RHB Dial-An-Instalment

Anything your heart desires is only a phone call away! Simply swipe a minimum retail transaction of RM500, choose your preferred tenure and off you go!

RHB Dial-An-Instalment
Up to 24 months
Merchant Selection
Early Termination Fee
No Fee

Interest Rates

Transfer your debt now to enjoy special low interest fees each month!

Instalment PeriodInterest RateMinimum Amount
3 months0% one-time upfront handling feeRM300
6 months0% one-time upfront handling feeRM500
12 months0% one-time upfront handling feeRM1,000
6 months2.5% one-time upfront handling feeRM500
12 months5% one-time upfront handling feeRM1,000
18 months7% one-time upfront handling feeRM1,000
24 months9% one-time upfront handling feeRM2,000

How to apply

Get help with making your expensive shopping habits affordable with RHB Dial-An-Instalment.

Regulate your expenses with the RHB Dial-An-Instalment in simple steps:

  1. Give a call to the RHB Customer Customer Contact Centre at 03 9206 8118
  2. Identify the purchase(s) you wish to convert by referring to the sales receipt or draft
  3. Choose from the flexible pre-determined repayment plans of 6, 12, 18 or 24 months

Additionally, enjoy a year-long 0% one-time upfront rate over 3-month, 6-month or 12-month tenures with a minimum transaction amount of RM300, RM500 and RM1,000 respectively. This offer is valid until 31 December 2024, subject to terms and conditions.

More Information

Promotions are meant to be for a short time, but RHB has extended its promotion for the RHB Dial-An-Instalment until 31 December 2024, subject to terms and conditions.

Tell me about it.

Enjoy financial freedom and shop almost anything with your RHB credit cards. RHB Dial-An-Instalment offers you the convenience of owning anything your heart desires affordably. The breakdown of the plan is as follows:

For a tenure of 6 months, you only need to make a minimum transaction of RM500 and be charged a one-time upfront rate of 2.5%. 

For 12-18 months, a minimum purchase amount of RM1,000 is required at 5% and 7% respectively. 

For a 24-month tenure, swipe a minimum of RM2,000 and pay a one-time charge of 9%.

0% Upfront Rate offer by RHB

An instalment plan can help you have a better cash flow if you wish to buy a big-ticket item. It’s even better if the plan has ZERO rate and you can do so with the RHB Dial-An-Instalment, subject to the campaign’s terms and conditions.

This campaign ends on 31 December 2024, so grab this chance to enjoy a 0% one-time upfront rate and stretch your payments to 3, 6 or 12 months with a minimum transaction amount of RM300, RM500 and RM1,000 respectively. No maximum purchase amount limit is applicable.

You must be a new-to-RHB Credit Card/-i holder and you can only take part within three (3) months from the month that your new RHB card/-i is approved to participate in this campaign. The cards that are not eligible include RHB Business Credit Cards, RHB Purchasing Charge Card/-i, RHB Corporate Credit Card/-i and RHB Corporate Charge Card/-i.

If you are keen, make an application by giving a call to the RHB Customer Contact Centre at 03 9206 8118 to take part!

What purchase is qualified for this program?

Only retail transactions are qualified for this easy payment plan. RHB, however, declines applications for an EPP on other non-retail purchases, such as:

  • Cash Advance
  • Balance Transfer
  • CashXcess
  • Other instalment plans with RHB and other financial institutions
  • Settlement of Annual Fees, outstanding balances and miscellaneous charges
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