Standard Chartered FlexiPay Plus

FlexiPay Plus lets you convert your big retail purchases to an instalment plan for up to 60 months at low interest rates via the SC Mobile Banking App!

Standard Chartered FlexiPay Plus
Tenure
Up to 60 months
Merchant Selection
Unrestricted
Early Termination Fee
No Fee

Interest Rates

Transfer your debt now to enjoy special low interest fees each month!

Instalment PeriodInterest RateMinimum Amount
3 months9.88% p.a. and no one-time upfront handling feeRM500
6 months9.88% p.a. and no one-time upfront handling feeRM500
9 months9.88% p.a. and no one-time upfront handling feeRM500
12 months9.88% p.a. and no one-time upfront handling feeRM500
18 months9.88% p.a. and no one-time upfront handling feeRM500
24 months9.88% p.a. and no one-time upfront handling feeRM500
36 months9.88% p.a. and no one-time upfront handling feeRM500
48 months9.88% p.a. and no one-time upfront handling feeRM500
60 months9.88% p.a. and no one-time upfront handling feeRM500

How to apply

Get help with making your expensive shopping habits affordable with Standard Chartered FlexiPay Plus.

Simply charge RM500 or more in a single transaction on your Standard Chartered Credit Card and apply for FlexiPay Plus via the SC Mobile Banking App today.

  1. Log in to the mobile banking app within one month from the date of the transaction.
  2. Select your Standard Chartered credit card on the homepage.
  3. Next, select the transaction(s) you want to apply for an instalment.
  4. Select your chosen tenure, then review the selected instalment plan and confirm!

More Information

Charging your credit card for those more expensive purchases is the new norm in this day and age. However, those charges do entail an interest rate that increases the more you fail to pay your bills.

Go for a smarter option and check out the Standard Chartered FlexiPay Plus instalment plan!

What does it do?

From medical expenses to automobile servicing to the latest gadgets, FlexiPay Plus allows you to convert these purchases and help you save.

Not only do you get to pay off your purchase or expense in smaller instalments, but with a much lower interest rate of 9.88% per annum (for new-to-bank individuals).

The minimum charge required for this plan to work is RM500. Under this plan, you can make your repayments over a period ranging from 3, 6, 9, 12, 18, 24, 36, 48 or 60 months and not have to think about it as an immediate expense that will break your bank.

How do I apply?

For your ultimate convenience, the application for this plan is entirely online. Simply go to the Standard Chartered Mobile Banking App and log in.

Select your credit card on the homepage, and click on the ‘Select for FlexiPay Plus’ box on the transaction you wish to convert. That’s it! Submit your application online and simply wait for an approval confirmation.

You should see the first instalment and the lower rate on your next statement.

Are there any specifications?

Yes. You need to apply for this plan within 30 days of the date of your transaction, if it already appears on your statement, the purchase cannot be converted into FlexiPay Plus.

With a plan like this, all your instalments must be paid in full and on time, any amount not paid within the stipulated period will be charged with the regular interest rate of 18% per annum.

Lastly, this plan is exclusively for principal cardholders only.

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