CIMB 0% Easy Pay

Enjoy up to 36 months of interest-free instalment payments on your next shopping spree with a CIMB Bank credit card. Only at selected merchants only.

CIMB 0% Easy Pay
Up to 36 months
Early Termination Fee

Interest Rates

Transfer your debt now to enjoy special low interest fees each month!

Instalment PeriodInterest RateMinimum Amount
12 months0% p.a. and no one-time upfront handling feeRM50
24 months0% p.a. and no one-time upfront handling feeRM50
36 months0% p.a. and no one-time upfront handling feeRM50

How to apply

Get help with making your expensive shopping habits affordable with CIMB 0% Easy Pay.

Available to both Principal and Supplementary cardholders.

  • Just inform the cashier that you would like to opt for an instalment plan with CIMB when making payment at any participating merchants. 
  • Choose your preferred repayments tenure of 12, 24, or 36 months.

More Information

Interest rates really can put you off on shopping for some of the more expensive or luxurious products, for fear of chocking up a massive credit card bill.

Well fear be gone, meet CIMB 0% Easy Pay, a flexible repayment plan that will spread your payment of that brand-new laptop into smaller bite size pieces at zero interest, subject to terms and conditions.

What do I have to do?

Not much, simply let the cashier at the counter know that you would like to use this installment plan and you’re all set. Remember that the plan only works with CIMB’s list of participating merchants. Upon approval, you should see the first installment in your next statement.

Where’s the catch?

Here's the tricky part as there is no grace or interest-free period when it comes to repaying your monthly instalments. As long as you make your payment on time, every time, you can dodge from being slapped with a hefty finance charge of 18% p.a. on your outstanding balance. Ouch!