Credit cards: Compare the best credit cards
Sign up offers: Compare credit card deals and sign up gifts when you apply for any RinggitPlus promotion
No annual fee credit cards: Why pay more than you have to?
Cashback credit cards: Cashback credit cards convert money you spend into rebates
Rewards credit cards: Unlimited cash rebates every day
Petrol credit cards: Petrol credit cards offer cashback, reward points or discounts from petrol stations that you use regularly
Islamic credit cards: Choose from a range of Shariah compliant Riba-free cards that respect your faith, values, and family traditions
Travel credit cards: Airmiles and overseas travel deals

Personal loans: Borrow at the lowest interest rate
Home loans: Be sure you're getting the best deal
Car loans: New or used we got you covered
Easy Payment Plans: Buy with easy monthly instalments
Business loans: Fund your next business venture

Car Insurance: Easy and stress free motor claims
Home Insurance: Secure your property and belongings

Term Life Insurance: Protection when the unexpected happens
Whole Life Insurance: Life protection and savings for you and your family
Medical Cards: Worry less on your next hospital visit
Critical Illness: Financial support for medical treatment

Travel Insurance: Get covered wherever you go
Personal Accident Insurance: Stay protected from harm's way

Fixed Deposits: Invest at the best interest rates
Savings Accounts: Earn interest on your savings
Current Accounts: Use cheques for easy payments
Islamic Fixed Deposits: Find the best Islamic term deposits
Wealth Management: Start managing your wealth

All articles: Important money tips and tricks
Banking Basics: Learn personal finance
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BSN Instalment-Pay

Shop now and pay later! Pay for your shopping at zero interest for up to 24 months. You only need to pay a one-time upfront fee.

Tenure: Up to 24 months
Merchant Selection: Unrestricted
Early Termination Fee: No Fee

Interest Rates

Transfer your debt now to enjoy special low interest fees each month!

Instalment Period	Interest Rate	Minimum Amount
6 months	3% one-time upfront handling fee	RM500
12 months	4% one-time upfront handling fee	RM1,000
24 months	5% one-time upfront handling fee	RM2,000

How to apply

Get help with making your expensive shopping habits affordable with BSN Instalment-Pay.

Shop for your dream items at any VISA or MasterCard merchant and convert your purchases to affordable monthly installments of up to 24 months.

Make a purchase of at least RM500 in a single receipt using your BSN Credit Card at any merchant.
Call BSN at 1300 885 855 three days after the purchase date or before your next Credit Card Statement date, whichever earlier.
Upon approval, your first installment will be shown in your next statement.

More Information

RHB Smart Instalment
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
Bank Rakyat Flexi Easy Payment
Best Interest Rate
from 0% p.a.
Minimum Amount
RM1k
Early Termination Fee
No Fee
UOB Overseas Easi-Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM3k
Early Termination Fee
RM50
HSBC Card Instalment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
AffinBank EiPlan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
RM50
Bank Islam RSVP Program
Best Interest Rate
from 0% p.a.
Minimum Amount
RM1k
Early Termination Fee
No Fee

Bank Islam Installment Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM150
Early Termination Fee
No Fee
AEON Cards 0% Instalment Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
RM30
AmBank Easy Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM200
Early Termination Fee
No Fee
BSN EasyPay
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
Public Bank Flexipay Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM1k
Early Termination Fee
RM100
BSN Instalment-Pay
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee

OCBC Easy Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM1k
Early Termination Fee
No Fee
Maybankard EzyPay
Best Interest Rate
from 0% p.a.
Minimum Amount
RM50
Early Termination Fee
No Fee
Citibank Easy Pay Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
Public Bank Zero Interest Installment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
UOB Easi-Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
RM50
UOB Lady’s LuxePay Easi Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM2k
Early Termination Fee
RM50

CIMB 0% Easy Pay
Best Interest Rate
from 0% p.a.
Minimum Amount
RM50
Early Termination Fee
RM50
UOB Instalment Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM1k
Early Termination Fee
No Fee
RHB Dial-An-Instalment
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
AEON Cards Flexi Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
RM50
AmBank AmFlexi-Pay
Best Interest Rate
from 3% p.a.
Minimum Amount
RM500
Early Termination Fee
RM50
Hong Leong Flexi Payment Plan
Best Interest Rate
from 8.99% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
Maybankard EzyPay PLUS
Best Interest Rate
from 9% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
Citi PayLite
Best Interest Rate
from 9.84% p.a.
Minimum Amount
RM1k
Early Termination Fee
5%
Standard Chartered FlexiPay Plus
Best Interest Rate
from 9.88% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee