Alliance Bank

Alliance Islamic Junior Smart Term Deposit-i

It's never too early to start saving for your child's future! Earn at attractive profit rates based on the Shariah concept of Murabahah Tawarruq.

    • RM500 minimum deposit
    • Islamic
    • Early withdrawal allowed
  • You DepositDeposit PeriodEffective Profit Rate
    more than RM50012 to 60 months3.15% p.a.

Apply online now for Alliance Islamic Junior Smart Term Deposit-i

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Fees & Charges

There are always fees but how much are they?

Lost of Fixed Deposit certificate
  • RM5.30 Service Charge

*inclusive of 6% GST


Are you eligible for this Alliance Islamic Junior Smart Term Deposit-i?

Maximum age
18 years old
Savings Account required

Frequently Asked Questions about Alliance Islamic Junior Smart Term Deposit-i

Things you might want to know

What is the Alliance Islamic Junior Smart Term Deposit-i?

This is an Islamic fixed deposit account available especially for the younger ones in the family. With this account, you will enjoy a fixed profit rate according to the Islamic concept of Murabahah Tawarruq - this principle is the buying and selling of assets by the bank with your deposits for a profit, if they earn big, you'll win too!

You can link your FD account to the Junior Smart Savers Account-i for your profit to be credited into once your investment reaches maturity. For this FD account, there will be zero brokerage fee!

What is the minimum placement amount?

You can deposit a minimum of RM500. All you have to do next is watch your wealth grow at an agreed profit sharing rate.

Who can open this fixed deposit with Alliance Islamic?

Remember, anyone of any religion can open this FD account. Other requirements include:

  • Individuals aged 18 years and below
  • Application to be made and submitted jointly with the parents, guardian or trustee.

Can I withdraw my fixed deposit before maturity?

If you withdraw your deposits, whether a portion or in full, you will then receive a lower interest rate on the remainder in the Alliance Islamic Junior Smart Term Deposit-i.

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