Own your most essential purchases immediately and pay later with Split’s instalment plans. Zero-interest, zero-fee.

Interest Rate
As low as 0%
Instalment Period
Up to 3 months

Instalment Plan

Pay later for your dream items with flexible instalment plans.

Instalment PeriodFirst PaymentPayment MethodInterest Rate
2 months1/2 of the total value of purchase at point of purchaseDebit / Credit Card0%
3 months1/3 of the total value of purchase at point of purchaseDebit / Credit Card0%

Fees & Charges

Admin Fee
  • No Fee
Late Payment Fee
  • No Fee
Early Termination Fee
  • No Fee


Minimum Age
  • 18 years old
Who can apply
  • Malaysians

More Information

Looking to make a purchase you can enjoy immediately? But you don’t want to spend all of your savings of the month for it? Own your purchase now and pay later with Split’s zero-interest instalments.

Why should I choose Split?

Split is one of the Buy Now Pay Later players in the Malaysian market. It aims to help fellow shoppers change the way they finance their purchases by making it affordable at the point of purchase with Split’s flexible monthly instalments.

But what makes Split different from credit card instalment? Unlike the latter, the instalment by Split has zero interest and additional fees. This means that the price of the item at the point of your purchase will be the price you’ll be paying for in total.

On top of that, you can choose to pay for your monthly instalments with a credit card or debit card. It’s completely up to you.

How Split works

Here’s how you can purchase with Split’s zero-interest instalments.

1. Download Split app and create an account.

2. Shop in any of the partner stores.

3. Choose Split as your payment method during the checkout.

4. Enter your details and select your instalment plan.

5. Make the first payment with a debit or credit card.

6. Pay for the next instalments on time.

If you wish to make full payment before the scheduled payment, go for it as there won't be any additional charges.

Do note that Split can only be used on their partner stores either via the app or in-store. For in-store purchases, scan the QR code available at the billing counter to pay via Split. For a list of the partner stores, click here.

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