Affin Bank

Affin Islamic Term Deposit Plus-i

Be rewarded with high returns with this Islamic term deposit account based on the Shariah concept of Wakalah. Early full withdrawals allowed!

    • RM10000 minimum deposit
    • Auto-Renewal
    • Islamic
    • Early withdrawal allowed
  • You DepositDeposit PeriodEffective Profit Rate
    more than RM100001 month2.75% p.a.
    more than RM100003 months2.8% p.a.
    more than RM100006 months2.9% p.a.
    more than RM100009 months3% p.a.
    more than RM1000012 months3.65% p.a.
View product disclosure sheet.

Fees & Charges

There are always fees but how much are they?

Lost of Fixed Deposit certificate
  • RM5.00 Service Charge
Additional Statement Request
RM5.00 per document


Are you eligible for this Affin Islamic Term Deposit Plus-i?

Minimum age
18 years old
Current Account required
Savings Account required

Frequently Asked Questions about Affin Islamic Term Deposit Plus-i

Things you might want to know

Earn guaranteed profits on your investments with this Shariah compliant FD by Affin Islamic. Abiding by the principles of Wakalah, you’ll get higher returns for flexible tenures between 1 month to 12 months.

Profit rates for this Islamic FD are also fixed, so you won’t have to worry about your earnings decreasing over the course of your investment period. That’s zero market noise affecting your private stash.

How do I invest with Affin Islamic Term Deposit Plus-i?

All you need is a minimum deposit of RM10,000 to start earning high profits on your Affin Islamic term deposit. Next, open a current account or savings account with Affin Islamic if you don’t have one already.

It can be anyone of the accounts listed above under ‘Requirements’. Be sure to maintain an account balance of 10% of your Affin Islamic Term Deposit Plus-i at all times.

How will I get my profits from this Term Deposit?

Remember the Affin Islamic current account or savings account that you opened? Your profit rates on your investment will be compounded daily and credited to the mentioned account when it matures.

Where possible, don’t withdraw from your Affin Islamic Term Deposit Plus-i or you’ll risk losing your earnings. If you’re not sure if you’ll need the cash, choose a shorter tenure when you register.

Are my investments insured?

No worries, all deposits up to RM250,000 are insured under Perbadanan Insurans Deposit Malaysia. So come what may with an economic crash or political crisis, touchwood, your money will still be protected.

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