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Credit cards: Compare the best credit cards
Sign up offers: Compare credit card deals and sign up gifts when you apply for any RinggitPlus promotion
No annual fee credit cards: Why pay more than you have to?
Cashback credit cards: Cashback credit cards convert money you spend into rebates
Rewards credit cards: Unlimited cash rebates every day
Petrol credit cards: Petrol credit cards offer cashback, reward points or discounts from petrol stations that you use regularly
Islamic credit cards: Choose from a range of Shariah compliant Riba-free cards that respect your faith, values, and family traditions
Travel credit cards: Airmiles and overseas travel deals

Personal loans: Borrow at the lowest interest rate
Home loans: Be sure you're getting the best deal
Car loans: New or used we got you covered
Easy Payment Plans: Buy with easy monthly instalments
Business loans: Fund your next business venture

Car Insurance: Easy and stress free motor claims
Home Insurance: Secure your property and belongings

Term Life Insurance: Protection when the unexpected happens
Whole Life Insurance: Life protection and savings for you and your family
Medical Cards: Worry less on your next hospital visit
Critical Illness: Financial support for medical treatment

Travel Insurance: Get covered wherever you go
Personal Accident Insurance: Stay protected from harm's way

Fixed Deposits: Invest at the best interest rates
Savings Accounts: Earn interest on your savings
Current Accounts: Use cheques for easy payments
Islamic Fixed Deposits: Find the best Islamic term deposits

All articles: Important money tips and tricks
Banking Basics: Learn personal finance
Insurance Guides: Everything you need to know about insurance
Income Tax Calculator: Tools and FAQ guied for tax e-filing

About Us: We are your personal finance heroes
Contact Us: Learn personal finance
Testimonials: Here's what our customers say about us
Work with us: Come work for the team that's helping Malaysians get more for their money
Terms and Conditions: Read and understand our Terms of Use, Privacy Policy, and Credit Reporting Agency Terms and Conditions below.

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Struggling to pay your credit cards or loans during a crisis?

If you're looking for a personalised financial recovery plan to get your finances moving in the right direction, we're here for you.

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Why myRinggitHealth?

Get a clear picture of your current finances

Receive personalised tips to improve your financial wellbeing

Get product recommendations tailored for you

What happens when I miss a payment?

Missing a loan or credit card payment will leave a negative mark on your repayment history. This data will be tracked by the credit bureaus and have it displayed on your profile for up to 12 months. Banks will refer to this information when considering approving your new credit facility. Having a record of irregular and missing payments in the past can hurt your overall credit score, thus slimming your chances of approval.

How to regain control over my finances?

Inability to follow through with your monthly payments can be linked to socioeconomic reasons such as being laid off work, salary cut, sudden illnesses or accident that keeps you away from work. If you are looking to recover from a financial setback and improve your credit health, myRinggitHealth will help you create a personal financial recovery plan that is tailored to your priorities and goals.

Is it easier to plan financial recovery with myRinggitHealth?

Your journey to financial recovery with myRinggitHealth will be smooth sailing compared to other subscription-based tools as this digital financial manager is FREE of charge, provides a comprehensive report of your credit history, gives step-by-step tips to tackle your financial stress, and recommends specific financial products that best fit your needs. Plan your financial recovery and get your personal finances back on track today.

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