RHB Prepaid Card

Tap into easy spending! Accepted worldwide for secure cashless and online payments. Simple to apply, no minimum income.

Annual Fee: RM24
ATM Withdrawal Fee: Free
Overseas Transaction Fee: 1%
Card Replacement Fee: No Fee

Features

The RHB Prepaid Card is a reloadable card that simplifies your spending by allowing users to spend only the monetary value they have pre-loaded onto the card. Enjoy the hassle-free use of physical cash and hello to effortless, controlled spending!

Key Features and Functionality

Global Acceptance: Shop confidently at all Visa merchants worldwide.
No Income Requirement: This card is easy to apply for and requires no minimum income, making it ideal for students or anyone new to cards.
Contactless Payments: Complete transactions instantly with the PayWave tap-and-go feature.
Cash Access: Withdraw funds at ATMs globally.
Usage Control: Easily manage or disable the contactless function for security via a branch or contact centre

Charges and Fees (Key Charges)

ATM withdrawals: Free at RHB ATMs! RM8 will be charged per withdrawal when using ATMs under the Visa Network overseas.
Overseas Transaction Conversion Fee: 1% on the total amount spent, which is applied to all purchases made in foreign currency.

Fees & Charges

Issuance Fee

RM24

Annual Fee

RM24

ATM Withdrawal Fee

RM8 per withdrawal on Overseas ATM
Free for RHB Bank ATM

Overseas Transaction Fee

1.00% of the total amount transacted

Requirements

Minimum Age

12 years old

Who can apply

Anybody

Review

What is the RHB Prepaid Card?

The RHB Prepaid Card is a reloadable spending card (like a gift card, but you reload it) that lets you shop online and overseas using only the money you put on it, making it easy to budget and control your spending.

Frequently Asked Questions (FAQ) For RHB Prepaid Card

1. What are the benefits of the RHB Prepaid Card?

Your card grants you worldwide acceptance at any merchant that displays the Visa logo. Plus, enjoy instant transactions with Contactless Convenience; thanks to the PayWave feature, you can simply wave or tap your card to complete payments in a flash.

For cash withdrawal convenience, you can access funds at ATMs, subject to the available balance and your daily withdrawal limit. Best of all, withdrawing cash at RHB Bank ATMs is free, while using the wider Visa network costs only RM8.00 per transaction.

You also have Usage Control, giving you the flexibility to easily turn off or reduce the contactless (PayWave) function simply by visiting an RHB Branch or contacting the RHB Customer Contact Centre.

And getting started is a breeze with a hassle-free application. You can apply easily as there is no minimum income required.

2. What are the fees and charges I have to pay?

The key fees and charges for the RHB Prepaid Card are:

Starter Pack Purchase (one-off): RM24.00
Annual Fees: RM24.00 per card
Card Reload Limit: RM1,500.00
ATM Withdrawal Fee (RHB Bank ATM): Free
ATM Withdrawal Fee (Visa Network): RM8.00 per withdrawal
Overseas Transaction Conversion Fee: 1% on the amount spent (billed in Ringgit Malaysia equivalent)
Replacement Card Fee: Not applicable; you must purchase a new starter pack

3. Who can apply for the RHB Prepaid Card?

To apply for the card, you must be:

At least 12 years old and above.
Able to provide a valid mailing address in Malaysia.
Able to provide a photocopy of your MyKad / passport & employment pass / travel / student Visa.

How can I apply for the RHB Prepaid Card?

The card is an e-money instrument and requires a one-off purchase of a Starter Pack (RM24.00). You must be eligible and provide the required documents. Once approved, you are required to pre-load the Prepaid Card before making purchases.