Tired of paying incredibly high interest rates on your credit cards? Ditch the stress on your next purchase and convert it via the Hong Leong Flexi Payment Plan!
Different interest rates?
Yep that’s right! Instead of paying that 18% p.a. interest rate, you will only have to pay 8.99% p.a. on your purchase.
The Hong Leong FPP offers tenures of 6 months up to 36 months and a regular interest rate of 8.99% only! So say goodbye to constant repayments that never end, due to the increasing interest rates.
How does it work?
Well its easy. Whenever you make a purchase of more than RM500, drop a call to HSBC, choose a tenure period you’re comfortable with and pay lower rates.
Voila, on your next statement the interest rate for that item will be different and you will have an installment amount payment.
There are a few that you might want to take note of. When your FPP is approved, please be sure to make your payments on time to avoid paying additional fees or interests.
Secondly, your application for the FPP conversion may be subject to your credit score and credit limit at the time of the application. Therefore, keep in mind that prompt repayment histories are a weighing factor.
Other than that, shop smart and live debt free!