Alliance Islamic Term Deposit-i

An Islamic fixed deposit product with a flat profit rate of return via the buying and selling of commodities.

Alliance Islamic Term Deposit-i
Min. Deposit
Daily Interest
Early Withdrawal

Fixed Deposit Calculator

Profit Rate

What you earn based on the amount that you have in your account

You DepositDeposit PeriodEffective Profit Rate
min. RM5,0001 month2.75% p.a.
min. RM5002 months2.85% p.a.
min. RM5003 months2.95% p.a.
min. RM5004 to 5 months3% p.a.
min. RM5006 to 11 months3.05% p.a.
min. RM50012 months3.1% p.a.
min. RM50013 to 24 months3.1% p.a.
min. RM50025 to 60 monthsNegotiable

Fees & Charges

Lost of Fixed Deposit Certificate
  • RM5 Service Charge


Minimum Age
  • 18 years old
Who can apply
  • Any nationality
  • Associations
  • Clubs and Societies
  • Partnerships
  • Sole proprietorship
  • SMEs
  • Corporations
  • Government Bodies
  • Trustee

More Information

What should I know about the Alliance Islamic Term Deposit-i?

What everyone should know is that this Alliance Islamic Term Deposit-i account is first and foremost an Islamic fixed deposit account. 

You will earn a handsome profit at a rate you and the banks have agreed on.

Alliance Islamic will use your deposits to invest in the buying and selling of assets and commodities that are allowed under Islamic law, or more specifically, the Shariah concept of Murabahah Tawarruq.

Can you tell me in more detail the benefits of the FD account?

Absolutely! There are a few important benefits that you should know about:

Your tenure is super flexible - you can stretch it from 1 month up to 60 months! On top of that, auto-renewal of your account is allowed so you don't have to worry when it reaches the maturity date.

There will be no brokerage free - it is completely waived. Your deposits can be used as collateral for other banking products and investments.

How much do I need to open the Alliance Islamic Term Deposit-i account?

Not much! For a 1 month's placement, all you need is RM5,000. Better still, for a tenure of 2 months and above, you only need RM500 - that's a small portion of your income that you can save!

Can anyone apply for this fixed deposit account?

You must be at least 18 years old and above to be eligible for this FD account. If you represent a company or an organisation, you must be either one of the below:

  • Individuals aged 18 years and above
  • Associations, clubs and societies
  • Partnerships
  • Sole proprietorships
  • SMEs, corporations, business enterprise
  • Government bodies and trustee
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