UOB Easi-Payment Plan

Use your UOB Credit Card to convert up to 5 unbilled retail transactions (minimum RM500 in total) into monthly instalments seamlessly with just a few taps via the UOB TMRW app. No documents are required!

Here's how you can do it:

• Log in to the UOB TMRW app and tap on "Accounts"
• Select your preferred card and click "Services"
• Tap on "Convert to instalments" followed by "Convert latest transactions"
• Select up to 5 transactions
• Choose your preferred repayment period and confirm!

Alternatively, you can also:

• Register your interest here and a representative will contact you within 3 working days; or
• Call UOB Telesales at 03-2638 8804 from 9 AM to 6 PM on working days

How does the UOB Easi-Payment Plan work?

UOB Easi-Payment Plan (EPP) offers the convenience and the flexibility to convert up to 5 unbilled retail transactions (minimum RM500 in total!) into monthly instalments.

To put it simply, when you apply for the UOB Easi-Payment Plan, you can break down large payments made using your UOB Credit Card into affordable monthly payments, with flexible instalment tenures of up to 60 months at attractive interest rates.

Please note that this easy payment plan does not apply to:

• Cash and cash-based transactions;
• Total retail transactions that are less than the minimum RM500 amount;
• Any existing instalment amount payable under UOB Malaysia or other financial institutions;
• Annual fees;
• Outstanding balances; or
• Other charges that may be imposed by UOB Malaysia as stated in the terms and conditions.

Who can apply for the UOB Easi-Payment Plan?

The UOB Easi-Payment Plan is open to all UOB principal credit card members. Please refer to the terms and conditions for more details.

What are the fees or charges that I have to pay?

If you fail to fulfil the payment obligations as mentioned in Clause 34 in UOB EPP terms and conditions, you will be imposed finance charges of up to 15% per month or up to 18% per annum. Other prevailing regulated interest rates following the Cardmember Agreement may also be incurred.

If you decide to terminate your UOB Easi-Payment Plan early, you will be charged an early termination penalty (or also known as "early termination fee") of up to 5% of your remaining outstanding balance.

Click here to find more details.

Can I cancel my UOB Easi-Payment Plan?

Yes, you may cancel or choose an early settlement of the UOB Easi-Payment Plan amount at any time, subject to UOB Malaysia's approval.

However, note that there's an early termination penalty (or also known as "early termination fee") of up to 5% of your remaining outstanding balance, as mentioned above.

If you require further information, please click the following links.

UOB Easi-Payment Plan Product Disclosure Sheet: English | Bahasa Melayu

Download the UOB TMRW mobile app for easy applications, whenever or wherever you are!