RHB Smart Instalment

Repayments with 0% interest for up to 24 months. Interest free instalments at no extra cost.

    • Up to 24 months
    • No early termination fee
  • Instalment PeriodInterest RateMinimum Amount
    6 months0% p.a. and no one-time upfront handling feeRM1000
    9 months0% p.a. and no one-time upfront handling feeRM1000
    12 months0% p.a. and no one-time upfront handling feeRM1000
    24 months0% p.a. and no one-time upfront handling feeRM1000

    How To Apply for RHB Smart Instalment

    Get help with making your expensive shopping habits affordable

    There's no need to make an application for this RHB Instalment plan - Just swipe at one of the participating outlets and request to split your expenses into easy instalments.

    Lessen the damage on you finances whether you're buying jewelry at Poh Kong or Wah Chan, getting a new phone from Samsung, or when paying for your gym membership at True Fitness.

    Frequently Asked Questions about RHB Smart Instalment

    Things you might want to know

    Shop smart and enjoy 0% interest rates, when you convert your purchases under the RHB Smart Instalment plan. 

    0% Interest!?

    With RHB Smart Instalment, you can convert your purchases into smaller bite size payments, and never have to pay interest, so goodbye 18%p.a.

    There is no application required, no fee charged, and you get immediate approval at over 70 merchants nationwide. Plus, it applies to transactions of up to 100% of your credit limit.

    What, where, how?!

    The RHB Smart instalment is exclusive to RHB card holders, all you have to do is drop a call to RHB PhoneBanking after you’ve made your purchase and have them do the conversion for you.

    The plan is only applicable for purchases of RM1,000 or over. Lastly, be sure to check out their list of Participating Merchants before you go to town with your credit card.

    Simply, choose your instalment tenure from 6, 9, 12 and 24 months. And there you have it, 0% instalments all the way.

    Is there a catch?

    The only condition that come with an instalment payment plan, is that you pay your bill on time every time and in full. Being late on payments will incur the 18% p.a. interest that you are trying to avoid.

    So, shop smart, and be debt free.

    Read More

    Apply online now for RHB Smart Instalment

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