AmBank Conventional Fixed Deposit

Offering you a low initial deposit of just RM500 means it's easy to get started on your savings journey with an AmBank Conventional FD!

AmBank Conventional Fixed Deposit
Min. Deposit
Daily Interest
Early Withdrawal

Fixed Deposit Calculator

Interest Rate

What you earn based on the amount that you have in your account

You DepositDeposit PeriodEffective Interest Rate
min. RM5,0001 month2% p.a.
min. RM5002 months2% p.a.
min. RM5003 months2.4% p.a.
min. RM5004 to 5 months2.45% p.a.
min. RM5006 to 11 months2.55% p.a.
min. RM50012 months2.6% p.a.
min. RM50015 to 24 months2.7% p.a.
min. RM50036 months2.85% p.a.
min. RM50048 to 60 months2.9% p.a.

Fees & Charges

Lost of Fixed Deposit Certificate
  • RM5 Service Charge
Additional Statement Request
RM5 per document


Minimum Age
  • 18 years old
Who can apply
  • Malaysians
  • Foreigners

More Information

What do I need to know about AmBank Conventional Fixed Deposit?

  1. Start saving with as little as RM500. 
  2. Invest for any duration from one month up to five years.
  3. Attractive interest earnings

Really, it's as easy as that! In fact, we're wrong, it's even easier than that because once you're set up you can manage your Fixed Deposit online with just a few clicks. 

Sit back and check your profits from your laptop, mobile or tablet. What could be easier?

As long as you have an AmBank Current or Savings account all you need to do is log on to online banking and set up a Fixed Deposit.

How do I open an AmBank FD?

This Conventional Fixed Deposit is only for folks aged 18 years or over. If you have an AmBank Current or Savings account, you can open this FD online. 

Otherwise, go to your AmBank branch and the staff will be more than glad to help you with your application.

Can I withdraw from this AmBank FD before maturity?

Yes, you certainly can. However, there will be no interest paid for withdrawals made within 3 months of the start date. 

After 3 months, you get half the interest rate earned for the number of days the FD has been running. 

You only get the full interest when the FD matures.

Can I take just a portion of the money out of my account?

No, you cannot.

Okay, can I renew it?

Of course, you can renew your fixed deposit - it's even easier online!

Does PIDM protect this Conventional FD from AmBank?

Yes, it is protected against loss in the event of the bank’s failure. You're covered for up to RM250,000.

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