Hong Leong Flexi Payment Plan

Make your retail purchases anywhere and anytime with a flexible instalment of up to 36 months. Take the heat off paying for that hot ticket item!

Hong Leong Flexi Payment Plan
Tenure
Up to 36 months
Merchant Selection
Unrestricted
Early Termination Fee
No Fee

Interest Rates

Transfer your debt now to enjoy special low interest fees each month!

Instalment PeriodInterest RateMinimum Amount
3 months0.88% p.a. and no one-time upfront handling feeRM500
6 months2.18% p.a. and no one-time upfront handling feeRM500
12 months3.18% p.a. and no one-time upfront handling feeRM500
18 months3.88% p.a. and no one-time upfront handling feeRM500
6 months8.99% p.a. and no one-time upfront handling feeRM500
12 months8.99% p.a. and no one-time upfront handling feeRM1,000
18 months8.99% p.a. and no one-time upfront handling feeRM1,000
24 months8.99% p.a. and no one-time upfront handling feeRM2,000
36 months8.99% p.a. and no one-time upfront handling feeRM2,000

How to apply

Get help with making your expensive shopping habits affordable with Hong Leong Flexi Payment Plan.

You can simply sign up for this flexi payment plan either via Hong Leong Connect Online Banking or the Hong Leong Connect App.

Log in, and go to 'Apply' > select 'Credit Card Services' > select 'Flexi Payment Plan'.

If you are not a user of Hong Leong Connect, you can register at the bank's website!

More Information

Tired of paying incredibly high-interest rates on your credit cards? Ditch the stress on your next retail purchase and convert it via the Hong Leong Flexi Payment Plan, subject to terms and conditions.

Flat interest rates?

Yep, that’s right! Instead of paying that 18% per annum interest rate, you will only have to pay a flat interest rate of as low as 0.88% per annum (promotional rates!) or 8.99% p.a. for up to 36 months on your retail purchase of minimum RM500.

From 1 January 2024 to 30 April 2024, below are the promotional rates which can be applied via Hong Leong Bank Connect. Terms and conditions apply!

TenureInterest RateMinimum Conversion Amount
3 months0.88% p.a.RM500
6 months2.18% p.a.RM500
12 months3.18% p.a.RM500
18 months3.18% p.a.RM500

Other than the above, you can also opt for the following plan. Terms and conditions apply!

TenureInterest RateMinimum Conversion Amount
6 months8.99% p.a.RM500
12 months8.99% p.a.RM1,000
18 months8.99% p.a.RM1,000
24 months8.99% p.a.RM2,000
36 months8.99% p.a.RM2,000

Any conditions?

There are a few points you might want to take note of. First of all, please be sure to make your payments on time once your FPP conversion is approved. That way, you can avoid paying additional fees or finance charges.

Secondly, your application for the FPP conversion may be subject to your credit score and credit limit at the time of the application. Therefore, keep in mind that prompt repayment histories are a weighing factor. Other than that, shop smart and live debt free!

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