Alliance Islamic Junior Smart Term Deposit-i

It's never too early to start saving for your child's future! Earn at attractive profit rates based on the Shariah concept of Murabahah Tawarruq.

Alliance Islamic Junior Smart Term Deposit-i
Min. Deposit
Daily Interest
Early Withdrawal

Fixed Deposit Calculator

Profit Rate

What you earn based on the amount that you have in your account

You DepositDeposit PeriodEffective Profit Rate
min. RM50012 to 24 months2.1% p.a.
min. RM50036 to 60 monthsNegotiable

Fees & Charges

Lost of Fixed Deposit Certificate
  • RM5 Service Charge


Maximum Age
18 years old
Who can apply
  • Any nationality
  • Anyone

More Information

What is the Alliance Islamic Junior Smart Term Deposit-i?

This is an Islamic fixed deposit account available especially for the younger ones in the family. With this account, you will enjoy a fixed profit rate according to the Islamic concept of Murabahah Tawarruq - this principle is the buying and selling of assets by the bank with your deposits for a profit, if they earn big, you'll win too!

You can link your FD account to the Junior Smart Savers Account-i for your profit to be credited into once your investment reaches maturity. For this FD account, there will be zero brokerage fee!

What is the minimum placement amount?

You can deposit a minimum of RM500. All you have to do next is watch your wealth grow at an agreed profit sharing rate.

Who can open this fixed deposit with Alliance Islamic?

Remember, anyone of any religion can open this FD account. Other requirements include:

  • Individuals aged 18 years and below
  • Application to be made and submitted jointly with the parents, guardian or trustee.

Can I withdraw my fixed deposit before maturity?

If you withdraw your deposits, whether a portion or in full, you will then receive a lower interest rate on the remainder in the Alliance Islamic Junior Smart Term Deposit-i.

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