Maybankard EzyPay

Shopping is a vice that everyone, regardless of age and gender, have to deal with; shoes, book, electronics, collectables, you name it there is an addict for each one. It can be an expensive hobby if goes unchecked. 

The trick is pretty simple: pay off your purchases in smaller instalment with a 0% Maybank EzyPay payment plan from 3 months up to 36 months, subject to terms and conditions. 

How does Maybank EzyPay work?

It works similar to a loan whereby you will be granted a credit line from your Visa, MasterCard or AMEX credit card (subject to your available credit limit) that comes with a flexible repayment period. 

Except, there is no interest charged for the amount you want to borrow. For example, a brand new laptop costs you RM2,000 and you pay it via EzyPay for 24 months, which means every month you only pay a roughly RM84.

However, it also subjects to conditions: (1) you need to make a minimum purchase of RM50 with your Maybank credit card before have it converted into an EPP; and (2) the 0% interest rate is only applicable to transactions being made at Maybank's Participating Partners.

Is there a catch?

If by catch you mean "hidden fees and charges", rest assured that Maybank does not impose unnecessary charges when it is not due. All you need to do is to make all your payments on time and in full -  this way you will never get caught.

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