Affin Bank

AffinBank EiPlan

AffinBank Easy Installment Plan converts your retail shopping into easy monthly payments. It's a simple and easy way to make shopping affordable.

    • Up to 36 months
    • Unrestricted selection of merchant
  • Instalment PeriodInterest RateMinimum Amount
    6 months2% one-time upfront handling feeRM500
    12 months4% one-time upfront handling feeRM1000
    18 months5% one-time upfront handling feeRM2000
    24 months6% one-time upfront handling feeRM2000
    36 months7% one-time upfront handling feeRM3000

    How To Apply for AffinBank EiPlan

    Get help with making your expensive shopping habits affordable

    Use your Affinbank credit card to buy anything worth RM500 or more and you can pay off your purchase in monthly instalments.

    1. Call Affin Bank Customer Centre at 03-5522-3000 requesting for the conversion to EiPlan within 20 days of purchase date.
    2. Choose your preferred repayment plans of 6, 12, 18, 24 or 36 months. The Easy Installment Plan attracts a one-time upfront charge. The interest charged will be according to your payment period.
    3. The total price of your purchase will then be divided by the number of months you have chosen to pay off your installments.

    Frequently Asked Questions about AffinBank EiPlan

    Things you might want to know

    What is the EIPlan?

    Say hello to the saving grace of credit card repayments! Easy payment plans are here to help you out when making particularly large purchases on your credit cards.

    The AffinBank Easy Installment Plan (EIPLAN) is a repayment plan that will help you ease up on massive credit card bills.

    How does it work?

    It’s really easy! If you were to make a single purchase that costs more than RM500 on your Affin card, simply drop a call to AffinBank and request that the purchase be converted to the EIPLAN.

    Choose a repayment period that works for you and say goodbye to 18% interest p.a. on that purchase. You only have to pay an upfront interest, that goes up to only 7% depending on your tenure, once off!

    No fees?

    Nope, no extra fees!!

    The only conditions that you have to meet is that the amount is over RM500 for whatever purchase you make.

    Lastly, make sure you finish the repayment within the tenure you choose. This is extremely important, or you might have to pay even more interest than you thought.

    That’s it, don’t be afraid to buy that new phone or handbag you’ve been eyeing. Go for it and be smart with your payments.

    Read More

    Apply online now for AffinBank EiPlan

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