Agrobank Fixed Return Investment Account-i

Get your hands on your profit earnings on the date you open the account. No waiting until maturity date! Open to individual and joint accounts.

    • RM1000 minimum deposit
    • Islamic
  • You DepositDeposit PeriodEffective Profit Rate
    more than RM50001 month2.8% p.a.
    more than RM10003 months2.9% p.a.
    more than RM10006 months3.05% p.a.
    more than RM10009 months3.1% p.a.
    more than RM100012 months3.4% p.a.
    more than RM100015 to 60 months3.15% p.a.

Apply online now for Agrobank Fixed Return Investment Account-i

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Fees & Charges

There are always fees but how much are they?

Lost of Fixed Deposit certificate
  • RM5.00 Service Charge


Are you eligible for this Agrobank Fixed Return Investment Account-i?

Minimum age
18 years old

Frequently Asked Questions about Agrobank Fixed Return Investment Account-i

Things you might want to know

The Agrobank FRIA-i is a Shariah compliant fixed deposit account made for the everyday consumer, with fixed profit rates and low minimum deposits.

Tell me about this product

This is a savings tool to help you make more for your money. Either choose to take up a long-term deposit tenure or if you’d much prefer a one month deposit both options are open to you.

If you decide to have a one month investment, the minimum amount is RM5,000 but you will get your profit upfront. For a longer tenure the minimum amount is RM1,000 and you will have the profit credited to you on a monthly basis.

This account is also available to joint account holders. The minimum initial deposit for a joint account is RM50,000. Similarly, your profit will be credited on a monthly basis, or if you choose, on a half yearly, annually or even maturity basis.

Rates and Charges

Finally, the rates are fixed, but can be changed subject to the banks discretion.

Other than that, just be prepared to pay a brokerage fee of 0.05% or RM50 whichever is lower, on your investment if you were to withdraw the sum before the 3-month mark of your tenure.

Anything else I need to know?

Yes, yes, yes. Like all savings and fixed deposits there is always a margin of risk involved when diving into them headfirst. The smallest tenure after 1 month is the 3-month tenure. 

If you were to make a premature withdrawal before the 3 months are up, you will lose all the profit you have made so far. This is on top of the brokerage fee imposed.

You are given the option of auto renewal if you’d like to keep your investment growing. Which will mean that when you do eventually withdraw it, you will have an incredible amount of profit on this small investment that you decided to make.

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