Agrobank Fixed Return Investment Account-i

Get your hands on your profit earnings on the date you open the account or until the maturity date! Open to individual and joint accounts.

Agrobank Fixed Return Investment Account-i
Min. Deposit
Daily Interest
Early Withdrawal

Fixed Deposit Calculator

Profit Rate

What you earn based on the amount that you have in your account

You DepositDeposit PeriodEffective Profit Rate
min. RM5,0001 month2.6% p.a.
min. RM1,0002 months2.65% p.a.
min. RM1,0003 months2.9% p.a.
min. RM1,0006 months3.1% p.a.
min. RM1,0009 months3.2% p.a.
min. RM1,00012 months3.3% p.a.
min. RM1,00060 months3.4% p.a.

Fees & Charges

Lost of Fixed Deposit Certificate
  • RM10 Indemnity Stamp Duty
  • RM5 Service Charge


Minimum Age
  • 18 years old
Who can apply
  • Malaysians
  • Foreigners

More Information

The Agrobank FRIA-i is a Shariah-compliant fixed deposit account made for the everyday consumer, with fixed profit rates and low minimum deposits.

Tell me about this product

This is a savings tool to help you make more for your money. Either choose to take up a long-term deposit tenure or if you’d much prefer a one-month deposit both options are open to you.

If you decide to have a one-month investment, the minimum amount is RM5,000 but you will get your profit upfront.

For a longer tenure, the minimum amount is RM1,000 and you will have the profit credited to you every month.

This account is also available to joint account holders. The minimum initial deposit for a joint account is RM50,000.

Similarly, your profit will be credited every month, or if you choose, on a half-yearly, annually or even maturity basis.

Rates and charges

Finally, the rates are fixed but can be changed subject to the bank's discretion.

Other than that, just be prepared to pay a brokerage fee of 0.05% or RM50 whichever is lower, on your investment if you were to withdraw the sum before the 3-month mark of your tenure.

Anything else I need to know?

Yes, yes, yes. Like all savings and fixed deposits, there is always a margin of risk involved when diving into them headfirst. The smallest tenure after 1 month is the 3-month tenure. 

If you were to make a premature withdrawal before the 3 months are up, you will lose all the profit you have made so far. This is on top of the brokerage fee imposed.

You are given the option of auto-renewal if you’d like to keep your investment growing. 

Which will mean that when you do eventually withdraw it, you will have an incredible amount of profit on this small investment that you decided to make.

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