CIMB Big Plus for 50 Plus

Double up on your retirement savings with interest earnings from 2 accounts. Earn high interest from this fixed deposit and senior savings account bundle.

CIMB Big Plus for 50 Plus
Min. Deposit
Daily Interest
Early Withdrawal

Fixed Deposit Calculator

Interest Rate

What you earn based on the amount that you have in your account

You DepositDeposit PeriodEffective Interest Rate
min. RM30,00015 to 24 months2.85% p.a.
min. RM30,00036 months2.9% p.a.
min. RM30,00048 months3% p.a.
min. RM30,00060 months3.1% p.a.

Fees & Charges

Lost of Fixed Deposit Certificate
  • RM10 Service Charge
Additional Statement Request
RM2 per document


Minimum Age
  • 50 years old
Who can apply
  • Any nationality
  • Anyone

More Information

What do I need to know about CIMB Big Plus for 50 Plus?

This is an FD account that'll give lots of benefits for senior citizens and pensioners wishing to sit back and watch their money (and grandchildren) grow and grow!

In order to enjoy the benefits, you have to open a CIMB senior savings account which gives you up to 1% of bonus interest in addition to the current interest rate. 

The profit will be paid out every 6 months. On the other hand, you'll receive your fixed deposit interest earnings every month.

Who can apply for this FD account?

You don't have to be that much of an old-timer really! As long as you're 50 years old and above, you're eligible to open this account. 

Also, joint accounts are allowed with the only condition that the primary account holder is at least 50 years old.

Great! How much is the minimum deposit?

You will need a minimum initial deposit of RM30,000. Meanwhile, you are required to pay RM250 for your CIMB senior savings account. 

If you prefer to hold a passbook for your savings account, the initial deposit is higher, which is RM500.

Also, you have to maintain a minimum amount of RM30,000 in the account to avoid CIMB from closing your account.

What are the documents I need to open an account?

All you need is to present your identity card. If you are non-Malaysian, a work permit is required to open an account.

Am I allowed to make a withdrawal?

Yes, you can withdraw cash from your account anytime. Each partial withdrawal must be at least RM5,000 - any additional cash should be in multiples of RM1,000. Do note that you have to keep a minimum balance of RM30,000, otherwise, your FD account will be closed due to insufficient funds.

Any fees if I need to reprint my FD statement?

There's an RM10 upfront fee you have to pay in order to get your statement reprinted and each additional page will set you back RM2. 

In the event that you would like to reproduce the FD account statement that exceeds 1 year, the upfront fee is higher, which is RM30 plus RM2 for each additional page.

Is this fixed deposit protected by PIDM?

Yes, your deposits are eligible for insurance protection from PIDM for up to RM250,000.

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