Affin Bank

Affin Bank Fixed Deposit

Affin Bank Fixed Deposit offers great rates on both short and long term investment accounts with special conditions for clubs, societies and companies

  • You DepositDeposit PeriodEffective Interest Rate
    more than RM50001 month3.25% p.a.
    more than RM5002 months3.25% p.a.
    more than RM5003 to 5 months3.3% p.a.
    more than RM5006 to 8 months3.4% p.a.
    more than RM5009 to 11 months3.5% p.a.
    more than RM50012 months4.05% p.a.
    more than RM50013 to 60 monthsnegotiable

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Fees & Charges

There are always fees but how much are they?

Additional Statement Request
RM5.30 per document

All fees & charges are inclusive of 6% GST if applicable

Requirements

Are you eligible for this Affin Bank Fixed Deposit?

Minimum age
18 years old
Open To
  • Companies
  • Associations
  • Cooperatives
  • Clubs and Societies

Frequently Asked Questions about Affin Bank Fixed Deposit

Things you might want to know

What do I need to know about Affin Bank Fixed Deposit accounts?

Maximise your savings - choose from one month to twelve months term and earn a great rate of interest. Affin Bank’s Fixed Deposit offers some of the highest per annum interest rates on the market for deposits of twelve months.

Can I withdraw my fixed deposit before maturity?

Yes, however, you will not earn any interest if you withdraw in the first three months. If your account is more then three months old you'll get half of the original contracted interest rate for each completed month.

Can I make a partial withdrawal on my account?

Yes, you can withdraw some of your money without penalty if you meet the following conditions:

  • It is an individual, joint or minor account and not a club, society, association or company.
  • The balance of the FD is more than RM20,000 after withdrawal.
  • The amount drawn must be in a multiple of RM5,000.

The bank will pay you 50% of the contracted interest rate for the withdrawal amount if you take money out early.

What do I need to bring along to open a fixed deposit account with Affin Bank?

You have to bring along your Identification Card, you need to visit one of the bank’s branches to open this kind of account.

For Corporate, Association or Clubs, please bring along more documentation, such as: Form 24 & 49, Company resolution, Business Registration Form. You must have a minimum of two Authorised Signatories and they must provide their Identification Cards.

What's so cool about the Affin Bank’s Fixed Deposit?

Your deposit is protected by PIDM. Protection is free and your deposits are covered for up to RM 25,0000. The RM 250,000 limit includes both the principal amount and the interest. So, if the banks fail - you're golden.

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