Standard Chartered FlexiPay Plus

Fancy a new accessory? Child's tuition fee due next month? Emergency medical expenses? Convert them all via a convenient instalment plan with Standard Chartered.

Standard Chartered FlexiPay Plus
Up to 60 months
Merchant Selection
Early Termination Fee
No Fee

Interest Rates

Transfer your debt now to enjoy special low interest fees each month!

Instalment PeriodInterest RateMinimum Amount
3 months9.88% p.a. and no one-time upfront handling feeRM500
6 months9.88% p.a. and no one-time upfront handling feeRM500
9 months9.88% p.a. and no one-time upfront handling feeRM500
12 months9.88% p.a. and no one-time upfront handling feeRM500
18 months9.88% p.a. and no one-time upfront handling feeRM500
24 months9.88% p.a. and no one-time upfront handling feeRM500
36 months9.88% p.a. and no one-time upfront handling feeRM500
48 months9.88% p.a. and no one-time upfront handling feeRM500
60 months9.88% p.a. and no one-time upfront handling feeRM500

How to apply

Get help with making your expensive shopping habits affordable with Standard Chartered FlexiPay Plus.

Simply charge RM500 or more in a single transaction on your Standard Chartered Credit Card and apply for FlexiPay via Online Banking today.

1. Log in to Standard Chartered Online Banking within one month from the date of the transaction.
2. Select your Credit Card on the Overview page.
3. Select the Credit Card transaction(s) you wish to apply for FlexiPay by clicking on the Select For FlexiPay box to submit the application.

More Information

Charging your credit card for those more expensive purchases is the new norm in this day and age. However, those charges do entail an interest rate that increases the more you fail to pay your bills.

Go for a smarter option and check out the Standard Chartered FlexiPay Plus payment plan.

What does it do?

From medical expenses to automobile servicing to the latest cellphones, the FlexiPay Plus allows you to convert these purchases and help you save.

Not only do you get to pay off your purchase or expense in smaller instalments, but with a much lower interest rate of 9.88% p.a. (for new-to-bank individuals).

The minimum charge required for this plan to work is RM500. Under this plan, you can make your repayments over a period ranging from 3, 6, 9, 12, 18, 24, 36, 48 and 60 months and not have to think about it as an immediate expense that will break your bank.

How do I apply?

For your ultimate convenience, the application for this plan is entirely online. Simply go to Standard Chartered Bank online and log in to Online Banking.

Select your credit card in the ‘Overview’ page, and click on the ‘Select for FlexiPay Plus’ box on the transaction you wish to convert. That’s it! Submit your application online and simply wait for an approval confirmation.

You should see the first instalment and the lower rate on your next statement.

Are there any specifications?

Yes. You need to apply for this plan within 30 days of the date of your transaction, if it already appears on your statement, the purchase cannot be converted into FlexiPay.

With a plan like this, it is vital that all your instalments are paid in full and on time, any amount not paid within the stipulated period will be charged with the regular interest rate of 18% p.a.

Lastly, this plan is exclusively for principal cardholders only.

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