CIMB

CIMB Islamic Fixed Return Income Account-i Maturity Returns

This fixed investment account offers you flexible tenures as well as attractive pre-determined and fixed profit rates. Ideal for those who are keen to invest following Shariah principles.

    • RM1000 minimum deposit
    • Auto-Renewal
    • Islamic
  • You DepositDeposit PeriodEffective Profit Rate
    more than RM50001 month2.95% p.a.
    more than RM10002 months2.95% p.a.
    RM10000 - 5000003 months4.7% p.a.
    more than RM10004 to 5 months3% p.a.
    more than RM10006 to 11 months3.05% p.a.
    more than RM100012 to 35 months3.1% p.a.
    more than RM100036 to 47 months3.2% p.a.
    more than RM100048 to 59 months3.3% p.a.
    more than RM100060 months3.4% p.a.

Apply online now for CIMB Islamic Fixed Return Income Account-i Maturity Returns

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Fees & Charges

There are always fees but how much are they?

Lost of Fixed Deposit certificate
  • RM10.00 Service Charge

Requirements

Are you eligible for this CIMB Islamic Fixed Return Income Account-i Maturity Returns?

Minimum age
18 years old
Open To
  • Associations
  • Clubs and Societies
  • Companies
  • Cooperatives
  • Government
Current Account required
Savings Account required

Frequently Asked Questions about CIMB Islamic Fixed Return Income Account-i Maturity Returns

Things you might want to know

For a limited time until 30 September 2019, get a special rate of 4.7% p.a. on a Fixed Deposit placement of 3 months when you deposit fresh funds into your Current Account/-i or Savings Account/-i, subject to CIMB 4.7% FD/FRIA-i Bundle with CASA/-i Campaign terms and conditions.

What is CIMB Islamic FRIA-i Maturity Returns?

This CIMB Islamic FRIA-i Maturity Returns is a Shariah compliant deposit investment account going by the principles of Tawarruq and Murabahah with Commodity Murabahah, where you appoint CIMB Islamic as your agent to trade Shariah compliant commodities for your behalf. 

The profits earned are share between you and CIMB Islamic according to the pre-agreed profit sharing ratio. The rates are predetermined and fixed and will be stated in your investment certificate.

This account is open to individuals who are aged 18 and above, residents or non-residents. It is open to business enterprises, association, society and clubs as well. You need at least RM1,000 to open this account and you can select from one month up to 60 months. 

For a one-month investment, the minimum deposit is RM5,000. The Investment Certificate can be used as security for loans-related products with CIMB or CIMB Islamic.

How do I get collect my profits?

With CIMB Islamic FRIA-i Maturity Returns, you can collect your profit as well as your initial investment on maturity date, thus the. If you place more than 12 months tenure, you can choose to collect every six months or on maturity date.

Can I withdraw cash from my fixed deposit?

You may withdraw your money partially from this fixed deposit account before it reaches maturity. However, you will not receive profit payment. Same goes if you wish to uplift the deposit before the completion of its term.

How do I open this FRIA-i Maturity Returns with CIMB Islamic?

For an Individual, you need your Identification Card or passport if you are foreigner, that's all!

For a Sdn Bhd, you must present a certified copy of your company’s Memorandum and Association, Form 24 & 49, and a company’s resolution to open this account as well as photocopies of all authorised signatories’ Identification Card.

For Sole Proprietors or Partnership, you need the business registration form and photocopies of all authorised signatories’ Identification Card.

For associations/societies/clubs, you need certified copy of your organisation’s resolution, authority letter, rules and regulations and copies of identity cards of all authorised signatories

Is this CIMB Islamic FRIA-i Maturity Returns secured?

Yes. It is insured automatically by PIDM for the lost of your investment in case on bank’s failure, up to RM 250,000 per person per bank.

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