Standard Chartered

Standard Chartered FlexiPay

Wouldn't it be nice to have the freedom to buy what you want, whenever you want it? You can with Standard Chartered FlexiPay

    • Up to 12 months
    • Unrestricted selection of merchant
    • No early termination fee
  • Instalment PeriodInterest RateMinimum Amount
    12 months7.88% p.a. and no one-time upfront handling feeRM500

    How To Apply for Standard Chartered FlexiPay

    Get help with making your expensive shopping habits affordable

    Simply charge RM500 or more in a single transaction on your Standard Chartered Credit Card and apply for FlexiPay via Online Banking today.

    1. Log in to Online Banking within one month from date of transaction.
    2. Select your Credit Card in the Overview page.
    3. Select the Credit Card transaction(s) you wish to apply for FlexiPay by clicking on the Select For FlexiPay box to submit application.

    Frequently Asked Questions about Standard Chartered FlexiPay

    Things you might want to know

    Charging your credit card for those more expensive purchases is the new norm in this day and age, however, those charges do entail an interest rate that increases the more you fail to pay your bills.

    Go for a smarter option and check out the Standard Chartered FlexiPay payment plan.

    What does it do?

    From medical expenses, to automobile servicing, to the latest cellphones, the FlexiPay allows you to convert these purchases and help you save.

    Not only do you get to pay off your purchase or expense in smaller installments, but with a much lower interest rate of only 7.88%.

    The minimum charge required for this plan to work is RM500. Under this plan, you can make your repayments over a period of 12 months and not have to think about it as an immediate expense that will break your bank.

    How do I apply?

    For your ultimate convenience, the application for this plan is entirely online. Simply go to Standard Chartered Bank online and log in to Online Banking.

    Select your credit card in the ‘Overview’ page, and click on the ‘Select for FlexiPay’ box on the transaction you wish to convert. That’s it! Submit your application online and simply wait for an approval confirmation.

    You should see the first installment and the lower rate on your next statement.

    Are there any specifications?

    Yes. You need to apply for this plan within 30 days of the date for your transaction, if it already appears on your statement, the purchase cannot be converted into FlexiPay.

    With a plan like this, it is vital that all your installments are paid in full and on time, any amount not paid within the stipulated period will be charged with the regular interest rate of 18% p.a.

    Lastly, this plan is exclusively for principal card holders only. Happy shopping!

    Read More

    Apply online now for Standard Chartered FlexiPay

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