What is the RHB Visa Debit Card?
The RHB Visa Debit Card is your ultimate cashless companion, directly linked to your RHB Savings or Current Account.
It eliminates the need to carry bulky cash or chequebooks, offering a seamless way to pay for groceries, dining, and entertainment. Whether you are shopping at a local mall or travelling abroad, this card provides secure, instant access to your funds via the Visa network.
What do I get from using this card?
- Overseas Cashback: Earn 0.5% cashback on all your overseas retail purchases when you choose the cashback-enabled card variant.
- Global Acceptance: Use your card at millions of Visa merchants and ATMs worldwide, making travel hassle-free.
- Contactless Convenience: Features Visa payWave for quick, secure tap-and-go payments for transactions under RM250.
- Online Shopping: Enable your card for e-commerce to shop safely from the comfort of your home (requires opt-in).
- Earn Interest: Continue earning interest or profit on the balance sitting in your linked savings or current account.
Any other benefits that I should know about?
- Customisable Limits: You can easily manage your daily spending and withdrawal limits to suit your lifestyle and security needs.
- Bill Payments: Use your card to pay bills or sign up for recurring auto-debit instructions for hassle-free utility payments.
- MyDebit Network: Enjoy lower costs for local merchants when you use the MyDebit network for domestic payments.
What are the fees or charges?
- Issuance/Annual Fee: RM12.00 (includes 0.5% overseas cashback benefit) or RM8.00 (standard version without cashback).
- ATM Withdrawal Fee (RHB ATMs): FREE.
- ATM Withdrawal Fee (Local MEPS): RM1.00 per withdrawal.
- ATM Withdrawal Fee (Overseas Visa Network): RM12.00 per withdrawal.
- Overseas Transaction Conversion Fee: 1% on the converted amount (plus any charges by Visa).
- Replacement Card Fee: RM12.00 (for lost, stolen, or damaged cards).
Tell me about the transaction limits.
- Daily Retail Purchase Limit (Default): RM3,000 (Adults 18+); RM200 (Minors 12-17).
- Daily Cash Withdrawal Limit (Default): RM3,000 (Adults 18+); RM200 (Minors 12-17).
- Maximum Withdrawal Limit: Up to RM10,000 per day (can be adjusted upon request).
- Maximum Retail Limit: Customizable up to RM50,000 (subject to account balance and bank approval).
Who is eligible to apply for this debit card?
This debit card is open to both Malaysians and non-Malaysians (Permanent Residents/ Foreigners with valid visas) aged 12 years and above, who hold an individual or joint RHB Savings or Current Account.
Interested to apply? Please prepare the following documents to start your application journey.
- Original MyKad (IC) for Malaysians or a Passport for non-Malaysians.
- For Minors (Aged 12-17):
- Original MyKad (IC) of the minor.
- Original MyKad (IC) of the parent or legal guardian.
- A completed Indemnity Letter signed by the parent or legal guardian.
- For Non-Malaysians:
- Valid working permit, student visa, or other supporting documents as requested by the bank.
