RHB Dial-An-Instalment

Anything your heart desires is only a phone call away! Simply swipe a minimum retail transaction of RM500, choose your preferred tenure and off you go!

RHB Dial-An-Instalment
Tenure
Up to 24 months
Merchant Selection
Unrestricted
Early Termination Fee
No Fee

Interest Rates

Transfer your debt now to enjoy special low interest fees each month!

Instalment PeriodInterest RateMinimum Amount
6 months2.5% one-time upfront handling feeRM500
12 months5% one-time upfront handling feeRM1,000
18 months7% one-time upfront handling feeRM1,000
24 months9% one-time upfront handling feeRM1,000

How to apply

Get help with making your expensive shopping habits affordable with RHB Dial-An-Instalment.

Regulate your expenses with the RHB Dial-An-Instalment in simple steps:

  1. Give a call to the RHB Customer Contact Centre at 03 9206 8118
  2. Identify the purchase(s) you wish to convert by referring to the sales receipt or draft
  3. Choose from the flexible pre-determined repayment plans of 3, 6, 12, 18 or 24 months

More Information

Promotions are meant to be short-term, but RHB has extended its RHB Dial-An-Instalment promotion until 31 December 2026, subject to terms and conditions.

Tell me about it.

Enjoy financial freedom and shop for almost anything with your RHB credit cards. RHB Dial-An-Instalment offers you the convenience of owning anything your heart desires affordably.

Via RHB Customer Contact Centre:

Tenure One-time Upfront Fee Effective Rate Minimum Transaction Amount
6 months 2.50% 8.52% RM500
12 months 5.00% 9.10% RM1,000
18 months 7.00% 8.67% RM1,000
24 months 9.00% 8.41% RM1,000

Via RHB Online Banking:

Tenure One-time Upfront Fee Effective Rate Minimum Transaction Amount
3 months 0.88% 5.27% RM300
6 months 1.88% 5.12% RM500
12 months 3.00% 3.65% RM1,000
18 months 6.00% 7.45% RM1,000
24 months 8.00% 7.50% RM2,000

Via Participating Stores:

Tenure One-time Upfront Fee Effective Rate Minimum Transaction Amount
3 months 2.00% 11.96% RM300
6 months 4.00% 13.59% RM500
12 months 6.00% 10.90% RM1,000

What purchase is qualified for this program?

Only retail transactions are qualified for this easy payment plan. RHB, however, declines applications for an EPP on other non-retail purchases, such as:

  • Cash Advance
  • Balance Transfer
  • CashXcess
  • Other instalment plans with RHB and other financial institutions
  • Settlement of Annual Fees, outstanding balances and miscellaneous charges
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