AFFIN 0% Easy Payment Plan

AffinBank Easy Installment Plan lets you split your retail purchases into manageable monthly payments, making shopping more affordable and hassle-free.

Tenure: Up to 60 months
Merchant Selection: Unrestricted
Early Termination Fee: No Fee

Interest Rates

Transfer your debt now to enjoy special low interest fees each month!

Instalment Period	Interest Rate	Minimum Amount
3 months	0% one-time upfront handling fee	RM500
6 months	0% one-time upfront handling fee	RM500
12 months	0% one-time upfront handling fee	RM500
18 months	0% one-time upfront handling fee	RM500
24 months	0% one-time upfront handling fee	RM500
36 months	0% one-time upfront handling fee	RM500
60 months	0% one-time upfront handling fee	RM500

How to apply

Get help with making your expensive shopping habits affordable with AFFIN 0% Easy Payment Plan.

Request an Easy Payment Plan at participating merchants for hassle-free shopping.
Choose your instalment tenure from flexible options ranging between 3 to 60 months.
Complete your purchase and enjoy 0% interest instalments, conveniently billed to your credit card every month.

More Information

What is AFFIN 0% Easy Payment Plan (EPP)?

The AFFIN 0% Easy Payment Plan (EPP) is a flexible instalment plan that allows AFFIN BANK and AFFIN ISLAMIC Credit Card-i holders to convert their retail purchases into affordable, interest-free monthly payments. Whether you're planning to upgrade your home appliances, buy the latest gadgets, or invest in beauty and wellness services, this plan helps you spread the cost over time without paying any extra interest.

0% Interest Instalments
- Convert purchases into monthly instalments with no interest charges.
- Choose from flexible repayment periods ranging from 3 to 60 months.
Wide Network of Participating Merchants
- Available at over 5,000 merchants across various categories, including electronics, home appliances, fashion, and beauty.

Where Can You Use the AFFIN 0% EPP?

This plan is accepted at various popular merchants, including:

Category	Participating Merchants
Beauty & Wellness	Adonis Beauty, Beaute Library, Bluunis, Herbaline Wellness, Mayfair Bodyline, Medi Beaute, One Doc
Mobile Phones & Gadgets	ALL IT Hypermarket, Huawei, Mac City, Machines, Switch, Thunder Match Technology, Urban Republic
Home Appliances	COURTS, DYSON, Harvey Norman, One Living, Senheng, senQ, TBM

For the full list of merchants, refer here.

How to Use the AFFIN 0% Easy Payment Plan?

Step 1: Before making a purchase, check with the store to ensure they offer the AFFIN 0% EPP and confirm the available instalment tenures.

Step 2: Decide on the repayment period that suits your budget, from3 months up to 60 months (availability depends on the merchant).

Step 3: Use your AFFIN Credit Card to pay and request the Easy Payment Plan at checkout. The total amount will then be split into equal monthly instalments.

Important Things to Note

Timely Payments Required: You must pay your monthly instalments in full before the due date. Late payments may incur finance charges.
Early Settlement: If you wish to settle the instalment plan early, additional terms may apply. Contact AFFIN BANK for details.
Merchant Participation Varies: Not all stores may offer the EPP, and instalment tenure options may differ between merchants. Always confirm before purchasing.

Click here for full terms and conditions.

AFFIN 0% Easy Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
Bank Rakyat Easy Instalment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM1k
Early Termination Fee
No Fee
Bank Rakyat Flexi Easy Payment
Best Interest Rate
from 0% p.a.
Minimum Amount
RM1k
Early Termination Fee
No Fee
HSBC Card Instalment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
Bank Islam RSVP Program
Best Interest Rate
from 0% p.a.
Minimum Amount
RM1k
Early Termination Fee
No Fee
Bank Islam Installment Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM150
Early Termination Fee
No Fee

AEON Cards 0% Instalment Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
RM30
Public Bank Flexipay Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM1k
Early Termination Fee
No Fee
BSN Instalment-Pay
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
OCBC Easy Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM1k
Early Termination Fee
No Fee
RHB Smart Instalment
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
UOB Lady’s LuxePay Easi Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM2k
Early Termination Fee
No Fee

CIMB 0% Easy Pay
Best Interest Rate
from 0% p.a.
Minimum Amount
RM1k
Early Termination Fee
RM50
UOB Instalment Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
RHB Dial-An-Instalment
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
Maybankard EzyPay
Best Interest Rate
from 0% p.a.
Minimum Amount
RM1k
Early Termination Fee
No Fee
BSN EasyPay
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
AmBank Easy Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee

AEON Cards Flexi Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
RM50
Hong Leong Flexi Payment Plan
Best Interest Rate
from 0.88% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
UOB Easi-Payment Plan
Best Interest Rate
from 3.99% p.a.
Minimum Amount
RM500
Early Termination Fee
5%
AmBank AmFlexi-Pay
Best Interest Rate
from 7.88% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
Maybankard EzyPay PLUS
Best Interest Rate
from 9% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
Standard Chartered FlexiPay Plus
Best Interest Rate
from 9.88% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee