Affin Bank

AffinBank EiPlan

AffinBank Easy Installment Plan converts your retail shopping into easy monthly payments. It's a simple and easy way to make shopping affordable.

- Up to 36 months
- Unrestricted selection of merchant

Instalment Period	Interest Rate	Minimum Amount
6 months	2% one-time upfront handling fee	RM500
12 months	4% one-time upfront handling fee	RM1000
18 months	5% one-time upfront handling fee	RM2000
24 months	6% one-time upfront handling fee	RM2000
36 months	7% one-time upfront handling fee	RM3000

How To Apply for AffinBank EiPlan

Get help with making your expensive shopping habits affordable

Use your Affinbank credit card to buy anything worth RM500 or more and you can pay off your purchase in monthly instalments.

Call Affin Bank Customer Centre at 03 3823 2222 or 03 8320 2323 for Affin Bank World MasterCard credit cardmembers requesting for the conversion to EiPlan within 20 days of purchase date.
Choose your preferred repayment plans of 6, 12, 18, 24 or 36 months. The Easy Installment Plan attracts a one-time upfront charge. The interest charged will be according to your payment period.
The total price of your purchase will then be divided by the number of months you have chosen to pay off your installments.

Frequently Asked Questions about AffinBank EiPlan

Things you might want to know

What is the EiPlan?

Say hello to the saving grace of credit card repayments! Easy payment plans are here to help you out when making particularly large purchases on your credit cards, subject to terms and conditions.

The AffinBank Easy Installment Plan (EiPlan) is a repayment plan that will help you ease up on massive credit card bills. It is advisable to apply and convert your purchase before the next statement date.

How does it work?

It’s really easy! If you were to make a single purchase that costs more than RM500 on your Affin Bank credit card, simply drop a call to AffinBank and request that the purchase be converted to the EiPlan.

Choose a repayment period that works for you and say goodbye to 18% interest p.a. on that purchase. You only have to pay an upfront interest, that goes up to only 7% depending on your tenure, once off!

Are there fees and charges?

A one-time interest will be charged based on the tenure you have chosen. Also, an early repayment fee will be imposed of RM50 will be imposed to you for finishing the repayment before the end of the tenure.

Credit card name and benefits	Interest Rate	Cashback	Annual Fee	Apply Online
Affinbank Visa Classic Spend to your heart's content while managing cash flow effectively with extensive line of credits and redeemable items under AFFIN Rewards Points Loyalty Program.	Interest Rate 15% p.a.	Cashback no	Annual Fee Free *	Read more Apply now
Affinbank Visa Gold A simple credit card jam-packed with benefits and credit lines for your convenience. Enjoy first year annual fee waiver plus low finance charge of 12% p.a. an interest rate rebate for prompt credit card bill settlement.	Interest Rate 15% p.a.	Cashback no	Annual Fee Free *	Read more Apply now
Affinbank MasterCard Classic Extensive line of credits and redeemable items under AFFIN Rewards Points Loyalty Program.	Interest Rate 15% p.a.	Cashback no	Annual Fee Free *	Read more Apply now
Affinbank MasterCard Gold Low interest rate MasterCard Gold credit card with no annual fee. Enjoy comprehensive line of credits as well as loyalty points on retail spending.	Interest Rate 15% p.a.	Cashback no	Annual Fee Free *	Read more Apply now
Affinbank BHPetrol 'Touch & Fuel' MasterCard Contactless Spend and get rewarded. Enjoy a low finance charge and interest rate rebate on minimum credit card monthly bill payment and 1x AFFIN Rewards Points on Ringgit spent on retail purchases.	Interest Rate 15% p.a.	Cashback no	Annual Fee Free *	Read more Apply now
Affinbank World MasterCard Embrace a world of privileges such as insurance above RM1 million, free entry to airport lounges worldwide, and 24/7 MasterCard concierge services.	Interest Rate 15% p.a.	Cashback no	Annual Fee Free *	Read more Apply now
AFFIN Islamic Mastercard Basic Free for life basic credit card offering low profit charge, complimentary Takaful coverage and flexible lines of credits	Profit Rate islamic	Cashback no	Annual Fee Free	Read more Apply now
AFFIN Islamic Mastercard Classic Upgrade cash payment to AFFIN Islamic MasterCard to earn rewards point, complimentary Takaful coverage and flexible line of credits	Profit Rate islamic	Cashback no	Annual Fee Free *	Read more Apply now
AFFIN Islamic Mastercard Gold Get AFFIN Rewards Point for every Ringgit spent and free Takaful coverage. Also enjoy 0% EPP for retail purchases and low rate balance transfer plan	Profit Rate islamic	Cashback no	Annual Fee Free *	Read more Apply now
AFFIN Islamic Platinum Mastercard Earn rewards point for every Ringgit spent and enjoy annual fee waiver every year on top of complimentary Takaful coverage for travel and funeral expenses!	Profit Rate islamic	Cashback no	Annual Fee Free *	Read more Apply now
AFFIN Islamic Visa Business Platinum Card A contactless-enabled card specially designed for SME business owners with unlimited cash back for overseas transactions, 6X complimentary access to Plaza Premium Lounge with complimentary Flight and Travel Takaful coverage as well as complimentary green fees at the finest golf courses in Malaysia and Indonesia.	Profit Rate islamic	Cashback 1%Unlimited	Annual Fee Free *	Read more Apply now
Affinbank MasterCard Basic A basic credit card with unlimited offers, benefits and credit lines at zero annual fee for life.	Interest Rate 15% p.a.	Cashback no	Annual Fee Free	Read more Apply now
Affinbank Visa Basic A basic card that empowers your spending habit and simplifies cash flow management - all at zero annual cost for life!	Interest Rate 15% p.a.	Cashback no	Annual Fee Free	Read more Apply now
Affinbank Visa Business Platinum A contactless-enabled card specially designed for SME business owners with unlimited cash back for overseas transactions, 6X complimentary access to Plaza Premium Lounge as well as complimentary green fees at the finest golf courses in Malaysia and Indonesia.	Interest Rate 15% p.a.	Cashback 1%Unlimited	Annual Fee Free *	Read more Apply now
Affinbank Touch n Go MasterCard Classic Tired of the long queue at every toll booth? Get in the fast lane with this 2-in-1 credit card with built-in Touch n Go and line of credits for your convenience	Interest Rate 12% p.a.	Cashback no	Annual Fee Free *	Read more
Affinbank Touch 'n Go MasterCard Gold Get in the fast lane with this 2-in-1 credit card, allowing you to spend smartly, get rewarded for spending and skip long queue at toll booths.	Interest Rate 12% p.a.	Cashback no	Annual Fee Free *	Read more