HSBC Card Instalment Plan

Enjoy a 0% interest rate on tenure as long as 36 months at zero fees. Never have to worry about money when you can convert it HSBC Card Instalment Plan.

HSBC Card Instalment Plan
Up to 36 months
Early Termination Fee
No Fee

Interest Rates

Transfer your debt now to enjoy special low interest fees each month!

Instalment PeriodInterest RateMinimum Amount
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM1,000
18 months0% p.a. and no one-time upfront handling feeRM1,500
24 months0% p.a. and no one-time upfront handling feeRM2,000
36 months0% p.a. and no one-time upfront handling feeRM2,000

How to apply

Get help with making your expensive shopping habits affordable with HSBC Card Instalment Plan.

Follow these simple steps to get your hand on HSBC Card Instalment Plan.

  • Step 1: Shop at HSBC / HSBC Amanah participating merchants
  • Step 2: Choose your preferred tenure
  • Step 3: Swipe & Pay

More Information

Life is full of decisions, especially when it comes to financing. Swipe your HSBC credit card on your favourite item, and convert it to HSBC Card Instalment Plan, subject to terms and conditions.

Tell me about HSBC Card Instalment Plan

HSBC Card Instalment Plan is an easy payment plan that offers a 0% interest rate on all tenures ranging from 6 to 36 months. 

All you have to do is spend a minimum amount of RM500 or RM1,000 (depending on the terminals used by the merchants) from the participating merchants.

Participating merchants for HSBC Card Instalment Plan

Here are some of the merchants participating in this instalment plan, which are not limited to:

  • Automobile: Cars International, Cars, Brother's 
  • Direct marketing: Cuckoo International, Amway, Tupperware, Elken, Unilever Malaysia
  • Education: Brickfields Asia College, Brainet SB, Sunwave, Wealth Mastery
  • Beauty: Bluunis, Phillip Wain, Mary Chia, Adonis, Jonsson Protein, Dorra
  • Home: Milano & Design, Rozel, AEON BIG, Harvey Norman, AMC Allied
  • Fashion: Coach, Fossil, Omega, Rolex, Poh Kong, Tomei, Diamond & Platinum, Focus Point, Optical 88
  • IT & Mobile, Photo: Acer, Machines, Celcom, Digi, Maxis, U Mobile, Canon, Fotokem
  • Leisure: Apple Tree, CMY Audio, Wagner Piano
  • Dining: Grand Imperial Restaurant
  • Health & Fitness: Gleneagles Medini Hospital, Pantai Hospital Kuala Lumpur, Sunway Medical Centre, OSIM, Gintell, Fitness First

How does the 0% interest rate work?

You can enjoy paying back your instalment at 0% for the entire tenure, as long as you make a payment of your monthly Card Instalment Plan amount in full and on time. 

In the event you pay the minimum amount of 5% or RM50, you will be charged with interest on the outstanding balances.

Can I terminate the HSBC Card Instalment Plan?

You can, by giving the bank a 14-day written notice of termination before paying off the outstanding balance. This termination cannot be reversed, you may want to think about it thoroughly before deciding anything.

The bank will determine the termination fee at its sole discretion and charge the amount to your card account.

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