Affin Bank

AffinBank EiPlan

AffinBank Easy Installment Plan converts your retail shopping into easy monthly payments. It's a simple and easy way to make shopping affordable.

    • Up to 36 months
    • Unrestricted selection of merchant
  • Instalment PeriodInterest RateMinimum Amount
    6 months2% one-time upfront handling feeRM500
    12 months4% one-time upfront handling feeRM1000
    18 months5% one-time upfront handling feeRM2000
    24 months6% one-time upfront handling feeRM2000
    36 months7% one-time upfront handling feeRM3000

    How To Apply for AffinBank EiPlan

    Get help with making your expensive shopping habits affordable

    Use your Affinbank credit card to buy anything worth RM500 or more and you can pay off your purchase in monthly instalments.

    1. Call Affin Bank Customer Centre at 03 3823 2222 or 03 8320 2323 for Affin Bank World MasterCard credit cardmembers requesting for the conversion to EiPlan within 20 days of purchase date.
    2. Choose your preferred repayment plans of 6, 12, 18, 24 or 36 months. The Easy Installment Plan attracts a one-time upfront charge. The interest charged will be according to your payment period.
    3. The total price of your purchase will then be divided by the number of months you have chosen to pay off your installments.

    Frequently Asked Questions about AffinBank EiPlan

    Things you might want to know

    What is the EiPlan?

    Say hello to the saving grace of credit card repayments! Easy payment plans are here to help you out when making particularly large purchases on your credit cards, subject to terms and conditions.

    The AffinBank Easy Installment Plan (EiPlan) is a repayment plan that will help you ease up on massive credit card bills. It is advisable to apply and convert your purchase before the next statement date.

    How does it work?

    It’s really easy! If you were to make a single purchase that costs more than RM500 on your Affin Bank credit card, simply drop a call to AffinBank and request that the purchase be converted to the EiPlan.

    Choose a repayment period that works for you and say goodbye to 18% interest p.a. on that purchase. You only have to pay an upfront interest, that goes up to only 7% depending on your tenure, once off!

    Are there fees and charges?

    A one-time interest will be charged based on the tenure you have chosen. Also, an early repayment fee will be imposed of RM50 will be imposed to you for finishing the repayment before the end of the tenure.

    Read More

    Credit Cards featuring AffinBank EiPlan

    Credit card imageCredit card name and benefitsInterest RateCashbackAnnual FeeApply Online
    Affinbank Visa Classic credit card

    Spend to your heart's content while managing cash flow effectively with extensive line of credits and redeemable items under AFFIN Rewards Points Loyalty Program.

    Interest Rate
    15% p.a.
    Cashback
    no
    Annual Fee
    Free *
    		Read more Apply now
    Affinbank Visa Gold credit card

    A simple credit card jam-packed with benefits and credit lines for your convenience. Enjoy first year annual fee waiver plus low finance charge of 12% p.a. an interest rate rebate for prompt credit card bill settlement.

    Interest Rate
    15% p.a.
    Cashback
    no
    Annual Fee
    Free *
    		Read more Apply now
    Affinbank MasterCard Classic credit card

    Extensive line of credits and redeemable items under AFFIN Rewards Points Loyalty Program.

    Interest Rate
    15% p.a.
    Cashback
    no
    Annual Fee
    Free *
    		Read more Apply now
    Affinbank MasterCard Gold credit card

    Low interest rate MasterCard Gold credit card with no annual fee. Enjoy comprehensive line of credits as well as loyalty points on retail spending.

    Interest Rate
    15% p.a.
    Cashback
    no
    Annual Fee
    Free *
    		Read more Apply now
    Affinbank BHPetrol 'Touch & Fuel' MasterCard Contactless credit card

    Spend and get rewarded. Enjoy a low finance charge and interest rate rebate on minimum credit card monthly bill payment and 1x AFFIN Rewards Points on Ringgit spent on retail purchases.

    Interest Rate
    15% p.a.
    Cashback
    no
    Annual Fee
    Free *
    		Read more Apply now
    Affinbank World MasterCard credit card

    Embrace a world of privileges such as insurance above RM1 million, free entry to airport lounges worldwide, and 24/7 MasterCard concierge services.

    Interest Rate
    15% p.a.
    Cashback
    no
    Annual Fee
    Free *
    		Read more Apply now
    AFFIN Islamic Mastercard Basic credit card

    Free for life basic credit card offering low profit charge, complimentary Takaful coverage and flexible lines of credits

    Profit Rate
    islamic
    Cashback
    no
    Annual Fee
    Free
    		Read more Apply now
    AFFIN Islamic Mastercard Classic credit card

    Upgrade cash payment to AFFIN Islamic MasterCard to earn rewards point, complimentary Takaful coverage and flexible line of credits

    Profit Rate
    islamic
    Cashback
    no
    Annual Fee
    Free *
    		Read more Apply now
    AFFIN Islamic Mastercard Gold credit card

    Get AFFIN Rewards Point for every Ringgit spent and free Takaful coverage. Also enjoy 0% EPP for retail purchases and low rate balance transfer plan

    Profit Rate
    islamic
    Cashback
    no
    Annual Fee
    Free *
    		Read more Apply now
    AFFIN Islamic Platinum Mastercard credit card

    Earn rewards point for every Ringgit spent and enjoy annual fee waiver every year on top of complimentary Takaful coverage for travel and funeral expenses!

    Profit Rate
    islamic
    Cashback
    no
    Annual Fee
    Free *
    		Read more Apply now
    AFFIN Islamic Visa Business Platinum Card credit card

    Designed for SME business owners who travel frequently, Affin Islamic Visa Business Platinum Card offers travel privileges including unlimited cashback.

    Profit Rate
    islamic
    Cashback
    1%Unlimited
    Annual Fee
    Free *
    		Read more Apply now
    Affinbank MasterCard Basic credit card

    A basic credit card with unlimited offers, benefits and credit lines at zero annual fee for life.

    Interest Rate
    15% p.a.
    Cashback
    no
    Annual Fee
    Free
    		Read more Apply now
    Affinbank Visa Basic credit card

    A basic card that empowers your spending habit and simplifies cash flow management - all at zero annual cost for life!

    Interest Rate
    15% p.a.
    Cashback
    no
    Annual Fee
    Free
    		Read more Apply now
    Affinbank Visa Business Platinum credit card

    A contactless-enabled card specially designed for SME business owners with unlimited cash back for overseas transactions, 6X complimentary access to Plaza Premium Lounge as well as complimentary green fees at the finest golf courses in Malaysia and Indonesia.

    Interest Rate
    15% p.a.
    Cashback
    1%Unlimited
    Annual Fee
    Free *
    		Read more Apply now
    Affinbank Touch n Go MasterCard Classic credit card

    Tired of the long queue at every toll booth? Get in the fast lane with this 2-in-1 credit card with built-in Touch n Go and line of credits for your convenience

    Interest Rate
    12% p.a.
    Cashback
    no
    Annual Fee
    Free *
    		Read more
    Affinbank Touch 'n Go MasterCard Gold credit card

    Get in the fast lane with this 2-in-1 credit card, allowing you to spend smartly, get rewarded for spending and skip long queue at toll booths.

    Interest Rate
    12% p.a.
    Cashback
    no
    Annual Fee
    Free *
    		Read more

    View all

    Apply online now for AffinBank EiPlan

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