Agrobank

Agrobank Fixed Return Investment Account-i 45 Plus

Start your retirement fund as soon as you turn the age of 45. Live comfortably during your golden years knowing that you have money in the bank!

    • RM1000 minimum deposit
    • Islamic
  • You DepositDeposit PeriodEffective Profit Rate
    more than RM50006 months3.4% p.a.
    more than RM500012 months3.7% p.a.
    more than RM10006 months3.45% p.a.
    more than RM100012 months3.75% p.a.
    more than RM100024 months3.75% p.a.
    more than RM100036 months3.75% p.a.

Apply online now for Agrobank Fixed Return Investment Account-i 45 Plus

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Fees & Charges

There are always fees but how much are they?

Lost of Fixed Deposit certificate
  • RM5.30 Service Charge

All fees & charges are inclusive of 6% GST if applicable

Requirements

Are you eligible for this Agrobank Fixed Return Investment Account-i 45 Plus?

Minimum age
45 years old

Frequently Asked Questions about Agrobank Fixed Return Investment Account-i 45 Plus

Things you might want to know

Tell me about it?

The Agrobank Fixed Return Investment Account-I 45Plus is a fixed deposit account for customers over the age of 45.

Of course, it is also a Shariah compliant deposit account adopting the concept of Tawarruq. It is available to both individual and joint account holders.

How does it work?

Well, this deposit account requires a minimum of RM1,000 for an initial deposit. The profit rates for this account ranges from 3.45% to 3.65% p.a. and you have options when it comes to how you’d like to receive the profit.

For the minimum deposit of RM1,000 you can take up tenures of 6 months up to 36 months. If this is the option you are going for, you can choose to have your profits credited to you on a monthly, half-yearly or annual basis, or you could just opt to receive it upon the maturity of your tenure.

However, you can also choose to make a deposit of RM5,000 for a 6 or 12-month period and have your profit paid upfront on the day you make your placement.

Any other important information I need?

Yes! Please take note of the minimum age for this product, it also applies to joint account holders. The primary account holder should be at or over the age of 45. Of course, your account should be joint with someone of legal age as well, 18 at least.

Also, in the case you wish to make a premature withdrawal of your deposit, before the 3-month mark, you will have to bear a brokerage fee of RM50 or 0.05% of the total investment. Whichever is lower.

Lastly, for any replacement of your Deposit Statement or Certificate, there is a small charge of RM5, before 6% GST.

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