Transfer your debt now to enjoy special low interest fees each month!
| Instalment Period | Interest Rate | Minimum Amount |
|---|---|---|
| 6 months | 0% p.a. and no one-time upfront handling fee | RM2,000 |
| 12 months | 0% p.a. and no one-time upfront handling fee | RM2,000 |
Get help with making your expensive shopping habits affordable with UOB Lady’s LuxePay Easi Payment Plan.
Stay in control of your money in the bank by following these simple steps:
The flexi payment plan, specially catered for UOB Lady's MasterCard credit card, is open to both principal and supplementary cardholders.
Flexi payment, or in other words an easy payment plan, is a value-added service for UOB credit cardholders that offers the convenience of making repayment of your used credit in monthly instalments.
The next time you see your favourite luxury watches, jewellery, shoes or handbag displayed on the storefront, don't hesitate to take a closer look at the price as this flexi payment plan accepts all retail purchases worth RM2,000 and above.
The minimum amount you can transfer for luxury purchases is RM2,000. Bear in mind that only retail transactions are allowed to be converted into a flexi payment plan. You can choose either to repay your instalment over a 6 or 12-month plan, all at zero interest!
For health and beauty purchases, the minimum amount you can transfer is RM2,000 for a 6-month tenure, and RM4,000 as the minimum amount for a 12-month tenure.
If you're not able to make a full payment on or before the credit card statement date, you are allowed to make a minimum monthly payment of 5% of the total outstanding or RM50, whichever is higher.
This practice is, however, not encouraged as it will attract an unnecessary finance charge of 18% per annum on the outstanding balance, calculated daily until it is fully repaid.
You may want to change your mind at any point in time, and it is okay. All you need to do is inform UOB of your decision in writing 1-week before the cancellation.
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