Transfer your debt now to enjoy special low interest fees each month!
| Instalment Period | Interest Rate | Minimum Amount |
|---|---|---|
| 3 months | 0.88% p.a. and no one-time upfront handling fee | RM500 |
| 6 months | 2.18% p.a. and no one-time upfront handling fee | RM500 |
| 12 months | 3.18% p.a. and no one-time upfront handling fee | RM500 |
| 18 months | 3.88% p.a. and no one-time upfront handling fee | RM500 |
| 6 months | 8.99% p.a. and no one-time upfront handling fee | RM500 |
| 12 months | 8.99% p.a. and no one-time upfront handling fee | RM1,000 |
| 18 months | 8.99% p.a. and no one-time upfront handling fee | RM1,000 |
| 24 months | 8.99% p.a. and no one-time upfront handling fee | RM2,000 |
| 36 months | 8.99% p.a. and no one-time upfront handling fee | RM2,000 |
Get help with making your expensive shopping habits affordable with Hong Leong Flexi Payment Plan.
You can simply sign up for this flexi payment plan either via Hong Leong Connect Online Banking or the Hong Leong Connect App.
Log in, and go to 'Apply' > select 'Credit Card Services' > select 'Flexi Payment Plan'.
If you are not a user of Hong Leong Connect, you can register at the bank's website!
Tired of paying incredibly high-interest rates on your credit cards? Ditch the stress on your next retail purchase and convert it via the Hong Leong Flexi Payment Plan, subject to terms and conditions.
Yep, that’s right! Instead of paying that 18% per annum interest rate, you will only have to pay a flat interest rate of as low as 0.88% per annum (promotional rates!) or 8.99% p.a. for up to 36 months on your retail purchase of minimum RM500.
From 1 January 2024 to 30 April 2024, below are the promotional rates which can be applied via Hong Leong Bank Connect. Terms and conditions apply!
| Tenure | Interest Rate | Minimum Conversion Amount |
| 3 months | 0.88% p.a. | RM500 |
| 6 months | 2.18% p.a. | RM500 |
| 12 months | 3.18% p.a. | RM500 |
| 18 months | 3.18% p.a. | RM500 |
Other than the above, you can also opt for the following plan. Terms and conditions apply!
| Tenure | Interest Rate | Minimum Conversion Amount |
| 6 months | 8.99% p.a. | RM500 |
| 12 months | 8.99% p.a. | RM1,000 |
| 18 months | 8.99% p.a. | RM1,000 |
| 24 months | 8.99% p.a. | RM2,000 |
| 36 months | 8.99% p.a. | RM2,000 |
There are a few points you might want to take note of. First of all, please be sure to make your payments on time once your FPP conversion is approved. That way, you can avoid paying additional fees or finance charges.
Secondly, your application for the FPP conversion may be subject to your credit score and credit limit at the time of the application. Therefore, keep in mind that prompt repayment histories are a weighing factor. Other than that, shop smart and live debt free!
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