Al-Rajhi Term Deposit-i

Grow your wealth through Shariah-approved investments with Term Deposit-i, enjoy guaranteed profits calculated on a monthly basis!

Al-Rajhi Term Deposit-iIslamic FD
Min. Deposit
Daily Interest
Early Withdrawal

Fixed Deposit Calculator

Profit Rate

What you earn based on the amount that you have in your account

You DepositDeposit PeriodEffective Profit Rate
min. RM1,0001 to 2 months1.7% p.a.
min. RM5003 to 5 months1.8% p.a.
min. RM5006 to 8 months1.85% p.a.
min. RM5009 to 11 months1.9% p.a.
min. RM50012 to 13 months2% p.a.
min. RM50024 months2.21% p.a.
min. RM50036 months2.25% p.a.
min. RM50048 months2.28% p.a.
min. RM50060 months2.36% p.a.

Fees & Charges

Lost of Fixed Deposit Certificate
  • RM5 Service Charge


Minimum Age
  • 18 years old

More Information

What should I know about Term Deposit-i?

Want to make profits from your hard earned cash, but concerned about the pitfalls of Riba?  

Al Rajhi Term Deposit-i will only invest your money in Shariah-approved investments, making it the perfect vehicle for you to grow your wealth!

Am I eligible to make an investment?

All individuals aged 18 and above are eligible to open this fixed deposit account with Al Rajhi Bank. 

For tenures less than 3 months, a minimum deposit of RM1,000 is required. For any tenures 3 months and above only RM500 is required as a minimum deposit.

What is the maximum tenure?

You can invest and earn profit with Term Deposit-i for up to 5 years – that’s a worthwhile investment with high profit rates of 2.36%!

What are the fees and charges I have to pay?

There is no service fee for investing into this Term Deposit-i. 

But you will need to pay for a Wakalah (Agency) Fee of 0.01% and the issuance of Duplicate/Replacement of Term Deposit Acocunt-i Deposit Placement Advice and Renewal Notice of RM5 and RM2 respectively.

These payments will be made to Al Rajhi Nominee (Tempatan) Sdn Bhd, which acts as the agent as stipulated in the Terms and Conditions.

How will my profits be calculated?

When you place a deposit Al Rajhi Bank will let you know your profit upfront, which will be calculated on a monthly basis.

Are my investments protected by PIDM?

Yes! All investments in your Term Deposit-i account will be protected up to a maximum of RM250,000 by Perbadanan Insurans Deposit Malaysia (PIDM).