HSBC

HSBC Card Instalment Plan

Enjoy 0% interest rate on tenure as long as 36 months at zero fees. Never have to worry about money when you can convert it HSBC Card Instalment Plan.

    • Up to 36 months
    • No early termination fee
  • Instalment PeriodInterest RateMinimum Amount
    6 months0% p.a. and no one-time upfront handling feeRM500
    12 months0% p.a. and no one-time upfront handling feeRM500
    24 months0% p.a. and no one-time upfront handling feeRM500
    36 months0% p.a. and no one-time upfront handling feeRM500
    6 months0% p.a. and no one-time upfront handling feeRM1000
    12 months0% p.a. and no one-time upfront handling feeRM1000
    24 months0% p.a. and no one-time upfront handling feeRM1000
    36 months0% p.a. and no one-time upfront handling feeRM1000

    How To Apply for HSBC Card Instalment Plan

    Get help with making your expensive shopping habits affordable

    Follow these simple steps to get your hand on HSBC Card Instalment Plan

    • Step 1: Shop at HSBC / HSBC Amanah participating merchants
    • Step 2: Choose your preferred tenure
    • Step 3: Swipe & Pay

    Frequently Asked Questions about HSBC Card Instalment Plan

    Things you might want to know

    Life is full of decisions, especially when it comes to finance. Swipe your HSBC credit card on your favourite item, convert it to HSBC Card Instalment Plan, subject to terms and conditions.

    Tell me about HSBC Card Instalment Plan

    HSBC Card Instalment Plan is an easy payment plan that offers 0% interest rate on all tenure ranging from 6 to 36 months. All you have to do is spend a minimum amount of RM500 or RM1,000 (depending on the terminals used by the merchants) from the participating merchants.

    HSBC Malaysia Participating Merchants

    Here are some of the merchants participating in this instalment plan:

    • Automobile: Cars International, Cars, Brother's 
    • Direct marketing: Cuckoo International, Amway, Tupperware, Elken, Unilever Malaysia
    • Education: Brickfields Asia College, Brainet SB, Sunwave, Wealth Mastery
    • Beauty: Bluunis, Phillip Wain, Mary Chia, Adonis, Jonsson Protein, Dorra
    • Home: Milano & Design, Rozel, AEON BIG, Harvey Norman, AMC Allied
    • Fashion: Coach, Fossil, Omega, Rolex, Poh Kong, Tomei, Diamond & Platinum, Focus Point, Optical 88
    • IT & Mobile, Photo: Acer, Machines, Celcom, Digi, Maxis, U Mobile, Canon, Fotokem
    • Leisure: Apple Tree, CMY Audio, Wagner Piano
    • Dining: Grand Imperial Restaurant
    • Health & Fitness: Gleneagles Medini Hospital, Pantai Hospital Kuala Lumpur, Sunway Medical Centre, OSIM, Gintell, Fitness First

    How the 0% interest rate works?

    You can enjoy paying back your instalment at 0% for the entire tenure, as long as you make a payment of your monthly Card Instalment Plan amount in full and on time. In the event you pay the minimum amount of 5% or RM50, you will be charged with interest on the outstanding balances.

    Can I terminate the HSBC Card Instalment Plan?

    You can, by giving the bank a 14-day written notice of termination before paying off the outstanding balance. This termination cannot be reversed, you may want to think it thoroughly before deciding anything.

    The bank will determine the termination fee at its sole discretion and charge the amount to your card account.

    Read More

    Apply online now for HSBC Card Instalment Plan

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