What Is the RHB MySiswa Debit Card-i (Visa)?
The RHB MySiswa Debit Card-i is a unique, Shariah-compliant Visa debit card offered by RHB Islamic Bank, primarily designed for students. Its core feature is acting as an integrated card that functions as both a modern payment instrument and the official matric student identification card for public university students. It links directly to your RHB Islamic deposit account, enabling secure, cashless transactions globally and, crucially, providing access to essential university services such as attendance registration, door entry, and library facilities. The card is governed by the Ujrah (fee for service) Shariah contract.
What Are the Benefits For This Debit Card?
The RHB MySiswa Debit Card-i is tailored to enhance convenience and seamlessly integrate with campus life for students.
- Integrated Student ID: The card serves as your official matriculation student ID, granting streamlined access to university facilities, including attendance logging, library services, and door entry points.
- Shariah-Compliant: Transactions are managed under the Islamic Ujrah contract, ensuring your banking is in line with Shariah principles.
- Cashless Convenience: The PayWave feature allows users to simply wave or tap the card to complete fast and secure payments at retail outlets worldwide.
- Worldwide Acceptance: Accepted at all Visa retail establishments globally, making it convenient for travel and international purchases.
- Online Shopping: Can be used for secure online purchases, provided the customer has opted in for this function.
- Enjoy Profit: Cardholders continue to earn profit from the funds held in their linked RHB Islamic profit-bearing account.
What Are the Fees That I Need To Pay?
The RHB MySiswa Debit Card-i is highly cost-effective, featuring minimal fees, making it an excellent choice for students.
- Annual Fee/Issuance Fee: Waived (RM0.00). The initial issuance and recurring annual fee are waived.
- Card Replacement Fee: RM12.00. This is the fee for replacing a lost or damaged card.
- ATM Withdrawal Fee (RHB ATM): Free. There is no charge for withdrawals at any RHB ATM.
- ATM Withdrawal Fee (Local Bank MEPS): RM1.00 per withdrawal.
- ATM Withdrawal Fee (Overseas via VISA Network): RM12.00 equivalent in foreign currency per withdrawal.
Who Can Apply For This Debit Card?
The RHB MySiswa Debit Card-i (Visa) is accessible to most students in Malaysia.
- Eligibility: Individuals aged 12 years and above are eligible to apply.
- Age Requirements: Applicants who are 12 years old to below 18 years old require a Consent Form from a parent or guardian for the account opening.
- Minimum Income: There is no minimum income requirement necessary, reflecting its student-centric design.
