UOB Instalment Payment Plan

Shop your desired items with UOB 0% Instalment Payment Plan when you shop at any UOB 0% IPP merchant outlets!

UOB Instalment Payment Plan
Up to 36 months
Early Termination Fee
No Fee

Interest Rates

Transfer your debt now to enjoy special low interest fees each month!

Instalment PeriodInterest RateMinimum Amount
12 months0% p.a. and no one-time upfront handling feeRM1,000
18 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
36 months0% p.a. and no one-time upfront handling feeRM1,000

How to apply

Get help with making your expensive shopping habits affordable with UOB Instalment Payment Plan.

More Information

Shop for what you want, when you want it with zero interest charged. The UOB Instalment Payment Plan is designed for you to make your purchases while offering you the flexibility to pay it off over a period of time with no interest rates.

What can I get from this flexi payment plan?

No interest rates on your retail purchases when you convert to UOB Instalment Payment Plan. Choose your preferred repayment tenures, whether 12, 18, 24 or 36 months, and chop that big number into equal monthly instalments. 

The catch is, however, that this EPP is only available at select UOB’s participating merchants. Also, subject to terms and conditions, you can now say goodbye to 18%p.a. interest rates on your outstanding balance, that otherwise end up driving you deeper into debt.

Tell me how it works.

Okay so, when you make a minimum purchase of RM1,000 in a single receipt, keep that receipt and the payment details. Head on over to the nearest UOB Bank Branch and sign up for the UOB Instalment Payment Plan.

Take note that all forms are processed on a first come first serve basis. Simply choose a repayment tenure that works for you and you’re good to go. Upon approval, you will see the first interest free installment appear on your next statement.

Also, once your EPP has been approved, your credit limit will be provisionally reduced to allocate for the amount you have transferred. In order for you to replenish your credit and enjoy retail spending, make sure you make a steady monthly payment on your instalment plan.

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