AmBank Easy Payment Plan

AmBank Easy Payment Plan offers up to 36 months of an instalment plan at a 0% interest rate on hundreds of products available at selected partner stores.

AmBank Easy Payment Plan
Tenure
Up to 36 months
Early Termination Fee
No Fee

Interest Rates

Transfer your debt now to enjoy special low interest fees each month!

Instalment PeriodInterest RateMinimum Amount
3 months0% p.a. and no one-time upfront handling feeRM500
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
36 months0% p.a. and no one-time upfront handling feeRM1,000

How to apply

Get help with making your expensive shopping habits affordable with AmBank Easy Payment Plan.

Enjoy up to 36 months of interest/management-free instalments on all storewide purchases at AmBank's participating merchants.

  1. Shop at participating AmBank merchant outlets
  2. Convert your purchase to the AmBank 0% Easy Payment Plan and choose your preferred repayment tenure
  3. Pay for your purchase with your AmBank credit card or AmBank Islamic credit card

You may also reach out to AmBank by calling this number 03 2167 3000 to find out more details.

More Information

There are some expenses that we just do not want to pay for with hard cash. However, we do want to make the purchase, so check out a good easy payment plan to help ease up your savings account and save you money at the same time.

How do I spend money and save money?

Well, charging something to your credit card means that there is usually an interest imposed on the amount that you pay. More often than not, people end up paying 18% interest on their credit card bills all the time. 

However, when you sign up for a 0% Easy Payment Plan (EPP), especially this one from AmBank, you not only can break up the repayment for the item you bought but also not be charged with paying any interest.

Does it apply to all merchants or products?

Previously, when you spent with your AmBank or AmBank Islamic credit card, you could only convert electrical purchases into an EPP. 

Now, and interestingly, you can enjoy a 0% instalment on purchases made at AmBank's participating merchants, subject to terms and conditions.

How does it work?

That’s the easy part. Check out the list of merchants that this plan applies to before you decide to go shopping. 

Simply make a purchase of RM500 or more at the merchant using your AmBank card, choose the tenure that you want and easily convert your purchase under the 0% EPP.

Upon approval, you’ll see the first instalment in your next statement.

Is there a catch?

Nope. You should keep in mind that you need to call the bank as soon as possible after you’ve made your purchase. 

The plan will only apply to unbilled or un-statemented purchases. Lastly, please take note that if your payments are not made on time and in full, or if you do not complete the repayment within the stipulated time, your balance will be subject to the regular 18% interest per annum.

Can I terminate the instalment plan?

You may do so by calling AmBank's customer service at 03 2178 8888 or emailing [email protected]

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