CIMB Unfixed Deposit

Enjoy a higher rate of interest with a CIMB Fixed Deposit investment account - open to individuals and a joint account is allowed as well.

CIMB Unfixed Deposit
Min. Deposit
Daily Interest
Early Withdrawal

Fixed Deposit Calculator

Interest Rate

What you earn based on the amount that you have in your account

You DepositDeposit PeriodEffective Interest Rate
min. RM5,0001 month2.6% p.a.
min. RM1,0002 months2.8% p.a.
min. RM1,0003 months2.85% p.a.
min. RM1,0004 to 5 months2.95% p.a.
min. RM1,0006 to 11 months3.05% p.a.
min. RM1,00012 to 35 months3.1% p.a.
min. RM1,00036 to 47 months3.15% p.a.
min. RM1,00048 to 59 months3.25% p.a.
min. RM1,00060 months3.35% p.a.

Fees & Charges

Lost of Fixed Deposit Certificate
  • RM10 Service Charge
Additional Statement Request
RM2 per document


Minimum Age
  • 18 years old
Who can apply
  • Malaysians
  • Foreigners

More Information

What do I need to know about CIMB Unfixed Deposit?

This CIMB FD is open to individuals aged 18 and over, whether they are Malaysian or foreigners residing or not residing in Malaysia. 

The offer is open for those wishing to open personal accounts and joint accounts.

You can choose a term of between 1 to 60 months, with as little as RM1,000 to get it off the ground. 

For an extra short one-month tenure, you must make a minimum deposit of RM5,000.

Can I withdraw from this fixed deposit before maturity?

You may withdraw your money from the CIMB Unfixed Deposit account, whether partially or fully, before the completion of its tenure. 

However, you will no longer receive any interest payment on the amount you have withdrawn. 

The interest will only be paid for the amount that is not withdrawn for partial withdrawal. 

What do I need to open a Fixed Deposit account with CIMB?

You have to bring along your:

  • Identification Card or passport
  • A copy of a house utility bill for verification of address. 

You'll need to bring some money too - cash or a cheque is fine.

Companies must present:

  • Memorandum of Association
  • Forms 24 and 49
  • Resolution to open this account.

Is my money in CIMB Unfixed Deposit safe?

Yes. PIDM protects your savings in case the bank fails - you're covered for up to RM250,000.

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