UOB

UOB Easi-Payment Plan

Use your UOB credit card and convert single-receipt purchases of RM500 or more into monthly instalments.

    • Up to 18 months
    • Unrestricted selection of merchant
  • Instalment PeriodInterest RateMinimum Amount
    6 months2% one-time upfront handling feeRM500
    12 months3% one-time upfront handling feeRM500
    18 months4% one-time upfront handling feeRM500

    How To Apply for UOB Easi-Payment Plan

    Get help with making your expensive shopping habits affordable

    Use your UOB credit card to buy anything valued RM500 or more in a single-receipt, and you can convert that item to a monthly payment plan. 

    1. SMS UOBP2 <space> IC number to 66300

    2. Or, simply call UOB within 60 days of your purchase at 03-2612-8121.

    3. You can also complete the EPP application form and mail it to their offices at:

    UOB Card Centre,
    P.O. Box 10253,
    50708 Kuala Lumpur

    4. Or fax your completed application form to: 03-2690 0121

    Interest is charged up front, which means it'll be added to the amount you're borrowing and paid back as part of your monthly instalments.

    Frequently Asked Questions about UOB Easi-Payment Plan

    Things you might want to know

    Who can apply for UOB Easi-Payment Plan?

    The flexi payment plan is open to both principal and supplementary cardholders of UOB credit cards, subject to terms and conditions.

    How does the flexi payment plan work?

    Flexi payment, or in other words an easy payment plan, is a value added service for UOB credit cardholders that offers the convenient to make repayment of your used credit in monthly instalments. 

    To put simply, when you apply for an easy payment plan, you can break down the large payment made using your UOB credit card into monthly instalments from 6 up to 18 months, instead of within 21 days of interest free period. 

    What is the minimum amount I can transfer?

    The minimum amount you can transfer is RM500. Bear in mind that only retail transactions are allowed to be converted into a flexi payment plan. For each tenure you have chosen, it will be subjected to a one time upfront interest.

    Can I make a minimum monthly payment and what are the consequences?

    If you're not able to make a full payment on or before the credit card statement date, you are allowed to make a minimum monthly payment of 5% of the total outstanding or RM50, whichever is higher. 

    This practice is, however, not encouraged as it will attract an unnecessary finance charge of 18% p.a. on the outstanding balance, calculated daily until it is fully repaid. 

    Can I cancel my flexi payment application?

    You may want to change your mind at any points in time, and it is okay. All you need to do is inform UOB of your decision in writing and prepare a cancellation fee of RM50.

    Read More

    Apply online now for UOB Easi-Payment Plan

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