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Best 3 Month FD Rates in Malaysia 2026

Bitcoin and foreign currency won't fit in, but you'll get bigger savings on every RM and sen with the best fixed deposit promotions! Enjoy auto-renewals and convenient online banking to help you manage your cash investments with ease.

Wondering what the rates are for other deposits? Check out the tenures below

BSN Term Deposit
Interest Rate
2.3% p.a.
Early Withdrawal
No
Interest Earned
RM287.50
Alliance Bank Fixed Deposit
Interest Rate
2.3% p.a.
Early Withdrawal
No
Interest Earned
RM287.50
Hong Leong Priority Banking Premium Fixed Deposit
Interest Rate
2.25% p.a.
Early Withdrawal
Yes
Interest Earned
RM281.25
UOB Fixed Deposit
Interest Rate
2.25% p.a.
Early Withdrawal
No
Interest Earned
RM281.25
Bank of China Fixed Deposit Account
Interest Rate
2.2% p.a.
Early Withdrawal
No
Interest Earned
RM275
Public Bank Golden 50 PLUS Fixed Deposit Account
Interest Rate
2.05% p.a.
Early Withdrawal
No
Interest Earned
RM256.25

HSBC Time Deposit
Interest Rate
2.05% p.a.
Early Withdrawal
Yes
Interest Earned
RM256.25
Maybank Fixed Deposit
Interest Rate
2% p.a.
Early Withdrawal
Yes
Interest Earned
RM250
Ambank AmFDPlus
Interest Rate
1.95% p.a.
Early Withdrawal
No
Interest Earned
RM243.75
RHB P.A.Y.S Short Term Fixed Deposit
Interest Rate
1.95% p.a.
Early Withdrawal
Yes
Interest Earned
RM243.75
Public Bank eFixed Deposit
Interest Rate
1.95% p.a.
Early Withdrawal
No
Interest Earned
RM243.75
Hong Leong eFixed Deposit
Interest Rate
1.95% p.a.
Early Withdrawal
Yes
Interest Earned
RM243.75

Maybank eFixed Deposit
Interest Rate
1.95% p.a.
Early Withdrawal
Yes
Interest Earned
RM243.75
Hong Leong Senior Savers Flexi FD
Interest Rate
1.95% p.a.
Early Withdrawal
Yes
Interest Earned
RM243.75
Hong Leong Junior Fixed Deposit
Interest Rate
1.95% p.a.
Early Withdrawal
Yes
Interest Earned
RM243.75
Standard Chartered Fixed Deposit
Interest Rate
1.95% p.a.
Early Withdrawal
No
Interest Earned
RM243.75
RHB Ordinary Fixed Deposit
Interest Rate
1.95% p.a.
Early Withdrawal
Yes
Interest Earned
RM243.75
Public Bank PLUS Fixed Deposit Account
Interest Rate
1.95% p.a.
Early Withdrawal
Yes
Interest Earned
RM243.75

OCBC MYR Fixed Deposit
Interest Rate
1.95% p.a.
Early Withdrawal
Yes
Interest Earned
RM243.75
Hong Leong Fixed Deposit
Interest Rate
1.95% p.a.
Early Withdrawal
Yes
Interest Earned
RM243.75
CIMB Fixed Deposit
Interest Rate
1.95% p.a.
Early Withdrawal
Yes
Interest Earned
RM243.75
AmBank Conventional Fixed Deposit
Interest Rate
1.95% p.a.
Early Withdrawal
No
Interest Earned
RM243.75
AFFIN Fixed Deposit
Interest Rate
1.85% p.a.
Early Withdrawal
Yes
Interest Earned
RM231.25

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