Standard Chartered 0% Easy Payment Scheme

Convert big retail purchases into an installment plan with 0% interest, for up to 60 months, with Standard Chartered's 0% EPP via SC Mobile Banking App!

Standard Chartered 0% Easy Payment Scheme
Tenure
Up to 60 months
Merchant Selection
Unrestricted
Early Termination Fee
No Fee

Interest Rates

Transfer your debt now to enjoy special low interest fees each month!

Instalment PeriodInterest RateMinimum Amount
3 months0% p.a. and no one-time upfront handling feeRM1,000
6 months0% p.a. and no one-time upfront handling feeRM1,000
9 months0% p.a. and no one-time upfront handling feeRM1,000
12 months0% p.a. and no one-time upfront handling feeRM1,000
18 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
36 months0% p.a. and no one-time upfront handling feeRM1,000
48 months0% p.a. and no one-time upfront handling feeRM1,000
60 months0% p.a. and no one-time upfront handling feeRM1,000

How to apply

Get help with making your expensive shopping habits affordable with Standard Chartered 0% Easy Payment Scheme.

Simply charge RM1,000 or more in a single transaction on your Standard Chartered Credit Card and apply for the 0% Easy Payment Scheme via the SC Mobile Banking App today.

  1. Log in to the mobile banking app within one month of the date of the transaction.
  2. Select your Standard Chartered credit card on the homepage.
  3. Next, select the transaction(s) you want to apply for an instalment.
  4. Select your chosen tenure, then review the selected instalment plan and confirm!

More Information

Charging your credit card for those more expensive purchases is the new norm in this day and age. However, those charges do entail an interest rate that increases the more you fail to pay your bills.

Go for a smarter option and check out the Standard Chartered 0% Easy Payment Scheme instalment plan!

What does it do?

From medical expenses to automobile servicing to the latest gadgets, 0% Easy Payment Scheme allows you to convert these purchases and help you save.

Not only do you get to pay off your purchase or expense in smaller instalments, but with 0% interest rate per annum.

The minimum charge required for this plan to work is RM1,000. Under this plan, you can make your repayments over a period ranging from 3 to 60 months without considering it an immediate expense that will break your bank.

How do I apply?

For your ultimate convenience, the application for this plan is entirely online. Simply go to the Standard Chartered Mobile Banking App and log in.

Select your credit card on the homepage, and click on the ‘Select for 0% Easy Payment Scheme’ box on the transaction you wish to convert. That’s it! Submit your application online and simply wait for an approval confirmation.

You should see the first instalment and the 0% rate on your next statement.

Are there any specifications?

Yes. You need to apply for this plan within 30 days of the date of your transaction. If you have already paid your credit card statement, then this purchase will no longer be allowed to be converted into 0% Easy Payment Scheme.

With a plan like this, all your instalments must be paid in full and on time; any amount not paid within the stipulated period will be charged with the regular interest rate of 18% per annum.

Lastly, this plan is exclusively for principal cardholders only. Refer here for the terms and conditions.

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