AffinBank EiPlan

AffinBank Easy Installment Plan converts your retail shopping into easy monthly payments. It's a simple and easy way to make shopping affordable.

Tenure: Up to 36 months
Merchant Selection: Unrestricted
Early Termination Fee: RM50

Interest Rates

Transfer your debt now to enjoy special low interest fees each month!

Instalment Period	Interest Rate	Minimum Amount
6 months	2% one-time upfront handling fee	RM500
12 months	4% one-time upfront handling fee	RM1,000
18 months	5% one-time upfront handling fee	RM2,000
24 months	6% one-time upfront handling fee	RM2,000
36 months	7% one-time upfront handling fee	RM3,000

How to apply

Get help with making your expensive shopping habits affordable with AffinBank EiPlan.

Use your Affinbank credit card to buy anything worth RM500 or more and you can pay off your purchase in monthly instalments.

Call Affin Bank Customer Centre at 03 3823 2222 or 03 8320 2323 for Affin Bank World MasterCard credit cardmembers requesting for the conversion to EiPlan within 20 days of purchase date.
Choose your preferred repayment plans of 6, 12, 18, 24 or 36 months. The Easy Installment Plan attracts a one-time upfront charge. The interest charged will be according to your payment period.
The total price of your purchase will then be divided by the number of months you have chosen to pay off your installments.

More Information

What is the EiPlan?

Say hello to the saving grace of credit card repayments! Easy payment plans are here to help you out when making particularly large purchases on your credit cards, subject to terms and conditions.

The AffinBank Easy Installment Plan (EiPlan) is a repayment plan that will help you ease up on massive credit card bills. It is advisable to apply and convert your purchase before the next statement date.

How does it work?

It’s really easy! If you were to make a single purchase that costs more than RM500 on your Affin Bank credit card, simply drop a call to AffinBank and request that the purchase be converted to the EiPlan.

Choose a repayment period that works for you and say goodbye to 18% interest p.a. on that purchase. You only have to pay an upfront interest, that goes up to only 7% depending on your tenure, once off!

Are there fees and charges?

A one-time interest will be charged based on the tenure you have chosen. Also, an early repayment fee will be imposed of RM50 will be imposed to you for finishing the repayment before the end of the tenure.

RHB Smart Instalment
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
Bank Rakyat Flexi Easy Payment
Best Interest Rate
from 0% p.a.
Minimum Amount
RM1k
Early Termination Fee
No Fee
UOB Overseas Easi-Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM3k
Early Termination Fee
RM50
HSBC Card Instalment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
AffinBank EiPlan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
RM50
Bank Islam RSVP Program
Best Interest Rate
from 0% p.a.
Minimum Amount
RM1k
Early Termination Fee
No Fee
Bank Islam Installment Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM150
Early Termination Fee
No Fee
AEON Cards 0% Instalment Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
RM30
AmBank Easy Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM200
Early Termination Fee
No Fee
BSN EasyPay
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
Public Bank Flexipay Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM1k
Early Termination Fee
RM100
BSN Instalment-Pay
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
OCBC Easy Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM1k
Early Termination Fee
No Fee
Maybankard EzyPay
Best Interest Rate
from 0% p.a.
Minimum Amount
RM50
Early Termination Fee
No Fee
Citibank Easy Pay Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
Public Bank Zero Interest Installment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
UOB Easi-Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
RM50
UOB Lady’s LuxePay Easi Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM2k
Early Termination Fee
RM50
CIMB 0% Easy Pay
Best Interest Rate
from 0% p.a.
Minimum Amount
RM50
Early Termination Fee
RM50
UOB Instalment Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM1k
Early Termination Fee
No Fee
RHB Dial-An-Instalment
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
AEON Cards Flexi Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
RM50
AmBank AmFlexi-Pay
Best Interest Rate
from 3% p.a.
Minimum Amount
RM500
Early Termination Fee
RM50
Hong Leong Flexi Payment Plan
Best Interest Rate
from 8.99% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
Maybankard EzyPay PLUS
Best Interest Rate
from 9% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
Citi PayLite
Best Interest Rate
from 9.84% p.a.
Minimum Amount
RM1k
Early Termination Fee
5%
Standard Chartered FlexiPay Plus
Best Interest Rate
from 9.88% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee