What Are the Benefits For This Debit Card?
The RHB Mastercard Debit Card-i is packed with features that enhance convenience and provide monetary returns on international spending.
- Overseas Cashback: Enjoy 0.5% cashback on all overseas retail spend, including dining, shopping, and services (applicable to the RM12 annual fee version).
- Earn Profit: Continue to enjoy profit from your linked profit-bearing account.
- Worldwide Acceptance: Accepted at all Mastercard retail establishments globally.
- Cashless Convenience: Features PayWave capability, allowing users to simply tap the card to complete payments.
- High Withdrawal Limit: Allows cash withdrawal nationwide up to RM10,000.00.
What Are the Fees That I Need To Pay?
This is a breakdown of the standard fees for the RHB Mastercard Debit Card-i that offers 0.5% cashback on overseas spend.
- Annual Fee: RM12.00. An RM8.00 option is also available, but it does not include the overseas cashback benefit.
- Card Replacement Fee: RM15.00 (for the RM12 version).
- Overseas Transaction Conversion Fee: 1% of the converted amount. This fee is applied when a foreign currency transaction is processed.
- ATM Withdrawal Fee (RHB ATM): Free.
- ATM Withdrawal Fee (Local Bank MEPS): RM1.00 per withdrawal.
- ATM Withdrawal Fee (Overseas via Mastercard Network): RM12.00 per withdrawal.
Who Can Apply For This Debit Card?
The card is highly accessible, with minimal requirements to get started.
- Individuals aged 12 years and above are eligible to apply.
- An indemnity letter from parents/guardians is required for individuals aged 12 years old to below 18 years old.
- The card is easy to apply for as no minimum income is required.
