Citibank Time Deposit-i

Increase your wealth with this secured fixed-period deposit investment that adheres to strict Islamic principles

    • RM1000 minimum deposit
    • Auto-Renewal
    • Islamic
  • You DepositDeposit PeriodEffective Profit Rate
    more than RM50001 month2.95% p.a.
    more than RM10003 months3.1% p.a.
    more than RM10006 months3.1% p.a.
    more than RM10009 months3.1% p.a.
    more than RM100012 months3.2% p.a.

Fees & Charges

There are always fees but how much are they?

There are no fees associated with this product.


Are you eligible for this Citibank Time Deposit-i?

Frequently Asked Questions about Citibank Time Deposit-i

Things you might want to know

What do I need to know about Citibank Time Deposit-i?

Citibank Time Deposit-i is an investment account that will earn profit on savings placed for a fixed period of time. Citibank will use your money to invest in Syariah compliant commodities, and the profit earned is shared between you and Citibank. You can start investing with as little as RM1000 for two months.

How do I open a Time Deposit-i with Citibank?

Pop along to any Citibank branch and you can set up this account with your MyKad and some money - cash or cheque will do.

Can I partially withdraw cash from my fixed deposit?

No. You can only withdraw in full.

Can I withdraw or terminate the investment earlier then expected and still earn profits?

The short answer is no. If you withdraw before maturity date Citibank may or may not give you any hibah or gift, and if any, only at a reduced rate, depending on the number of completed months of the tenure.

Can I renew this investment after it has matured?

Of course you can. If you do not instruct the bank or cash out your deposits within two days of the fixed term ending the bank will automatically renew your investment under the same terms and tenure together with the profits earned.

Does PIDM protect this Citibank Time Deposit-i?

Yes, you're protected against the loss of your money in the event of the bank’s failure. Coverage is up to RM250000.

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