AFFIN 0% Easy Payment Plan

What is AFFIN 0% Easy Payment Plan (EPP)?

The AFFIN 0% Easy Payment Plan (EPP) is a flexible instalment plan that allows AFFIN BANK and AFFIN ISLAMIC Credit Card-i holders to convert their retail purchases into affordable, interest-free monthly payments. Whether you're planning to upgrade your home appliances, buy the latest gadgets, or invest in beauty and wellness services, this plan helps you spread the cost over time without paying any extra interest.

1. 0% Interest Instalments
   • Convert purchases into monthly instalments with no interest charges.
   • Choose from flexible repayment periods ranging from 3 to 60 months.
2. Wide Network of Participating Merchants
   • Available at over 5,000 merchants across various categories, including electronics, home appliances, fashion, and beauty.

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Where Can You Use the AFFIN 0% EPP?

This plan is accepted at various popular merchants, including:

For the full list of merchants, refer here.

How to Use the AFFIN 0% Easy Payment Plan?

Step 1: Before making a purchase, check with the store to ensure they offer the AFFIN 0% EPP and confirm the available instalment tenures.

Step 2: Decide on the repayment period that suits your budget, from3 months up to 60 months (availability depends on the merchant).

Step 3: Use your AFFIN Credit Card to pay and request the Easy Payment Plan at checkout. The total amount will then be split into equal monthly instalments.

Important Things to Note

• Timely Payments Required: You must pay your monthly instalments in full before the due date. Late payments may incur finance charges.
• Early Settlement: If you wish to settle the instalment plan early, additional terms may apply. Contact AFFIN BANK for details.
• Merchant Participation Varies: Not all stores may offer the EPP, and instalment tenure options may differ between merchants. Always confirm before purchasing.

Click here for full terms and conditions.