Public Bank
| Instalment Period | Interest Rate | Minimum Amount |
|---|---|---|
| 6 months | 1.5% one-time upfront handling fee | RM500 |
| 6 months | 0% one-time upfront handling fee | RM1500 |
| 9 months | 2% one-time upfront handling fee | RM2000 |
| 12 months | 3% one-time upfront handling fee | RM1000 |
| 24 months | 5% one-time upfront handling fee | RM2000 |
| 36 months | 7% one-time upfront handling fee | RM3000 |
While most providers require you to apply immediately, Public Bank allows you to convert 3 days after the purchase or 5 days before the next statement date. Here how you can do it:
The Public Bank Flexipay Plan is amazing for those of you who want to save more on your credit card bill. The plan offers 0% interest on all payment periods with the only charge of a one time handling fee to be paid upfront.
Sign up as fast as you can! This zero interest promo will end on the 31 December 2018.
| Credit card image | Credit card name and benefits | Interest Rate | Cashback | Annual Fee | Apply Online |
|---|---|---|---|---|---|
 | Public Bank Gold MasterCardPacked with amazing perks: unlimited 0.1% Cash MegaBonus, annual fee waiver, flexible credit card instalment plans, and exclusive deals and discounts. |
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| Read moreApply now |
 | Public Bank Gold VisaLove shopping? Earn unlimited Cash MegaBonus for every Ringgit swiped locally and overseas. Or convert your big-ticket item purchase into an interest-free flexi payment plan |
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| Read moreApply now |
 | Public Bank Platinum MasterCardEnjoy the privileges of VIP Points, annual fee waiver, complimentary insurance plans, contactless payment and opening of a current account without an introducer! |
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| Read moreApply now |
 | Public Bank Visa InfiniteNo annual fee for life premium credit card offering unlimited Cash MegaBonus and Air Miles with every spending, free travel insurance and 3x airport lounge access. |
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| Read moreApply now |
 | Mutual Gold Public Bank Visa PlatinumExclusively for Mutual Gold and Mutual Gold Elite Members of Public Mutual - earn unlimited Cash Rebate and Cash Bonus on birthday month! |
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 | Public Bank Visa PlatinumGiving you 0.2% Cash MegaBonus on retail spending, annual fee waiver, free travel insurance and contactless payment at the checkout - a truly platinum lifestyle. |
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| Read moreApply now |
 | Public Bank AIA Visa GoldA gold cashback credit card gives 2% cash rebate on AIA Insurance Premium payments, 0.1% Cash MegaBonus and a free pass when you open a current account. |
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| Read moreApply now |
 | Public Bank Visa CommercialGive yourself and your company a controlled line of credit for efficient cash flow management - only for registered public and private companies. |
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| Read moreApply now |
 | Public Bank Visa SignatureEnjoy significant perks: 6% cash rebate, 1 VIP Point, free 2x airport lounge access, free travel insurance and annual fee waiver with every swipe of Visa Signature. |
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| Read moreApply now |
 | Public Bank Petron Visa GoldA dedicated petrol cashback credit card for Petron patrons. Earn up to 5% Cash MegaBonus on fuel and non-fuel purchases at Petron Service Station nationwide. |
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| Read moreApply now |
 | Public Islamic Bank MasterCard Gold Credit Card-iNo frills Islamic credit card that gives unlimited cash rebate, competitive instalment plans, balance transfer and many banking benefits |
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| Read moreApply now |
 | Public Islamic Bank MasterCard Platinum Credit Card-iAn Islamic platinum cashback MasterCard offers 2x free access to airport lounge, free travel Takaful, unlimited cash rebate and annual fee waiver. |
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| Read moreApply now |
 | Public Islamic Bank Visa Gold Credit Card-iUnlimited Cash MegaBonus, annual fee waiver and a variety line of credits with competitive rates for the rainy days - suitable for beginners. |
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| Read moreApply now |
 | Public Islamic Bank Visa Platinum Credit Card-iEarn unlimited 0.2% cash rebate on retail spending, annual fee waiver, free travel insurance and contactless payment with a Platinum credit card. |
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| Read moreApply now |
 | Public Bank Quantum MasterCardHave no annual fees for life and get more spending benefits out of your credit card such as 5% cashback, 0% EPP and VIP Points! |
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| Read moreApply now |
 | Public Bank Quantum VisaA Free-for-Life card promises 5% cashback and up to 2 VIP Points when you swipe it at your favorite restaurant, cafe or clothing brands anywhere. |
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| Read moreApply now |
 | Public Bank Visa BusinessTake charge of your business with the Public Bank Visa Business. Provide your employees with a secure line of credit and concentrate on growing your business. |
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| Read moreApply now |
 | Public Bank World MasterCard Credit CardA premium travel credit card gives Air Miles, 3x complimentary airport access, free travel insurance and e-Commerce purchase protection for free of annual charge! |
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| Read moreApply now |
 | Public Bank Esso Mobil Visa GoldEarn up to 5% cash rebate on fuel and non-fuel purchase at Esso, Mobil or Petronas service stations in Malaysia. 0.5% cashback on everything else! |
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 | Public Bank MasterCard StandardPublic Bank MasterCard Standard is a card that everyone new to credit cards will need. No frills, no stress and easily maintained. |
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 | Public Bank Executive MasterCardFree travel insurance and reward points on your shopping! A unique credit card that changes colour to Lavender, Pink, Turquoise, Grey or Green. |
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