Bank Rakyat Flexi Easy Payment

Get whatever your heart desires and enjoy an interest-free instalment plan from Bank Rakyat with a minimum purchase of RM1,000 up to more than RM5,000.

Bank Rakyat Flexi Easy Payment
Up to 24 months
Early Termination Fee
No Fee

Interest Rates

Transfer your debt now to enjoy special low interest fees each month!

Instalment PeriodInterest RateMinimum Amount
12 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM5,000

How to apply

Get help with making your expensive shopping habits affordable with Bank Rakyat Flexi Easy Payment.

More Information

What is Bank Rakyat Flexi Easy Payment?

Bank Rakyat Flexi Easy Payment allows credit cardholders to turn their retail purchases into affordable monthly payments without extra cost, subject to terms and conditions.

The facility is valid for the Principal cardholders only. However, Supplementary cardholders can enjoy the facility with consent from the Principal cardholders.

How does it work?

To use the facility, your retail purchases must be a minimum of RM1,000 over a 12-month tenure. For purchases of more than RM5,000, you can opt for the 24-month tenure instead.

Your monthly instalment will be calculated based on the formula and illustration below:

Payment TenureMinimum TransactionTotal Monthly Instalment
12 monthsRM1,000RM83.34
24 monthsRM5,000RM208

How do I request Flexi Easy Payment?

You can request for Flexi Easy Payment facility via four channels:

1. Make a call to Bank Rakyat at 03- 2693 6880; or

2. Fill in the Flexi Easy Payment form with your original signature and mail it to BANK RAKYAT CARD CENTRE, 1st Floor, Tower 1, Bank Rakyat Twin Towers, No.33, Jalan Rakyat, 5047 Kuala Lumpur; or

3. Fill in the Flexi Easy Payment form with your original signature then send it via fax to 03- 2260 1121; or

4. Email the duly completed Flexi Easy Payment form to [email protected].

What if I want to cancel the plan?

You may call the bank to cancel the plan. 

Upon cancellation, the present profit charges of 13.5%-18% p.a. will be charged on the unpaid balance of your Flexi Easy Payment monthly instalment and any of the unpaid outstanding amount in the Cardholder's account.

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