Bank Islam Installment Payment Plan

Check out the Bank Islam IPP and enjoy an interest-free instalment plan from a minimum purchase amount of RM150 only!

Bank Islam Installment Payment Plan
Up to 36 months
Early Termination Fee
No Fee

Interest Rates

Transfer your debt now to enjoy special low interest fees each month!

Instalment PeriodInterest RateMinimum Amount
3 months0% p.a. and no one-time upfront handling feeRM150
6 months0% p.a. and no one-time upfront handling feeRM300
12 months0% p.a. and no one-time upfront handling feeRM600
18 months0% p.a. and no one-time upfront handling feeRM900
24 months0% p.a. and no one-time upfront handling feeRM1,200
36 months0% p.a. and no one-time upfront handling feeRM1,800

How to apply

Get help with making your expensive shopping habits affordable with Bank Islam Installment Payment Plan.

When you're out shopping with your Bank Islam credit card, keep in mind that those larger purchases can be turned into smaller payments with an Installment Payment Plan.

  1. To apply simply call 03 2690 0900 within 3 days of the date of purchase date.
  2. Mention the purchases that you'd like converted by referring to your credit card receipt. 
  3. Finally, choose your preferred repayment plans of 3, 6, 12, 18, 24 or 36 months and there you have it. Smaller interest-free payments in no time. 

More Information

Why should I sign up for an Installment Payment Plan (IPP)?

Shop for your favourite things without breaking the bank! You can fulfil your wish list in small instalments and 0% interest under the Bank Islam Installment Payment Plan (IPP). 

Give me the details

With this IPP you only have to spend a minimum of RM150 to be eligible for the plan, with a repayment period of 3 months. Similarly, if you made a purchase of more than RM300 you have a repayment period of 6 months. This goes on to the maximum limit of RM1800.

The best part, these repayments are with 0% interest. That’s right no interest at all. Even with a tenure of up to 36 months. Say adios to that 18% p.a. that seems to always gets us down.

Click here for more information.

How does it work?

It’s pretty easy, be sure to make your payments with the minimum amount in a single receipt. Thereafter, just call the bank and have them convert your purchase under the IPP.

This plan is open to both principal and supplementary cardholders. So even your loved ones can make purchases and have them converted into the plan.

Are there any T&Cs I should take note of?

Well yes, this plan works on the assumption that you make all your payments on time every time, within the stipulated period. If payments are not made on time, then the condition falls and the outstanding balance is subject to a regular interest rate.

Also, this plan is only available for purchases that have yet to be billed. If they have already appeared on your statement, then you can no longer convert them.

So take advantage of 0% interest! Happy shopping.

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