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Cashback Credit Cards: Cashback credit cards convert money you spend into rebates
Rewards Credit Cards: Unlimited cash rebates every day
Petrol Credit Cards: Petrol credit cards offer cashback, reward points or discounts from petrol stations that you use regularly
Islamic Credit Cards: Choose from a range of Shariah compliant Riba-free cards that respect your faith, values, and family traditions
Travel Credit Cards: Airmiles and overseas travel deals

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Business Loans: Fund your next business venture

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Term Life Insurance: Protection when the unexpected happens
Whole Life Insurance: Life protection and savings for you and your family
Medical Cards: Worry less on your next hospital visit
Critical Illness: Financial support for medical treatment
Travel Insurance: Get covered wherever you go
Personal Accident Insurance: Stay protected from harm's way

Fixed Deposits: Invest at the best interest rates
Savings Accounts: Earn interest on your savings
Current Accounts: Use cheques for easy payments
Islamic Fixed Deposits: Find the best Islamic term deposits
Wealth Management: Start managing your wealth

Online Share Trading: Diversify your portfolio with online trading

Buy Now Pay Later: Shop and pay later with zero-interest installments

All Articles: Important money tips and tricks
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BSN Instalment-Pay

Shop now and pay later! Pay for your shopping at zero interest for up to 24 months. You only need to pay a one-time upfront fee.

Tenure: Up to 24 months
Merchant Selection: Unrestricted
Early Termination Fee: No Fee

Interest Rates

Transfer your debt now to enjoy special low interest fees each month!

Instalment Period	Interest Rate	Minimum Amount
6 months	3% one-time upfront handling fee	RM500
12 months	4% one-time upfront handling fee	RM1,000
24 months	5% one-time upfront handling fee	RM2,000

How to apply

Get help with making your expensive shopping habits affordable with BSN Instalment-Pay.

Shop for your dream items at any VISA or MasterCard merchant and convert your purchases to affordable monthly instalments of up to 24 months.

Make a purchase of at least RM500 in a single receipt using your BSN Credit Card at any merchant.
Call BSN at 1300 885 855 three days after the purchase date or before your next Credit Card Statement date, whichever is earlier.
Upon approval, your first instalment will be shown in your next statement.

More Information

Bank Rakyat Easy Instalment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM1k
Early Termination Fee
No Fee
Bank Rakyat Flexi Easy Payment
Best Interest Rate
from 0% p.a.
Minimum Amount
RM1k
Early Termination Fee
No Fee
HSBC Card Instalment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
Bank Islam RSVP Program
Best Interest Rate
from 0% p.a.
Minimum Amount
RM1k
Early Termination Fee
No Fee
Bank Islam Installment Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM150
Early Termination Fee
No Fee
AEON Cards 0% Instalment Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
RM30

Public Bank Flexipay Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM1k
Early Termination Fee
RM100
BSN Instalment-Pay
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
OCBC Easy Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM1k
Early Termination Fee
No Fee
RHB Smart Instalment
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
UOB Easi-Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
UOB Lady’s LuxePay Easi Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM2k
Early Termination Fee
No Fee

CIMB 0% Easy Pay
Best Interest Rate
from 0% p.a.
Minimum Amount
RM1k
Early Termination Fee
RM50
UOB Instalment Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
RHB Dial-An-Instalment
Best Interest Rate
from 0% p.a.
Minimum Amount
RM300
Early Termination Fee
No Fee
Maybankard EzyPay
Best Interest Rate
from 0% p.a.
Minimum Amount
RM1k
Early Termination Fee
No Fee
BSN EasyPay
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
AmBank Easy Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee

AffinBank EiPlan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
RM50
AEON Cards Flexi Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
RM50
Hong Leong Flexi Payment Plan
Best Interest Rate
from 0.88% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
AmBank AmFlexi-Pay
Best Interest Rate
from 3% p.a.
Minimum Amount
RM500
Early Termination Fee
RM50
Maybankard EzyPay PLUS
Best Interest Rate
from 9% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
Standard Chartered FlexiPay Plus
Best Interest Rate
from 9.88% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee

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