CIMB Islamic Fixed Return Investment Account-i - WhyWait

Collect your investment profits on the day you sign up for this CIMB Islamic FD! Because really, why wait?

    • RM10000 minimum deposit
    • Auto-Renewal
    • Islamic
  • You DepositDeposit PeriodEffective Profit Rate
    more than RM100001 to 2 months2.7% p.a.
    more than RM100003 months2.75% p.a.

Apply online now for CIMB Islamic Fixed Return Investment Account-i - WhyWait

RinggitPlus will help you every step of the way.

By typing your contact information, you agree to our Terms of Use. We respect your privacy and are committed to handle your personal information safely and responsibly.

You've almost completed your application for CIMB Islamic Fixed Return Investment Account-i - WhyWait

To help you better we need to know a little bit more about your application.
Confirm your application

Oops. We can't seem to get a quote for you for a while there. Please click "Get Quote" again.

Your qualifications have not met the requirements of this policy. Don’t worry, you can still check other insurance policies

Please fill in all fields and enter a valid email

Thank you for applying with RinggitPlus!

We’ve sent you an email to help with your application.

Continue to CIMB website

If you have any questions let us know at [email protected], we'd love to help!

Follow us to keep in touch and not miss out on offers and promotions.

Fees & Charges

There are always fees but how much are they?

Lost of Fixed Deposit certificate
  • RM10.00 Service Charge


Are you eligible for this CIMB Islamic Fixed Return Investment Account-i - WhyWait?

Minimum age
18 years old
Open To
  • Associations
  • Clubs and Societies
  • Companies
  • Cooperatives
Current Account required
Savings Account required

Frequently Asked Questions about CIMB Islamic Fixed Return Investment Account-i - WhyWait

Things you might want to know

What do I need to know about CIMB Islamic FRIA-i Why Wait?

CIMB Islamic FRIA-i Why Wait is a Syariah compliant deposit account that lets you invest your savings for three months at a great interest rate. The offer is open to anyone aged 18 years or over, it's for residents or non-residents alike. Minimum investment is RM10000.

The really good thing about this FD is that you get instant payment of cash equivalent to the agreed profit when you sign up. Yes, that's right - instead of waiting until the investment has matured you'll get your return straight away. 

Additionally, the FD Investment Certificate can be used as security for loans with CIMB or CIMB Islamic.

Can I withdraw my CIMB Islamic FRIA-i before maturity?

You are not allowed to withdraw your money partially from this fixed deposit account. If you wish to uplift the deposit before the completion of its term, you will not receive any profit payment.

How do I open a FRIA-i Why Wait account with CIMB Islamic?

For Individuals:

  •  Identification Card or passport.

For a registered company, you must present:

  • Certified copy of your company’s Memorandum and Association, 
  • Form 24 & 49, and 
  • Company’s resolution to open this account as well as photocopies of all authorized signatories’ Identification Card.

For Sole Proprietors or Partnership, you need:

  • Business registration form and 
  • Photocopies of all authorized signatories’ Identification Card.

For associations/societies/clubs, you need:

  • certified copy of your organisation’s resolution
  • authority letter
  • rules and regulations and copies of identity cards of all authorised signatories

Is this CIMB Islamic FRIA-i Why Wait secured?

PIDM protects your investment with free coverage up to RM250000.

Read More