[Last updated: 3 September 2026]
What Is Boost Wallet?
Boost Wallet is a Malaysian e-wallet for paying, transferring money, and managing everyday spending in one app. It's operated by Axiata Digital eCode Sdn Bhd, under Boost Holdings, a fintech company under Axiata Group Berhad. Its e-money activities are regulated by Bank Negara Malaysia.
You can use it for QR and online payments, bill payments, mobile top-ups, and instalment purchases through Boost PayFlex. It also gives you insurance and takaful plans, international payments, and rewards through Boost Stars.
Who Can Sign Up For Boost Wallet
You need to be 18 or older to register. A parent or legal guardian can register an account for a minor, but they take responsibility for how it's used.
Wallet Tiers And Transaction Limits
Boost Wallet has three tiers.
| Tier | Maximum Wallet Balance | Monthly Transaction Limit | Annual Transaction Limit |
| Basic | RM1,000 | RM2,000 | RM24,000 |
| Premium | RM4,999 | RM4,999 | RM59,999 |
| Premium 10K | RM10,000 | RM9,999 | RM119,988 |
Sending money to another Boost Wallet is only available on Premium and Premium 10K.
Boost Wallet has no joining, annual, or account service fees. Credit card reloads are free up to RM1,000. Above that, a 1% fee applies.
How To Apply
You register in the app. To unlock Premium or Premium 10K limits and wallet-to-wallet transfers, you'll need to complete eKYC verification.
What you need:
- Malaysian citizens: MyKad
- Other nationalities: Passport
- A selfie
How to upgrade your wallet:
- Tap "eKYC Verification" on the app homepage
- Choose your ID document type
- Photograph your MyKad or passport
- Take a selfie
- Check your details and submit
Most applications get approved instantly. Some go to manual review, which takes longer.
How To Use Boost Wallet
Top up your wallet with a bank card, online banking, or a linked bank account. Then use the balance for Scan & Pay at over 500,000 merchants, bill payments, mobile top-ups, and BoostPlay game credits.
Boost PayFlex splits purchases into instalments of up to 24 months. International Payment lets you send money or pay merchants overseas from the app.
Do I Get A Card With Boost Wallet
You can apply for the Boost Beyond Card, a prepaid Mastercard funded from your Boost Wallet or Boost PayFlex. A virtual card is issued instantly for online payments. A physical card is optional and comes with a one-time RM20 issuance fee, no annual fee.
To apply, you need Malaysian nationality, to be 21 or older, and to be a Boost and CelcomDigi customer. Overseas transactions on the card carry a 2% fee.
How Your Boost Wallet Balance Is Protected
Money in Boost Wallet is e-money, not a bank deposit. Boost holds customer funds in trust accounts with licensed banks, separate from its own money.
Keeping Your Boost Wallet Secure
Boost Wallet has transaction alerts and a Kill Switch to deactivate your account if you spot suspicious activity. Keep your PIN and login details private, and don't use the app on rooted or jailbroken devices.
If you see an unauthorised transaction, report it to Boost support. Refunds depend on the circumstances and Boost's policy.
Frequently Asked Questions
Is there a fee to cash out from Boost Wallet to my bank account?
Yes, Boost charges 2% of the amount you cash out, up to a maximum of RM2 per request.
Do I pay extra to top up with a debit card, online banking, or DuitNow?
No. The convenience fee only applies to credit card reloads above RM1,000. Debit card, online banking, and DuitNow top-ups are free.
Can I send money added via credit card to another Boost user?
No, you cannot transfer money added via a credit card to another Boost user.
Can foreigners register for Boost Wallet?
Yes, as long as they use a Malaysian mobile number for registration.
