UOB
| Instalment Period | Interest Rate | Minimum Amount |
|---|---|---|
| 6 months | 2.99% one-time upfront handling fee | RM500 |
| 12 months | 3.99% one-time upfront handling fee | RM500 |
| 18 months | 4.99% one-time upfront handling fee | RM500 |
| 24 months | 5.99% one-time upfront handling fee | RM2000 |
| 36 months | 6.99% one-time upfront handling fee | RM2000 |
Use your UOB credit card to buy anything valued RM500 or more in a single-receipt, and you can convert that item to a monthly payment plan.
1. SMS UOBP2 <space> IC number to 66300
2. Or, simply call UOB within 60 days of your purchase at 03 2612 8121.
3. Or fax your completed application form to: 03 2690 0121
Interest is charged up front, which means it'll be added to the amount you're borrowing and paid back as part of your monthly instalments.
The flexi payment plan is open to both principal and supplementary cardholders of UOB credit cards, subject to terms and conditions.
Flexi payment, or in other words an easy payment plan, is a value-added service for UOB credit cardholders that offers the convenience to make repayment of your used credit in monthly instalments.
To put simply, when you apply for an easy payment plan, you can break down the large payment made using your UOB credit card into monthly instalments from 6 up to 18 months, instead of within 21 days of interest-free period.
The minimum amounts you can transfer is RM500 and RM2000. Bear in mind that only retail transactions are allowed to be converted into a flexi payment plan. For each tenure you have chosen, it will be subjected to a one time upfront interest.
If you're not able to make a full payment on or before the credit card statement date, you are allowed to make a minimum monthly payment of 5% of the total outstanding or RM50, whichever is higher.
This practice is, however, not encouraged as it will attract an unnecessary finance charge of 18% p.a. on the outstanding balance, calculated daily until it is fully repaid.
You may want to change your mind at any points in time, and it is okay. All you need to do is inform UOB of your decision in writing and prepare a cancellation fee of RM50.
| Credit card image | Credit card name and benefits | Interest Rate | Cashback | Annual Fee | Apply Online |
|---|---|---|---|---|---|
 | UOB Visa InfiniteOffering infinite travel experiences such as complimentary airport rides, airport lounge access, travel insurance, air miles redemption, and golf benefits as well! |
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| Read more Apply now |
 | UOB One Visa PlatinumEnjoy daily rebates: up to 8% cashback for all everyday spending with ONE Platinum card. Save more with SMART$ Rebate of up to 10%. |
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| Read more Apply now |
 | UOB One Visa ClassicPut money back into your pocket with the UOB ONE Visa Classic, a credit card that earns you up to 8% cashback for all of your everyday purchases. |
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| Read more Apply now |
 | UOB PRVI Miles CardEnjoy 5X UNIRinggit on overseas, hotels, airlines, travel agencies, plus 50% off Grab rides to and forth airports. Earn Air Miles faster with every swipe! |
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| Read more Apply now |
 | UOB Preferred Platinum MasterCardEarn up to 3X UNIRinggit all year long, no minimum spend required and no limitations. Plus 50% off Grab rides to and forth airports |
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| Read more Apply now |
 | UOB Visa Basic CardA basic visa credit card that fulfilled your needs and is packed with affordable and flexible credit lines, and fee waiver every month upon transaction. |
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| Read more Apply now |
 | UOB YOLO VisaTake chances in life with UOB YOLO Visa. Get 8% cashback when you spend on online and dining, apart from exclusive deals and discounts all year long. |
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| Read more Apply now |
 | UOB Preferred Platinum VisaGet Platinum benefits without limit: cashback rewards, splendid shopping, travel perks and exquisite dining privileges are all yours for the taking. |
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| Read more |
 | UOB VOX VisaUOB VOX Visa was made for Internet shopping - Get attractive cashback when you buy stuff online, or convert your big purchases with low interest EPP. |
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| Read more |