RHB Premier Multi Currency Visa Debit Card-i

RHB's award-winning Multi Currency Debit Card-i lets you hold and spend in 33 foreign currencies. Enjoy preferential rates and no conversion fees on retail spend.

Annual Fee: Free*
ATM Withdrawal Fee: Free*
Overseas Transaction Fee: 1%
Card Replacement Fee: RM15

Features

The RHB Premier Multi Currency Visa Debit Card is the ultimate travel and investment companion, designed for premier, hassle-free global transactions. This award-winning card allows you to transact in 33 foreign currencies plus Ringgit Malaysia, linking directly to your RHB Multi Currency Account. Engineered for global convenience, this card offers seamless transactions with superior control over foreign exchange rates, making it essential for expats, frequent travellers, and parents with children studying abroad.

Key Features and Functionality

Experience advanced banking technology that makes managing multiple currencies smoother, safer, and more convenient than ever before.

33 Currency Storage: Transact directly in 33 foreign currencies (e.g., USD, EUR, GBP, AUD, JPY) on top of Ringgit Malaysia, all stored on one single card.
Locked-in Exchange Rates: Buy your preferred foreign currencies when rates are favourable and lock in the exchange rate to protect your money from market fluctuations.
No Currency Conversion Fee: Enjoy zero currency conversion fee on overseas retail spend when you transact using the corresponding foreign currency balance in your account.
Dual Account Linkage: The card links to your Multi Currency Account and your main Ringgit Current/Savings Account for comprehensive transaction support.
Instant Currency Conversion: Easily convert Ringgit Malaysia to any of the 33 foreign currencies instantly via RHB Now Internet Banking, anytime and anywhere.
Enhanced Security: The card is protected by PIDM up to RM250,000, ensuring your funds are safe and credible.

Benefits and Rewards

Enjoy preferential exchange rates and cost-effective banking for your daily needs, both locally and globally.

Attractive Interest Rates: Earn attractive interest rates on your account balance for selected foreign currencies held in your Multi Currency Account.
Preferential Exchange Rates: Enjoy great, competitive rates when you convert your preferred currencies compared to standard rates.
Perfect for Global Lifestyles: Ideal for frequent travellers, business travellers, expats, and e-commerce shoppers who need a smart, convenient, and multi-functional payment solution.

Fees & Charges

Issuance Fee

RM20
Free for the first year with minimum deposit of USD200 or equivalent in the RHB Multi Currency account

Annual Fee

RM20
Free with minimum spend of RM3,000 yearly

ATM Withdrawal Fee

RM1 per withdrawal on Local MEPS ATM
RM12 per withdrawal on Overseas ATM
Free for RHB Bank ATM

Overseas Transaction Fee

1.00% of the total amount transacted

Card Replacement Fee

RM15

Requirements

Minimum Age

18 years old

Who can apply

Anybody

Review

What is the RHB Premier Multi Currency Visa Debit Card-i?

This is the ultimate tool for elite travelers, astute money managers, and global citizens! The RHB Premier Multi Currency Visa Debit Card-i links directly to your Multi Currency Account-i, allowing you to manage and spend in 33 different foreign currencies seamlessly alongside Ringgit Malaysia. It’s designed to protect your wealth by locking in exchange rates and eliminating conversion fees when you pay using the currency you already hold in the account.

Benefits of RHB Premier Multi Currency Visa Debit Card-i

Zero Conversion Fees: Spend the foreign currency balance you hold with no conversion fees charged by the bank.
Rate Lock Security: Buy foreign currency when rates are low and protect your spending power from currency fluctuations.
Fee Waiver Perks: The annual fee is waived for the first year (with an initial USD200 equivalent deposit).
Attractive Interest: Enjoy attractive monthly interest on the foreign currency balances you hold in your account (applicable to selected currencies).
Shariah-Compliant Option: The Islamic version for this card ensures your multi-currency banking remains aligned with Islamic principles.

What Are The Fees That I Need To Pay?

Issuance Fee: RM20.00
- Waiver: Waived for the first year with a USD200 initial deposit in the the RHB Multi Currency account-i
Annual Fee: RM2.00
- Waiver: Waived with a minimum RM3,000 annual retail spend
Card Replacement Fee: RM15.00.
Overseas Conversion Fee: 1% of the converted amount
ATM Withdrawal Fee (Overseas): RM12.00 per withdrawal via Visa network.
ATM Withdrawal Fee (RHB ATM): Free.
ATM Withdrawal Fee (Local Bank MEPS): RM1.00 per withdrawal.

Who Can Apply For This Debit Card?

Individuals aged 18 years and above.
Required to open an RHB Multi Currency Account-i (and a compulsory Ringgit Current or Savings Account) with RHB Islamic Bank.
Target audience includes frequent travellers, expats, parents with children studying abroad, and e-commerce shoppers.

How To Apply for This Debit Card?

The process to apply for this debit card are different as per below:

New Multi Currency Account Holder

1. Open Accounts: Open your Multi Currency Account-i along with an RHB Islamic Bank Current or Savings Account-i.

2. Convert and Earn: Convert Ringgit Malaysia to your 33 preferred currencies via RHB Now Internet Banking, and earn profit on your selected foreign currency balances.

3. Spend Fee-Free: Get your RHB Premier Multi Currency Debit Card-i and transact overseas with no currency conversion fees on retail spend.

Existing Multi Currency Account Holder

1. Convert & Lock-in: Exchange Ringgit for your 33 preferred currencies online and earn profit on your balance.

2. Zero Fee Spend: Use your RHB Multi Currency Debit Card-i globally and pay retail price with no conversion fees.