UOB Easi-Payment Plan

Longing for a brand new item this year? Spend with a UOB credit card and convert a minimum purchase of RM500 into an affordable monthly instalment plan.

UOB Easi-Payment Plan
Up to 60 months
Merchant Selection
Early Termination Fee
No Fee

Interest Rates

Transfer your debt now to enjoy special low interest fees each month!

Instalment PeriodInterest RateMinimum Amount
3 months2.99% one-time upfront handling feeRM500
6 months2.99% one-time upfront handling feeRM500
12 months8.15% p.a. and no one-time upfront handling feeRM500
24 months8.15% p.a. and no one-time upfront handling feeRM500
36 months8.15% p.a. and no one-time upfront handling feeRM500
48 months8.15% p.a. and no one-time upfront handling feeRM500
60 months8.15% p.a. and no one-time upfront handling feeRM500

How to apply

Get help with making your expensive shopping habits affordable with UOB Easi-Payment Plan.

Use your UOB credit card to buy anything valued at RM500 or more in a single receipt, and you can convert that item to a monthly payment plan. 

1. SMS UOBP2 <space> IC number to 66300

2. Or, simply call UOB Call Centre within 60 days of your purchase to request an EPP

More Information

Who can apply for the UOB Easi-Payment Plan?

The flexi payment plan is open to both principal and supplementary cardholders of UOB credit cards, subject to terms and conditions.

How does the flexi payment plan work?

Flexi payment, or in other words an easy payment plan, is a value-added service for UOB credit cardholders that offers the convenience of making repayment of your used credit in monthly instalments. 

To put it simply, when you apply for an easy payment plan, you can break down the large payment made using your UOB credit card into monthly instalments from 3 months up to 60 months, instead of within 21 days of an interest-free period. 

What is the minimum amount I can transfer?

The minimum amount you can transfer is RM500. Bear in mind that only retail transactions are allowed to be converted into a flexi payment plan.

Can I make a minimum monthly payment and what are the consequences?

If you're not able to make a full payment on or before the credit card statement date, you are allowed to make a minimum monthly payment of 5% of the total outstanding or RM50, whichever is higher. 

This practice is, however, not encouraged as it will attract an unnecessary finance charge of 18% p.a. on the outstanding balance, calculated daily until it is fully repaid. 

Can I cancel my flexi payment application?

You may want to change your mind at any point in time, and it is okay to cancel. But you will need to provide UOB Malaysia with written notice or verbal notice before the next monthly Statement of Account is generated.

Search Icon

Get the financial support you need


We’ll guide you through your application for this financial product