Hong Leong Bank

Hong Leong Flexi Payment Plan

Make your purchases anywhere and anytime with an instalment of up to 36 months. Take the heat off paying for that hot ticket item!

    • Up to 36 months
    • Unrestricted selection of merchant
    • No early termination fee
  • Instalment PeriodInterest RateMinimum Amount
    6 months8.99% p.a. and no one-time upfront handling feeRM500
    12 months8.99% p.a. and no one-time upfront handling feeRM1000
    18 months8.99% p.a. and no one-time upfront handling feeRM1000
    24 months8.99% p.a. and no one-time upfront handling feeRM2000
    36 months8.99% p.a. and no one-time upfront handling feeRM2000

    How To Apply for Hong Leong Flexi Payment Plan

    Get help with making your expensive shopping habits affordable

    Follow these simple steps to get your hand on Hong Leong Flexi Payment Plan:

    • Step 1: Spend minimum RM500 on your Hong Leong Credit Card (can be single or multiple retail transactions)
    • Step 2: Choose your preferred FPP tenure
    • Step 3: Call 03 7626 8899 to convert the transaction(s) to FPP.

    Frequently Asked Questions about Hong Leong Flexi Payment Plan

    Things you might want to know

    Tired of paying incredibly high interest rates on your credit cards? Ditch the stress on your next purchase and convert it via the Hong Leong Flexi Payment Plan, subject to terms and conditions.

    Flat interest rates?

    Yep that’s right! Instead of paying that 18% p.a. interest rate, you will only have to pay a flat interest rate of 8.99% p.a. on your purchase for a flexible repayment tenure.

    To qualify for a 6-month tenure, make a minimum purchase of RM500; for tenure between 12 to 18 months, swipe a minimum amount of RM1,000; and for tenure between 24 to 36 months, a minimum purchase amount of RM2,000 is required. 

    Any conditions?

    There are few points you might want to take note of. First of all, please be sure to make your payments on time once your FPP conversion is approved. That way, you can avoid paying additional fees or finance charges.

    Secondly, your application for the FPP conversion may be subject to your credit score and credit limit at the time of the application. Therefore, keep in mind that prompt repayment histories are a weighing factor. Other than that, shop smart and live debt free!

    Read More

    Apply online now for Hong Leong Flexi Payment Plan

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