How does the UOB Easi-Payment Plan work?
UOB Easi-Payment Plan (EPP) offers the convenience and the flexibility to convert up to 5 unbilled retail transactions (minimum RM500 in total!) into monthly instalments.
To put it simply, when you apply for the UOB Easi-Payment Plan, you can break down large payments made using your UOB Credit Card into affordable monthly payments, with flexible instalment tenures of up to 60 months at attractive interest rates.
Please note that this easy payment plan does not apply to:
- Cash and cash-based transactions;
- Total retail transactions that are less than the minimum RM500 amount;
- Any existing instalment amount payable under UOB Malaysia or other financial institutions;
- Annual fees;
- Outstanding balances; or
- Other charges that may be imposed by UOB Malaysia as stated in the terms and conditions.
Who can apply for the UOB Easi-Payment Plan?
The UOB Easi-Payment Plan is open to all UOB principal credit card members. Please refer to the terms and conditions for more details.
What are the fees or charges that I have to pay?
If you fail to fulfil the payment obligations, you will be imposed finance charges of up to 15% per month or up to 18% per annum. Other prevailing regulated interest rates following the Cardmember Agreement may also be incurred.
If you decide to terminate your UOB Easi-Payment Plan early, you will be charged a penalty of up to 5% of your remaining outstanding balance.
Click here to find more details.
Can I cancel my UOB Easi-Payment Plan?
Yes, you may cancel or choose an early settlement of the UOB Easi-Payment Plan amount at any time, subject to UOB Malaysia's approval.
However, note that there's an early termination penalty of up to 5% of your remaining outstanding balance, as mentioned above.
If you require further information, please click the following links.
UOB Easi-Payment Plan Product Disclosure Sheet: English | Bahasa Melayu
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