HSBC Card Instalment Plan

Enjoy a 0% interest rate on tenure as long as 36 months at zero fees. Never have to worry about money when you can convert it HSBC Card Instalment Plan.

Tenure: Up to 36 months
Early Termination Fee: No Fee

Interest Rates

Transfer your debt now to enjoy special low interest fees each month!

Instalment Period	Interest Rate	Minimum Amount
6 months	0% p.a. and no one-time upfront handling fee	RM500
12 months	0% p.a. and no one-time upfront handling fee	RM1,000
18 months	0% p.a. and no one-time upfront handling fee	RM1,500
24 months	0% p.a. and no one-time upfront handling fee	RM2,000
36 months	0% p.a. and no one-time upfront handling fee	RM2,000

How to apply

Get help with making your expensive shopping habits affordable with HSBC Card Instalment Plan.

Follow these simple steps to get your hand on HSBC Card Instalment Plan.

Step 1: Shop at HSBC / HSBC Amanah participating merchants
Step 2: Choose your preferred tenure
Step 3: Swipe & Pay

More Information

Life is full of decisions, especially when it comes to financing. Swipe your HSBC credit card on your favourite item, and convert it to an HSBC Card Instalment Plan, subject to terms and conditions.

Tell me about the HSBC Card Instalment Plan

HSBC Card Instalment Plan is an easy payment plan that offers a 0% interest rate on all tenures for up to 36 months.

All you have to do is spend a minimum amount of RM500 or RM1,000 (depending on the terminals used by the merchants) from the participating merchants.

Participating merchants for the HSBC Card Instalment Plan

Here are some of the merchants participating in this instalment plan, which are not limited to:

Automobile: Cars International, Cars, Brother's
Direct marketing: Cuckoo International, Amway, Tupperware, Elken, Unilever Malaysia
Education: Brickfields Asia College, Brainet SB, Sunwave, Wealth Mastery
Beauty: Bluunis, Phillip Wain, Mary Chia, Adonis, Jonsson Protein, Dorra
Home: Milano & Design, Rozel, AEON BIG, Harvey Norman, AMC Allied
Fashion: Coach, Fossil, Omega, Rolex, Poh Kong, Tomei, Diamond & Platinum, Focus Point, Optical 88
IT & Mobile, Photo: Acer, Machines, Celcom, Digi, Maxis, U Mobile, Canon, Fotokem
Leisure: Apple Tree, CMY Audio, Wagner Piano
Dining: Grand Imperial Restaurant
Health & Fitness: Gleneagles Medini Hospital, Pantai Hospital Kuala Lumpur, Sunway Medical Centre, OSIM, Gintell, Fitness First

You can find more about participating merchants here.

How does the 0% interest rate work?

You can enjoy paying back your instalment at 0% for the entire tenure, as long as you make a payment of your monthly Card Instalment Plan amount in full and on time.

In the event you pay the minimum amount of 5% or RM50, you will be charged with interest on the outstanding balances.

Can I terminate the HSBC Card Instalment Plan?

You can, by giving the bank a 14-day written notice of termination before paying off the outstanding balance. This termination cannot be reversed, you may want to think about it thoroughly before deciding anything.

The bank will determine the termination fee at its sole discretion and charge the amount to your card account.

Bank Rakyat Easy Instalment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM1k
Early Termination Fee
No Fee
Bank Rakyat Flexi Easy Payment
Best Interest Rate
from 0% p.a.
Minimum Amount
RM1k
Early Termination Fee
No Fee
HSBC Card Instalment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
Standard Chartered FlexiPay Plus
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
Bank Islam RSVP Program
Best Interest Rate
from 0% p.a.
Minimum Amount
RM1k
Early Termination Fee
No Fee
Bank Islam Installment Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM150
Early Termination Fee
No Fee

AEON Cards 0% Instalment Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
RM30
Public Bank Flexipay Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM1k
Early Termination Fee
RM100
BSN Instalment-Pay
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
OCBC Easy Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM1k
Early Termination Fee
No Fee
RHB Smart Instalment
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
UOB Easi-Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee

UOB Lady’s LuxePay Easi Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM2k
Early Termination Fee
No Fee
CIMB 0% Easy Pay
Best Interest Rate
from 0% p.a.
Minimum Amount
RM1k
Early Termination Fee
RM50
UOB Instalment Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
RHB Dial-An-Instalment
Best Interest Rate
from 0% p.a.
Minimum Amount
RM300
Early Termination Fee
No Fee
Maybankard EzyPay
Best Interest Rate
from 0% p.a.
Minimum Amount
RM1k
Early Termination Fee
No Fee
BSN EasyPay
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee

AmBank Easy Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
AffinBank EiPlan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
RM50
AEON Cards Flexi Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
RM50
Hong Leong Flexi Payment Plan
Best Interest Rate
from 0.88% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
AmBank AmFlexi-Pay
Best Interest Rate
from 3% p.a.
Minimum Amount
RM500
Early Termination Fee
RM50
Maybankard EzyPay PLUS
Best Interest Rate
from 9% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee