Agrobank Fixed Return Investment Account-i 45 Plus

Start your retirement fund as soon as you turn the age of 45. Live comfortably during your golden years knowing that you have money in the bank!

    • RM1000 minimum deposit
    • Islamic
  • You DepositDeposit PeriodEffective Profit Rate
    more than RM50006 months2.75% p.a.
    more than RM500012 months3.15% p.a.
    more than RM10006 months2.75% p.a.
    more than RM100012 months3.15% p.a.
    more than RM100024 months3.1% p.a.
    more than RM100036 months3.1% p.a.

Apply online now for Agrobank Fixed Return Investment Account-i 45 Plus

RinggitPlus will help you every step of the way.

By typing your contact information, you agree to our Terms of Use. We respect your privacy and are committed to handle your personal information safely and responsibly.

You've almost completed your application for Agrobank Fixed Return Investment Account-i 45 Plus

To help you better we need to know a little bit more about your application.
Confirm your application

Oops. We can't seem to get a quote for you for a while there. Please click "Get Quote" again.

Your qualifications have not met the requirements of this policy. Don’t worry, you can still check other insurance policies

Please fill in all fields and enter a valid email

Thank you for applying with RinggitPlus!

We’ve sent you an email to help with your application.

Continue to Agrobank website

If you have any questions let us know at [email protected], we'd love to help!

Follow us to keep in touch and not miss out on offers and promotions.

View product disclosure sheet.

Fees & Charges

There are always fees but how much are they?

Lost of Fixed Deposit certificate
  • RM5.00 Service Charge
Additional Statement Request
RM5.00 per document


Are you eligible for this Agrobank Fixed Return Investment Account-i 45 Plus?

Minimum age
45 years old

Frequently Asked Questions about Agrobank Fixed Return Investment Account-i 45 Plus

Things you might want to know

Tell me about it?

The Agrobank Fixed Return Investment Account-i 45 Plus is a fixed deposit account for customers over the age of 45.

Of course, it is also a Shariah compliant deposit account adopting the concept of Tawarruq. It is available to both individual and joint account holders.

How does it work?

Well, this deposit account requires a minimum of RM1,000 for an initial deposit. The profit rates for this account ranges from 2.75% to 3.15% p.a. and you have options when it comes to how you’d like to receive the profit.

For the minimum deposit of RM1,000 you can take up tenures of 6 months up to 36 months. If this is the option you are going for, you can choose to have your profits credited to you on a monthly, half-yearly or annual basis, or you could just opt to receive it upon the maturity of your tenure.

However, you can also choose to make a deposit of RM5,000 for a 6 or 12-month period and have your profit paid upfront on the day you make your placement.

Any other important information I need?

Yes! Please take note of the minimum age for this product, it also applies to joint account holders. The primary account holder should be at or over the age of 45. Of course, your account should be joint with someone of legal age as well, 18 at least.

Also, in the case you wish to make a premature withdrawal of your deposit, before the 3-month mark, you will have to bear a brokerage fee of RM50 or 0.05% of the total investment. Whichever is lower.

Lastly, for any replacement of your Deposit Statement or Certificate, there is a small charge of RM5.

Read More