CIMB Unfixed Deposit

Enjoy a higher rate of interest with a CIMB Fixed Deposit investment account - open to both individuals and companies

  • You DepositDeposit PeriodEffective Interest Rate
    more than RM50001 month2.95% p.a.
    more than RM10002 months2.95% p.a.
    more than RM10003 to 5 months3% p.a.
    more than RM10006 to 11 months3.05% p.a.
    more than RM100012 months3.1% p.a.
    more than RM100013 to 35 months3.1% p.a.
    more than RM100036 to 47 months3.2% p.a.
    more than RM100048 to 59 months3.3% p.a.
    more than RM100060 months3.4% p.a.

Apply online now for CIMB Unfixed Deposit

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Fees & Charges

There are always fees but how much are they?

Additional Statement Request
RM10.60 per document

All fees & charges are inclusive of 6% GST if applicable


Are you eligible for this CIMB Unfixed Deposit?

Minimum age
18 years old
Open To
  • Associations
  • Clubs and Societies
  • Companies
  • Cooperatives
  • Government
  • Government-Linked Companies

Frequently Asked Questions about CIMB Unfixed Deposit

Things you might want to know

What do I need to know about CIMB Unfixed Deposits?

This CIMB FD is open to individuals aged 18 and over, whether they are Malaysian or foreigners residing or not residing in Malaysia. The offer is open for those wishing to open personal accounts, joint accounts, business enterprises, trust executors or administrators.

You can choose a term of between one to sixty months, with as little as RM1000 to get it off the ground. For an extra short one month tenure, you must make a minimum deposit of RM5000.

Can I withdraw from this fixed deposit before maturity?

You will be free to do so, with the new unfixed deposit feature, but you must maintain at least RM1000, subject to the minimum deposit needed for your chosen placement period. 

You need also to complete at least 3 months tenure in order to not lose any interest. Each withdrawal must be a minimum of RM1,000 and any amount higher must be in multiples of RM1,000. Your pre-agreed interest rate will be applicable on your balance until it reaches maturity.

The withdrawal can only be done at your CIMB home branch, where you placed your investment. On the other hand, if you opened this FD account through e- FD at CIMB Clicks, withdrawals are not allowed.

What do I need to open a Fixed Deposit account with CIMB?

You have to bring along your:

  •  Identification Card or passport
  • a copy of a house utility bill for verification of address. 

You'll need to bring some money too - cash or cheque is fine.

Companies must present:

  • Memorandum of Association
  • Form 24 & 49
  • Resolution to open this account.

Is this fixed deposit secure?

PIDM protects your savings in case the bank fails - you're covered for up to RM250000.

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