CIMB Unfixed Deposit

Enjoy a higher rate of interest with a CIMB Fixed Deposit investment account - open to both individuals and companies

CIMB Unfixed DepositHigher Interest
Min. Deposit
RM1,000
Auto-renewal
Yes
Daily Interest
No
Early Withdrawal
No
Type
Conventional

Fixed Deposit Calculator

Interest Rate

What you earn based on the amount that you have in your account

You DepositDeposit PeriodEffective Interest Rate
min. RM5,0001 month1.9% p.a.
min. RM1,0002 months1.9% p.a.
min. RM1,0003 to 5 months1.95% p.a.
min. RM1,0006 to 11 months2.05% p.a.
min. RM1,00012 to 35 months2.1% p.a.
min. RM1,00036 to 47 months2.15% p.a.
min. RM1,00048 to 59 months2.25% p.a.
min. RM1,00060 months2.35% p.a.

Fees & Charges

Additional Statement Request
RM10 per document

Requirements

Minimum Age
  • 18 years old
Who can apply
  • Any nationality
  • Associations
  • Clubs and Societies
  • Companies
  • Cooperatives
  • Government
  • Government-Linked Companies

More Information

What do I need to know about CIMB Unfixed Deposit?

This CIMB FD is open to individuals aged 18 and over, whether they are Malaysian or foreigners residing or not residing in Malaysia. 

The offer is open for those wishing to open personal accounts, joint accounts, business enterprises, trust executors or administrators.

You can choose a term of between 1 to 60 months, with as little as RM1,000 to get it off the ground. 

For an extra short one month tenure, you must make a minimum deposit of RM5,000.

Can I withdraw from this fixed deposit before maturity?

You may withdraw your money from the CIMB Unfixed Deposit account, whether partially or fully, before the completion of its tenure. 

However, you will no longer receive any interest payment on the amount you have withdrawn. 

The interest will only be paid for the amount that is not withdrawn for partial withdrawal. 

What do I need to open a Fixed Deposit account with CIMB?

You have to bring along your:

  •  Identification Card or passport
  • a copy of a house utility bill for verification of address. 

You'll need to bring some money too - cash or cheque is fine.

Companies must present:

  • Memorandum of Association
  • Form 24 & 49
  • Resolution to open this account.

Is my money in CIMB Unfixed Deposit safe?

Yes. PIDM protects your savings in case the bank fails - you're covered for up to RM250,000.