What is the RHB Mastercard Debit Card about?
This card is a payment instrument that links directly to your RHB deposit account, allowing you to pay for goods and services locally and globally via the Mastercard or MyDebit network. It also gives you the convenience of withdrawing cash from ATMs nationwide and overseas.
What are the benefits of this card?
- Overseas Cashback: Receive 0.5% cashback on all your overseas retail spending (valid for the RM12 card option).
- Global Acceptance: Shop with confidence at millions of Mastercard retail establishments worldwide.
- Contactless Payments: Breeze through checkout lines by simply waving or tapping your card for payment.
- Easy Access to Cash: Withdraw cash at any MEPS ATM nationwide up to RM10,000.
Any other benefits that I should know of?
- Interest Earnings: Continue to earn interest on your savings as the card is linked to your interest-bearing account.
- Online Shopping: Enable your card for online purchases to shop securely from the comfort of your home.
- MyDebit Cash Out: Enjoy the convenience of withdrawing cash at participating retailers for a nominal fee.
What are the fees?
- Issuance/Annual Fee: RM12.00 (with cashback feature) or RM8.00 (without cashback feature).
- Replacement Fee: RM15.00 (for the RM12 card) or RM12.00 (for the RM8 card).
- ATM Withdrawal Fee (Local): RM1.00 per withdrawal at local MEPS ATMs (Free at RHB ATMs).
- ATM Withdrawal Fee (Overseas): RM12.00 per withdrawal via the Visa/Mastercard network.
- Overseas Conversion Fee: 1% of the converted transaction amount for overseas usage.
Are there any transaction limits?
- Daily Retail Spend (18 years+): Default limit of RM3,000 per day.
- Daily Cash Withdrawal (18 years+): Default limit of RM3,000 per day (Max RM10,000).
- Daily Limits (12 to 17 years): Default limit of RM200 for both retail spend and cash withdrawal per day.
- Per Withdrawal Limit: Maximum RM1,500 per transaction at ATMs.
Am I eligible to apply for this debit card?
Any individuals aged 12 years and above are eligible to apply. You also must hold a savings or current account with RHB Bank to qualify.
What documents should I prepare?
- For Adults (18+): Completed application form and a copy of your Identification Card (MyKad).
- For Minors (12-17): An Indemnity letter from parents or legal guardians is required.
- For Minors (12-17): Copies of both the applicant's and the parent/guardian's Identification Cards (MyKad).
