RHB Smart Instalment

Convert your purchase into affordable monthly instalments with 0% interest for up to 36 months. Use the 100% available credit limit under this plan.

Tenure: Up to 36 months
Early Termination Fee: No Fee

Interest Rates

Transfer your debt now to enjoy special low interest fees each month!

Instalment Period	Interest Rate	Minimum Amount
6 months	0% p.a. and no one-time upfront handling fee	RM500
12 months	0% p.a. and no one-time upfront handling fee	RM500
24 months	0% p.a. and no one-time upfront handling fee	RM500
36 months	0% p.a. and no one-time upfront handling fee	RM500

How to apply

Get help with making your expensive shopping habits affordable with RHB Smart Instalment.

There's no need to make an application for this RHB instalment plan. Just swipe at one of the participating outlets and request to split your expenses into easy instalments. Or call 03 9206 8118 (Peninsular Malaysia) 08 2276 118 (Sabah & Sarawak), available 24 hours, 7 days a week, for more information.

More Information

Shop smart and enjoy 0% interest rates, when you convert your purchases under the RHB Smart Instalment plan.

What is this product about?

In a nutshell, RHB Smart Instalment allows you to save on your interest charges and spread your payment over the monthly instalments. All you need to do is make a minimum purchase of RM500 at over 800 participating merchants and request conversion at the checkout.

There is no application required and no fee will be charged for this easy payment plan. Plus, you can max out your credit card as the conversion applies to transactions of up to 100% of your credit limit.

How much is the interest?

Believe it or not, this instalment plan charges you 0% interest on the amount of conversion you make regardless of your borrowing period, whether 6, 12, 24 or 36 months.

The only condition that comes with RHB's instalment payment plan is that you pay your bill on time every time and in full. Being late on payments will incur the 18% p.a. interest that you are trying to avoid.

Bank Rakyat Easy Instalment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM1k
Early Termination Fee
No Fee
Bank Rakyat Flexi Easy Payment
Best Interest Rate
from 0% p.a.
Minimum Amount
RM1k
Early Termination Fee
No Fee
HSBC Card Instalment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
Standard Chartered FlexiPay Plus
Best Interest Rate
from 0% p.a.
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RM500
Early Termination Fee
No Fee
Bank Islam RSVP Program
Best Interest Rate
from 0% p.a.
Minimum Amount
RM1k
Early Termination Fee
No Fee
Bank Islam Installment Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM150
Early Termination Fee
No Fee

AEON Cards 0% Instalment Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
RM30
Public Bank Flexipay Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM1k
Early Termination Fee
RM100
BSN Instalment-Pay
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
OCBC Easy Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM1k
Early Termination Fee
No Fee
RHB Smart Instalment
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
UOB Easi-Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee

UOB Lady’s LuxePay Easi Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM2k
Early Termination Fee
No Fee
CIMB 0% Easy Pay
Best Interest Rate
from 0% p.a.
Minimum Amount
RM1k
Early Termination Fee
RM50
UOB Instalment Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
RHB Dial-An-Instalment
Best Interest Rate
from 0% p.a.
Minimum Amount
RM300
Early Termination Fee
No Fee
Maybankard EzyPay
Best Interest Rate
from 0% p.a.
Minimum Amount
RM1k
Early Termination Fee
No Fee
BSN EasyPay
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee

AmBank Easy Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
AffinBank EiPlan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
RM50
AEON Cards Flexi Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
RM50
Hong Leong Flexi Payment Plan
Best Interest Rate
from 0.88% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
AmBank AmFlexi-Pay
Best Interest Rate
from 3% p.a.
Minimum Amount
RM500
Early Termination Fee
RM50
Maybankard EzyPay PLUS
Best Interest Rate
from 9% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee