What Is the RHB Visa Debit Chibi Superman-i?
The RHB Visa Debit Chibi Superman-i is a widely accepted, Shariah-compliant payment card offered by RHB Islamic Bank. It is designed for everyday use by individuals aged 12 and above, featuring the unique Chibi Superman artwork. The card links directly to your RHB Islamic deposit account, allowing you to make secure purchases worldwide and providing access to cash nationwide. This dual functionality ensures both convenience and ethical banking practices are met. It's an excellent choice for those who want a simple, rewarding debit card that adheres to Islamic financial principles.
What Are the Benefits For This Debit Card?
The RHB Visa Debit Chibi Superman-i combines fun design with powerful financial features, especially for international use. Its core offerings provide both monetary savings through cashback and maximum convenience for daily transactions. The benefits listed below highlight why this card is a solid choice for modern banking needs.
- Overseas Cashback: Enjoy 0.5% cashback on all overseas retail spend, covering dining, shopping, and services, allowing you to save while travelling or shopping online globally.
- Iconic Design: Features the exclusive Chibi Superman artwork, making it a unique and fun card to carry.
- Worldwide Acceptance: Accepted globally at all Visa/MasterCard retail establishments and for online purchases.
- Cashless Convenience: Includes the PayWave feature, enabling users to simply wave or tap the card to complete payments quickly and securely.
- Earn Profit: Cardholders continue to enjoy profit from the funds held in their linked RHB Islamic profit-bearing account.
- High Withdrawal Limit: Allows for cash withdrawal nationwide up to a high limit of RM10,000.00.
What Are the Fees That I Need To Pay?
This is a breakdown of the standard fees for the RHB Visa Debit Chibi Superman-i. Since this card is designed to be accessible, the fee structure is straightforward and affordable, with waived annual fees often being a key attraction for similar products. Below is a detailed look at the fees and charges associated with owning and using this debit card.
- Card Issuance Fee: RM15
- Annual Fee: RM12
- Card Replacement Fee: RM18
- ATM Withdrawal Fee (RHB ATM): Free
- ATM Withdrawal Fee (Local Bank MEPS): RM1 per withdrawal
- ATM Withdrawal Fee (Overseas via Visa Network): RM12
Who Can Apply For This Debit Card?
The card is highly accessible, making it easy for young adults and students to apply. Eligibility starts from a young age, reflecting RHB's commitment to financial inclusion. There are minimal barriers to entry, making the application process simple for almost anyone interested in the card.
- Eligibility: Individuals aged 12 years and above are eligible to apply.
- Age Requirements: An indemnity letter from parents/guardians is required for applicants aged 12 years old to below 18 years old.
- Minimum Income: The card is easy to apply for as no minimum income is required.
