Al Rajhi Bank

Al-Rajhi Wakalah Bi Al-Istithmar Investment Account-i

Enjoy competitive profit rates with no deposit limits and flexible investment tenure! Earn profit ethically with Al Rajhi, protected by PIDM.

    • RM1000 minimum deposit
    • Islamic
    • Profit calculated daily
  • You DepositDeposit PeriodEffective Profit Rate
    more than RM10001 month3.15% p.a.
    RM1000 - 10000003 months3.25% p.a.
    RM1000 - 10000006 months3.3% p.a.
    RM1000 - 10000009 months3.35% p.a.
    RM1000 - 100000012 months3.45% p.a.

Fees & Charges

There are always fees but how much are they?

There are no fees associated with this product.


Are you eligible for this Al-Rajhi Wakalah Bi Al-Istithmar Investment Account-i?

Minimum age
18 years old
Open To
  • Companies
  • Cooperatives
  • SMEs
  • Partnerships
  • Sole proprietorship

Frequently Asked Questions about Al-Rajhi Wakalah Bi Al-Istithmar Investment Account-i

Things you might want to know

How does the Al Rajhi Wakalah Bi Al-Istithmar Investment Account-i work?

As an Islamic deposit account, all investment activities for Wakalah Bi Al-Istithmar Investment Account-i are based on Syariah-approved principles of finance. Investment tenures are flexible at 1, 3, 6, 9 and 12 months.

Who can apply for this Syariah compliant investment account?

This Syariah compliant investment programme is open not only to individuals but also businesses. This includes SMEs and corporate companies, sole proprietorship or partnerships, government offices, government-linked companies, and statutory bodies.

How much do I need to deposit?

That depends on how long you'd like to invest your money for:

  • RM500 for placement starting 3 months and above
  • RM1,000 for placement less than 3 months

How does Al Rajhi calculate my profit?

The profit earned on your investment will be calculated on a daily basis.

How much should I invest?

There's no maximum limit on your fixed deposit placement. For fixed deposits with 3-month tenures and above, the minimum deposit is set at RM500. If you’d prefer a short tenure period of 1 month, a minimum placement of RM1000 is required.

For individuals, you need to be at least 18 years of age to start earning profit with the Al Rajhi Wakalah Bi Al-Istithmar Investment Account-i.

Is this Islamic investment secured, like conventional FDs?

Yes, it is. All Al Rajhi fixed deposits are under the protection of Perbadanan Insurans Deposit Malaysia ( PIDM) for deposits which do not exceed RM250,000.

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