AEON Cards 0% Instalment Payment Plan

Get your latest smartphone, home appliances, portable gadget what-have-yous affordably with an interest free instalment plan from AEON - available at selected merchants.

AEON Cards 0% Instalment Payment Plan
Up to 36 months
Early Termination Fee

Interest Rates

Transfer your debt now to enjoy special low interest fees each month!

Instalment PeriodInterest RateMinimum Amount
3 months0% p.a. and no one-time upfront handling feeRM500
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM500
18 months0% p.a. and no one-time upfront handling feeRM500
24 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500

How to apply

Get help with making your expensive shopping habits affordable with AEON Cards 0% Instalment Payment Plan.

It's easy to set-up your installment plan, all you have to do is:
1. Make a purchase of at least RM500 in a single receipt using your AEON Credit Card.
2. Call AEON 24-hour Customer Care line at 03 2719 9999 no later than 1 day before the Card’s statement date for the subsequent month.
3. Upon approval, your first installment will be shown in your next statement.

More Information

Go big on your spending without hesitation with 0% Instalment Payment Plan up to 36 months, just make sure to stay committed to your responsibility.

Why should I apply for this easy payment plan?

If you are the kind of a person who likes to take advantage of zero-percent interest rate, no upfront fee and flexible payment period, then this is the right easy payment plan for you, subject to terms and conditions.

With AEON 0% Instalment Payment Plan, you can get your hand on the latest trend in gadget, kitchenware, living room etc from participating merchants and enjoy interest free instalment up to 36 months.

Where can you swipe and convert your purchases into this EPP? It's easy because AEON Credit's participating merchants are big names in the retail industry such as AEON Stores, AEON BiG, TESCO Stores, Senheng Electric S/B and Star Electronic Sales & Services.

How it works?

It is really simple: all you need to do is make a purchase in a single receipt. Then, you need to inform the bank of your intention to convert the payment into 0% IPP. This should be done no later than 1 day before your next statement date, or at the point of transaction.

Choose your preferred tenor: 3, 6, 12, 18, 24 or 36 months, which then AEON Credit will provisionally reduce your credit limit. Make sure you have available balance before doing so!

You can gradually and progressively restore your credit limit if payment is made on monthly basis until your payment period expires.

What is my obligation?

You only have one job, which is to service your monthly repayment on time and in full. Unless you are hit with budgetary crisis sometimes within your tenor, you are advised to make a minimum payment of 5% of the outstanding balance.

Otherwise, you will be risking on paying steep finance charge of 18% if there is a non-payment.

Also, bear in mind that a RM30 penalty will be charged on you for paying off your instalment ahead of schedule.

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