UOB Instalment Payment Plan

Shop your desired items with a UOB 0% Instalment Payment Plan when you shop at any UOB 0% IPP merchant outlets!

UOB Instalment Payment Plan
Up to 36 months
Early Termination Fee
No Fee

Interest Rates

Transfer your debt now to enjoy special low interest fees each month!

Instalment PeriodInterest RateMinimum Amount
12 months0% p.a. and no one-time upfront handling feeRM500
18 months0% p.a. and no one-time upfront handling feeRM500
24 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500

How to apply

Get help with making your expensive shopping habits affordable with UOB Instalment Payment Plan.

To sign up for the UOB Instalment Payment Plan, simply:

  • Make a purchase at the participating merchant via the credit card terminal
  • Submit a completed application form for Mail Order or Telephone Order instalment payment plan to the participating merchant

Or, you may go to the participating merchant's counter and ask for the UOB Instalment Payment Plan for your purchases and the staff should be able to help.

More Information

Shop for what you want, when you want it with zero interest charged. The UOB Instalment Payment Plan is designed for you to make your purchases while offering you the flexibility to pay them off over a period of time with no interest rates.

What can I get from this instalment payment plan?

No interest rates on your retail purchases when you convert to a UOB Instalment Payment Plan. Choose your preferred repayment tenures, whether 12, 18, 24 or 36 months and chop that big number into equal monthly instalments. 

The catch is, however, that this IPP is only available at selected UOB’s participating merchants. Also, subject to terms and conditions, you can now say goodbye to 18% p.a. interest rates on your outstanding balance, which otherwise end up driving you deeper into debt.

Tell me how it works.

Okay so, when you are about to pay for your purchase of at least RM500, ask for the UOB Instalment Payment Plan from the staff at the participating merchant.

After that, simply choose a repayment tenure that works for you and you’re good to go. Upon approval, you will see the first interest-free instalment appear on your next credit card statement.

Also, once your IPP has been approved, your credit limit will be provisionally reduced to allocate the amount you have transferred. In order for you to replenish your credit and enjoy retail spending, make sure you make a steady monthly payment on your instalment plan.

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We’ll guide you through your application for this financial product