Transfer your debt now to enjoy special low interest fees each month!
| Instalment Period | Interest Rate | Minimum Amount |
|---|---|---|
| 5 months | 4% one-time upfront handling fee | RM1,000 |
| 10 months | 6% one-time upfront handling fee | RM1,000 |
| 20 months | 7% one-time upfront handling fee | RM1,000 |
Get help with making your expensive shopping habits affordable with OCBC Easy Payment Plan.
There are two ways we can go about splitting our shopping into manageble instalment payments:
Say hello to interest-free shopping with the OCBC Easy Payment Plan, subject to terms and conditions. Sometimes that new handbag or those incredibly awesome pair of kicks can cost more than our savings account can afford.
When faced with this problem, the best solution other than not buying the item is to use your credit card and purchase it on credit.
You can make your little splurge and still escape that pesky interest charge at low one-time handling fee starting from 4% and flexible repayment tenure up to 20 months.
There is no interest will be charged for the conversion and the minimum purchase amount required for this plan to work is only RM1,000.
There is no paperwork required or this EPP. Simply drop a call to the OCBC Contact Centre at 03 8317 5000 or head on over to the OCBC website or branches to convert your purchase to an affordable instalment plan at 0% interest.
Keep in mind you have only 15 days from the date of transaction to convert your purchase. Select a repayment tenure that works for you and the only other charge you have is a one-time handling fee.
For a 5-month tenure you have a fee of 4%. For a 10-month tenure the fee is 6% and for a 20-month tenure you have a fee of only 7%. The fee is placed on the amount charged for the transaction.
If you're late on your monthly instalment, a 1% penalty on the outstanding balance. On the other hand, there is no early settlement fee should you complete your instalment before the end of your tenure.
There is one condition that you do need to pay attention to. All your payments have to be made in full on time. Any unpaid amount will be charged with a tiered interest rate between 15%-18%. Other than that, take note that your EPP approval will come via SMS. Happy shopping!
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