UOB Easi-Payment Plan

Longing for a brand new item this year? Spend with UOB credit card and convert minimum purchase of RM500 into an affordable monthly instalment plan.

UOB Easi-Payment Plan
Tenure
Up to 36 months
Merchant Selection
Unrestricted
Early Termination Fee
RM50

Interest Rates

Transfer your debt now to enjoy special low interest fees each month!

Instalment PeriodInterest RateMinimum Amount
6 months2.99% one-time upfront handling feeRM500
12 months3.99% one-time upfront handling feeRM500
18 months4.99% one-time upfront handling feeRM500
24 months5.99% one-time upfront handling feeRM2,000
36 months6.99% one-time upfront handling feeRM2,000

How to apply

Get help with making your expensive shopping habits affordable with UOB Easi-Payment Plan.

Use your UOB credit card to buy anything valued RM500 or more in a single-receipt, and you can convert that item to a monthly payment plan. 

1. SMS UOBP2 <space> IC number to 66300

2. Or, simply call UOB within 60 days of your purchase at 03 2612 8121.

3. Or fax your completed application form to: 03 2690 0121

Interest is charged up front, which means it'll be added to the amount you're borrowing and paid back as part of your monthly instalments.

More Information

Who can apply for UOB Easi-Payment Plan?

The flexi payment plan is open to both principal and supplementary cardholders of UOB credit cards, subject to terms and conditions.

How does the flexi payment plan work?

Flexi payment, or in other words an easy payment plan, is a value-added service for UOB credit cardholders that offers the convenience to make repayment of your used credit in monthly instalments. 

To put simply, when you apply for an easy payment plan, you can break down the large payment made using your UOB credit card into monthly instalments from 6 up to 36 months, instead of within 21 days of interest-free period. 

What is the minimum amount I can transfer?

The minimum amounts you can transfer is RM500 and RM2000. Bear in mind that only retail transactions are allowed to be converted into a flexi payment plan. For each tenure you have chosen, it will be subjected to a one time upfront interest.

Can I make a minimum monthly payment and what are the consequences?

If you're not able to make a full payment on or before the credit card statement date, you are allowed to make a minimum monthly payment of 5% of the total outstanding or RM50, whichever is higher. 

This practice is, however, not encouraged as it will attract an unnecessary finance charge of 18% p.a. on the outstanding balance, calculated daily until it is fully repaid. 

Can I cancel my flexi payment application?

You may want to change your mind at any points in time, and it is okay. All you need to do is inform UOB of your decision in writing and prepare a cancellation fee of RM50.