RHB Smart Instalment

Convert your purchase into affordable monthly instalments with 0% interest for up to 24 months. Combine all of your debts and use 100% available credit limit under this plan.

    • Up to 24 months
    • No early termination fee
  • Instalment PeriodInterest RateMinimum Amount
    6 months0% p.a. and no one-time upfront handling feeRM1000
    9 months0% p.a. and no one-time upfront handling feeRM1000
    12 months0% p.a. and no one-time upfront handling feeRM1000
    24 months0% p.a. and no one-time upfront handling feeRM1000

    How To Apply for RHB Smart Instalment

    Get help with making your expensive shopping habits affordable

    There's no need to make an application for this RHB Instalment plan - Just swipe at one of the participating outlets and request to split your expenses into easy instalments. Or call 03 9206 8118 (Peninsular Malaysia) 08 2276 118 (Sabah & Sarawak), available 24 hours, 7 days a week, for more information.

    Frequently Asked Questions about RHB Smart Instalment

    Things you might want to know

    Shop smart and enjoy 0% interest rates, when you convert your purchases under the RHB Smart Instalment plan. 

    What is this product about?

    In a nutshell, RHB Smart Instalment allows you to save on your interest charges and spread your payment over monthly instalment. All you need to do is make a minimum purchase of RM1,000 at over 70 participating merchants and request for a conversion at the checkout.

    There is no application required and no fee will be charged for this easy payment plan. Plus, you can max out your credit card as the conversion applies to transactions of up to 100% of your credit limit.

    How much is the interest?

    Believe it or not, this instalment plan charges you 0% interest on the amount of conversion you make regardless of your borrowing period, whether 6, 9, 12 or 24 months. 

    The only condition that come with RHB's instalment payment plan is that you pay your bill on time every time and in full. Being late on payments will incur the 18% p.a. interest that you are trying to avoid.

    Read More

    Apply online now for RHB Smart Instalment

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