Affin Bank

Affin Islamic Commodity Murabahah Deposit-i

Based on the Shariah principle of Wakalah, you can stand to earn great returns on your investment. No early withdrawal charges, no brokerage fee!

    • RM100000 minimum deposit
    • Islamic
    • Early withdrawal allowed
  • You DepositDeposit PeriodEffective Profit Rate
    more than RM1000001 month3% p.a.
    more than RM1000003 months3.05% p.a.
    more than RM1000006 months3.15% p.a.
    more than RM1000009 months3.2% p.a.
    more than RM10000012 months3.3% p.a.

Apply online now for Affin Islamic Commodity Murabahah Deposit-i

RinggitPlus will help you every step of the way.

By typing your contact information, you agree to our Terms of Use. We respect your privacy and are committed to handle your personal information safely and responsibly.

You've almost completed your application for Affin Islamic Commodity Murabahah Deposit-i

To help you better we need to know a little bit more about your application.
Confirm your application

Oops. We can't seem to get a quote for you for a while there. Please click "Get Quote" again.

Your qualifications have not met the requirements of this policy. Don’t worry, you can still check other insurance policies

Please fill in all fields and enter a valid email

Thank you for applying with RinggitPlus!

We’ve sent you an email to help with your application.

Continue to Affin Bank website

If you have any questions let us know at [email protected], we'd love to help!

Follow us to keep in touch and not miss out on offers and promotions.

View product disclosure sheet.

Fees & Charges

There are always fees but how much are they?

There are no fees associated with this product.


Are you eligible for this Affin Islamic Commodity Murabahah Deposit-i?

Minimum age
18 years old

Frequently Asked Questions about Affin Islamic Commodity Murabahah Deposit-i

Things you might want to know

Affin Islamic Murabahah Deposit-i is a Shariah compliant fixed deposit based on Wakalah principles with underlying Commodity Murabahah. Your deposit money will be used by the Islamic bank for investment allowed under Islamic laws.

What do I get from Affin Islamic Commodity Murabahah Deposit-i?

Affin Islamic will provide you a fixed return on investment at maturity. You can select any tenure you would like to park your money, which range from 1 day up to 365 days. 

The minimum amount you can place in this Islamic fixed deposit account is RM100,000, with profit rate is fixed upfront when you place your deposit.

Can I make an early withdrawal of my money?

Effective from January 2019, when you make a new FD placement or renew your current FD, you will no longer receive profit payment when you withdraw the money before reaching maturity date.

How to renew my fixed deposit?

You can renew your fixed deposit when it has matured, provided that the Islamic bank receives any verbal or written instruction from you. Your profit will be redeposited together with the principal for the same tenure, unless you want to change it.

Otherwise, Affin Islamic Bank will credit the principal plus profit back to your account.

Read More